Renters insurance is a must-have for renters in Pennsylvania. It will cover your belongings in the event that they suffer damage from windstorm, fire, thefts or vandalism or any other natural disasters. The average cost of renters insurance in Pennsylvania is $200 a year.

Insurance experts at Insure.com have analyzed price quotes from all the major renters insurance companies in Pennsylvania to help you find affordable renters insurance policy. Read this guide to find out which carrier offers cheap rates, better coverage options and excellent customer service. Below is the list of cheapest renters insurance companies in Pennsylvania:

  • Erie
  • Allstate
  • Travelers
  • USAA
  • State Farm

Cheapest renters insurance companies in Pennsylvania

Based on Insure.com’s analysis, Pennsylvania’s most affordable insurance company is Erie. Its average annual rate is $144 or $12 per month. Allstate is the second cheapest renters insurance provider among the carriers surveyed. It offers insurance at about $176 year on average.

CompanyAverage annual rateAverage monthly rate
Erie$144$12
Allstate$176$15
Travelers$246$20
USAA$252$21
State Farm$278$23
Nationwide$358$30

Average cost of renters insurance in Pennsylvania by coverage level

The average cost of renters insurance in Pennsylvania is $200 per year or $17 per month.

The cost of insurance varies depending on the insurance company and the coverage limits you choose. Below are the average annual renters insurance rates for different personal property coverage. These rates are for the deductible amount of $1000 and $300,000 as liability protection.

Coverage levelAvg. annual renters insurance rateAvg. monthly renters insurance rate
$20,000$200$17
$40,000$286$24
$60,000$380$32

Most affordable ZIP codes for renters insurance in Pennsylvania

Renters insurance rates vary depending on the zip code. The most affordable zip code for renters insurance in Pennsylvania is 17201 at about $224 a year on average.

Based on Insure.com’s study, we have put together a list of the most affordable zip codes for renters insurance for Pennsylvania renters.

ZIP codeAverage annual rateAverage monthly rate
17201$224$19
17015$225$19
17007$226$19
17065$227$19
17043$228$19
17011$229$19
15928$230$19
15531$231$19
15520$232$19
15501$233$19

Least affordable ZIP codes for renters insurance in Pennsylvania

The cost of renters insurance varies considerably across the United States, depending on your location. The weather patterns and crime rates in your area impact how much you pay for insurance. The least affordable zip code for renters insurance in Pennsylvania is 19133, at an average of $437 a year.

Find below the least affordable zip codes and their average annual rates for Pennsylvania renters.

ZIP codeAverage annual rateAverage monthly rate
19133$437$36
19140$436$36
19122$434$36
19134$433$36
19132$432$36
19190$429$36
19121$428$36
19120$427$36
19110$426$36
19124$425$35

Renters and auto bundle discounts in Pennsylvania

One of the easiest ways to save money on car insurance is by purchasing both your auto and renters policies from the same company. A renters and auto bundle can save you an average of $107 a year or 7% annually, based on a rate analysis by Insure.com. Renters insurance costs vary depending on your personal situation. Make sure you compare policy quotes before choosing one.

CompanyAverage annual rateAverage base annual rate (without bundling)$ bundle average savings% bundle average savings
Automobile Of Hartford CT$718$755$385%
Erie$1,110$1,227$11710%
State Farm$1,210$1,271$615%
Pennsylvania Natl Mut Cas $1,236$1,405$16812%
Nationwide$1,286$1,348$625%
Progressive$1,528$1,622$946%
Geico$1,546$1,594$483%
Allstate$2,875$3,142$2679%

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