Glossary of insurance terms

ACV	AVR
accelerated benefits	accident
accident and health combined ratio	accident and health expense ratio
accident and health loss ratio	accident report form
accidental bodily injury	accidental death benefits
account current	account selling
accounts receivable insurance	accredited adviser in insurance
accumulation period	actual cash value (ACV)
actuary	adjustable life insurance
adjusted cash flow	adjusted cash flow/benefits paid
adjuster	adverse selection
age limits	agency underwriter
agent	aggregate exposure, gross
aggregate exposure, net	aggregate indemnity
all-risks	allocated benefits
alternate delivery system	alternate settlement option
ambulatory care	amendment
annuitant	annuities
annuity certain	annuity consideration
application	approval
assigned risk plans	assignment
association group	audit
audited premium	auto liability
auto medical payments	auto physical damage coverage
auto replacement coverage	automatic premium loan
automobile insurance plans

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