Cheap Renters Insurance in Connecticut

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There’s a lot to take into account when shopping for renters insurance, but we’ve compiled a list of the top providers in Connecticut. Our insurance experts have analyzed price quotes from Connecticut’s largest renters insurance companies to help make your decision easier. Below is the list of cheapest renters insurance companies in Connecticut:

Allstate
USAA
Amica
State Farm
Homesite

Cheapest renters insurance companies in Connecticut

Allstate offers the cheapest renters insurance in Connecticut at an average annual rate of $156 or $13 per month. Based on Insure.com’s rate analysis, we have mentioned cheap renters insurance companies in Connecticut along with their average annual rates.

Company	Average annual rate	Average monthly rate
Allstate	$156	$13
USAA	$190	$16
Amica	$215	$18
State Farm	$287	$24
Homesite	$334	$28
Travelers	$382	$32
Truck Ins Exch	$472	$39
Liberty	$580	$48
Safeco	$584	$49

Average cost of renters insurance in Connecticut by coverage level

In Connecticut, the average cost of renters insurance is $246 per year or $20 per month, that’s $80 less than the national average of $326. These rates are for the coverage level of $20,000 for personal property, $1000 as deductible and $300,000 as liability protection.

Find below average cost of renters insurance in Connecticut for coverage levels of- $40,000 and $60,000 with liability protection of $300,000 and $1000 as deductible.

Coverage level	Avg. annual renters insurance rate	Avg. monthly renters insurance rate
$20,000	$246	$20
$40,000	$359	$30
$60,000	$486	$40

Most affordable ZIP codes for renters insurance in Connecticut

How much Connecticut renters pay for insurance majorly depends on the zip code they live in. Based on our findings, the most affordable zip code for renters insurance in Connecticut is 6754. Its average annual rate $284 or $24 per month.

The above mentioned rates are for the coverage limits of $40,000 for personal property, $1000 as deductible, and 100,000 in liability protection. Rates vary based on the zip code, that’s why comparing quotes is one of the easiest ways to get the best deal on renters insurance in Connecticut.

ZIP code	Average annual rate	Average monthly rate
6754	$284	$24
6021	$285	$24
6750	$286	$24
6069	$287	$24
6039	$288	$24
6024	$289	$24
6031	$290	$24
6785	$291	$24
6018	$292	$24
6058	$293	$24

Least affordable ZIP codes for renters insurance in Connecticut

Your zip code, among other factors, affects how much you pay for renters insurance in Connecticut. 6829 is the least affordable zip code for Connecticut renters at an average cost of $405 a year or $34 monthly.

We have analyzed quotes from the major insurance carriers across all the zip codes in Connecticut. Below we’ll provide the average annual renters insurance costs by ZIP code, also find out how much renters insurance costs per month.

ZIP code	Average annual rate	Average monthly rate
6829	$405	$34
6876	$400	$33
6491	$398	$33
6404	$394	$33
6838	$393	$33
6160	$392	$33
6487	$391	$33
6444	$390	$32
6414	$385	$32
6350	$381	$32

Renters and auto bundle discounts in Connecticut

If you’re looking for ways to trim costs on your insurance premiums, consider purchasing both renters and auto policies from the same company. Bundling policies can help you save an average of $212 per year in Connecticut. State Farm offers the cheapest rate on renters and auto insurance bundle, you can save an average of $64 annually or 4%.

Company	Average annual rate	Average base annual rate (without bundling)	$ bundle average savings	% bundle average savings
State Farm	$1,372	$1,436	$64	4%
Standard Fire	$1,619	$1,634	$16	1%
Geico	$1,715	$1,761	$46	3%
Nationwide	$1,979	$2,149	$170	8%
Metropolitan	$2,244	$2,358	$114	5%
Progressive	$3,411	$3,585	$173	5%
Allstate	$3,591	$3,844	$253	7%
Hanover Amer	$4,754	$5,040	$286	6%
Amica Mut	$5,183	$5,970	$787	13%