Looking for cheap renters insurance in Nevada? Consider getting quotes from Travco, Travelers and American Family. In our analysis these companies offer the cheapest rates of all the carriers surveyed. But it’s smart to get multiple quotes for Nevada renters insurance because the prices vary a lot among carriers. Below is the list of cheapest renters insurance companies in Nevada:

  • Travco
  • Travelers
  • USAA
  • American Family
  • Depositors Insurance

Cheapest renters insurance companies in Nevada

According to Insure.com’s analysis, Travco offers the cheapest renters insurance in Nevada at about $199 a year or $17 per month. Travelers is in second place with an average annual rate of $203. However, the cost of your premium may vary depending on factors specific to you.

CompanyAverage annual rateAverage monthly rate
Travco$199$17
Travelers$203$17
USAA$203$17
American Family$247$21
Depositors Insurance$247$21
First Liberty$273$23
Fire Ins Exch$275$23
Allstate$280$23
Farmers$307$26
State Farm$310$26
Safeco$405$34
LM Insurance$518$43
Liberty$530$44
Allied$538$45
Amco$538$45

Average cost of renters insurance in Nevada by coverage level

The average cost of renters insurance in Nevada is $259 per year or $22 per month. These rates are for coverage level of $20,000 for personal property, $300,000 for liability protection and $1000 as deductible.

Whereas, renters insurance costs $355 annually for coverage limit of $40,000 as personal property, $300,000 for liability and $1000 deductible.

Coverage levelAvg. annual renters insurance rateAvg. monthly renters insurance rate
$20,000$259$22
$40,000$355$30
$60,000$449$37

Most affordable ZIP codes for renters insurance in Nevada

89436 is the most affordable zip code for renters insurance in Nevada. Our insurance experts have analyzed price quotes from all the major carriers in Nevada and put together a list of the most affordable zip codes with cheapest renters insurance.

ZIP codeAverage annual rateAverage monthly rate
89436$307$26
89434$308$26
89510$309$26
89412$311$26
89405$312$26
89512$313$26
89410$314$26
89439$315$26
89316$316$26
89010$317$26

Least affordable ZIP codes for renters insurance in Nevada

Of all the zip codes analyzed by Insure.com, 89106 is the least affordable zip code for renters insurance in Nevada. Its average annual rate for Nevada renters is $391 a year or $33 per month. The insurance rates in a city can vary depending on many factors, such as crime rate and weather. A population with a low crime rate will have much lower premiums in comparison to other areas.

ZIP codeAverage annual rateAverage monthly rate
89106$391$33
89101$390$32
89032$389$32
89030$388$32
89104$387$32
89121$386$32
89119$385$32
89191$383$32
89086$374$31
89110$372$31

Renters and auto bundle discounts in Nevada

Bundling with your auto insurance is a great way to save money on renters coverage. If you purchase your auto and renters insurance policies from the same company you can save an average of $87 per year in Nevada.

Below is a list of companies that offer cheap rates upon bundling and you can also find how much you will have to pay if you don’t bundle your policies.

CompanyAverage annual rateAverage base annual rate (without bundling)$ bundle average savings% bundle average savings
State Farm$1,068$1,113$444%
Depositors $1,529$1,580$513%
Geico$1,709$1,757$483%
Standard Fire $1,732$1,755$231%
Farmers$1,740$1,868$1297%
Progressive$1,899$1,997$985%
American Family $1,943$2,007$653%
Allstate$2,550$2,678$1295%
CSAA$3,946$4,143$1975%

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