Renters insurance is a must-have for renters in South Carolina. It will cover your belongings in the event that they suffer damage from windstorm, fire, thefts or vandalism or any other natural disasters. The average cost of renters insurance in South Carolina is $267 a year.

Insurance experts at Insure.com have analyzed price quotes from all the major renters insurance companies in South Carolina to help you find affordable renters insurance policy. Read this guide to find out which carrier offers cheap rates, better coverage options and excellent customer service. Below is the list of cheapest renters insurance companies in South Carolina:

  • Allstate
  • Nationwide
  • State Farm
  • Allied
  • USAA

Cheapest renters insurance companies in South Carolina

Based on Insure.com’s analysis, South Carolina’s most affordable insurance company is Allstate. Its average annual rate is $217 or $18 per month. Nationwide is the second cheapest renters insurance provider among the carriers surveyed. It offers insurance at about $219 year on average.

CompanyAverage annual rateAverage monthly rate
Allstate$217$18
Nationwide$219$18
State Farm$265$22
Allied$271$23
USAA$314$26
Travelers$315$26
South Carolina Farm$400$33
Foremost$463$39
Safeco$624$52
LM Insurance$728$61

Average cost of renters insurance in South Carolina by coverage level

The average cost of renters insurance in South Carolina is $267 per year or $22 per month.

The cost of insurance varies depending on the insurance company and the coverage limits you choose. Below are the average annual renters insurance rates for different personal property coverage. These rates are for the deductible amount of $1000 and $300,000 as liability protection.

Coverage levelAvg. annual renters insurance rateAvg. monthly renters insurance rate
$20,000$267$22
$40,000$381$32
$60,000$495$41

Most affordable ZIP codes for renters insurance in South Carolina

Renters insurance rates vary depending on the zip code. The most affordable zip code for renters insurance in South Carolina is 29847 at about $318 a year on average.

Based on Insure.com’s study, we have put together a list of the most affordable zip codes for renters insurance for South Carolina renters.

ZIP codeAverage annual rateAverage monthly rate
29847$318$26
29303$319$27
29631$320$27
29138$321$27
29014$322$27
29058$323$27
29031$324$27
29006$325$27
29067$326$27
29063$327$27

Least affordable ZIP codes for renters insurance in South Carolina

The cost of renters insurance varies considerably across the United States, depending on your location. The weather patterns and crime rates in your area impact how much you pay for insurance. The least affordable zip code for renters insurance in South Carolina is 29439, at an average of $569 a year.

Find below the least affordable zip codes and their average annual rates for South Carolina renters.

ZIP codeAverage annual rateAverage monthly rate
29439$569$47
29412$561$47
29577$542$45
29451$541$45
29401$536$45
29576$535$45
29575$527$44
29464$526$44
29455$524$44
29458$523$44

Renters and auto bundle discounts in South Carolina

One of the easiest ways to save money on car insurance is by purchasing both your auto and renters policies from the same company. A renters and auto bundle can save you an average of $75 a year or 4% annually, based on a rate analysis by Insure.com. Renters insurance costs vary depending on your personal situation. Make sure you compare policy quotes before choosing one.

CompanyAverage annual rateAverage base annual rate (without bundling)$ bundle average savings% bundle average savings
Government Employees $1,313$1,353$403%
State Farm$1,410$1,472$634%
Travelers$1,414$1,488$745%
Owners $1,553$1,633$815%
Nationwide$1,666$1,727$614%
Progressive$1,830$1,926$975%
Geico$2,203$2,270$683%
Allstate$2,424$2,543$1195%

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