There’s a lot to take into account when shopping for renters insurance, but we’ve compiled a list of the top providers in Kansas. Our insurance experts have analyzed price quotes from Kansas’s largest renters insurance companies to help make your decision easier. Below is the list of cheapest renters insurance companies in Kansas:
- Allstate
- Nationwide
- Allied
- State Farm
- Farm Bureau
Cheapest renters insurance companies in Kansas
Allstate offers the cheapest renters insurance in Kansas at an average annual rate of $162 or $14 per month. Based on Insure.com’s rate analysis, we have mentioned cheap renters insurance companies in Kansas along with their average annual rates.
| Company | Average annual rate | Average monthly rate |
|---|---|---|
| Allstate | $162 | $14 |
| Nationwide | $168 | $14 |
| Allied | $219 | $18 |
| State Farm | $224 | $19 |
| Farm Bureau | $285 | $24 |
| American Family | $292 | $24 |
| Travelers | $294 | $24 |
| Safeco | $358 | $30 |
| Farmers | $505 | $42 |
| Liberty | $710 | $59 |
Average cost of renters insurance in Kansas by coverage level
In Kansas, the average cost of renters insurance is $274 per year or $23 per month, that’s $52 less than the national average of $326. These rates are for the coverage level of $20,000 for personal property, $1000 as deductible and $300,000 as liability protection.
Find below average cost of renters insurance in Kansas for coverage levels of- $40,000 and $60,000 with liability protection of $300,000 and $1000 as deductible.
| Coverage level | Avg. annual renters insurance rate | Avg. monthly renters insurance rate |
|---|---|---|
| $20,000 | $274 | $23 |
| $40,000 | $404 | $34 |
| $60,000 | $543 | $45 |
Most affordable ZIP codes for renters insurance in Kansas
How much Kansas renters pay for insurance majorly depends on the zip code they live in. Based on our findings, the most affordable zip code for renters insurance in Kansas is 67436. Its average annual rate $382 or $32 per month.
The above mentioned rates are for the coverage limits of $40,000 for personal property, $1000 as deductible, and 100,000 in liability protection. Rates vary based on the zip code, that’s why comparing quotes is one of the easiest ways to get the best deal on renters insurance in Kansas.
| ZIP code | Average annual rate | Average monthly rate |
|---|---|---|
| 67436 | $382 | $32 |
| 66933 | $383 | $32 |
| 66438 | $384 | $32 |
| 66047 | $385 | $32 |
| 66021 | $386 | $32 |
| 66018 | $387 | $32 |
| 66043 | $388 | $32 |
| 66046 | $389 | $32 |
| 66007 | $390 | $32 |
| 66015 | $391 | $33 |
Least affordable ZIP codes for renters insurance in Kansas
Your zip code, among other factors, affects how much you pay for renters insurance in Kansas. 66102 is the least affordable zip code for Kansas renters at an average cost of $412 a year or $34 monthly.
We have analyzed quotes from the major insurance carriers across all the zip codes in Kansas. Below we’ll provide the average annual renters insurance costs by ZIP code, also find out how much renters insurance costs per month.
| ZIP code | Average annual rate | Average monthly rate |
|---|---|---|
| 66102 | $412 | $34 |
| 66103 | $411 | $34 |
| 66101 | $410 | $34 |
| 66104 | $409 | $34 |
| 67202 | $408 | $34 |
| 66603 | $407 | $34 |
| 67207 | $406 | $34 |
| 66621 | $405 | $34 |
| 66612 | $404 | $34 |
| 66112 | $403 | $34 |
Renters and auto bundle discounts in Kansas
If you’re looking for ways to trim costs on your insurance premiums, consider purchasing both renters and auto policies from the same company. Bundling policies can help you save an average of $125 per year in Kansas. American Family offers the cheapest rate on renters and auto insurance bundle, you can save an average of $217 annually or 15%.
| Company | Average annual rate | Average base annual rate (without bundling) | $ bundle average savings | % bundle average savings |
|---|---|---|---|---|
| American Family | $1,253 | $1,470 | $217 | 15% |
| State Farm | $1,350 | $1,417 | $67 | 5% |
| Farmers | $1,366 | $1,883 | $517 | 27% |
| Progressive | $1,459 | $1,549 | $91 | 6% |
| Nationwide Mut | $1,554 | $1,626 | $73 | 4% |
| Geico | $1,588 | $1,636 | $48 | 3% |
| Standard Fire | $1,668 | $1,686 | $17 | 1% |
| Farm Bureau | $1,774 | $1,835 | $61 | 3% |
| Auto Owners | $1,941 | $2,041 | $100 | 5% |
| Allstate | $2,627 | $2,675 | $48 | 2% |
| Shelter Mut | $2,707 | $2,847 | $140 | 5% |
