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More Americans have health insurance today than a decade ago, but there are still millions who are underinsured. Being underinsured can result in hefty out-of-pocket costs and not having enough coverage to take care of the health care of you and your family. Read More

Many people can get health insurance in one of two ways. One avenue is through an employer. Another option is individual health insurance - either through the Affordable Care Act (ACA) marketplace or directly through a health insurer. Read More

A health insurance deductible is what you must pay for health care services before your health plan kicks in payments. A deductible plays a major role in your health insurance costs. When deciding on a health plan, comparing deductibles, premiums, copays, coinsurance and out-of-pocket maximums should help with your decision. Read More