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My husband has an LLC and we want small group health insurance for the two of us -- husband and wife. Does he have to list me as an employee or a member to meet the 2-person minimum for insurance, or can he get group health insurance for two with me only as his wife?

The definition of a “small group” depends on your state. Some states allow “groups of one” for small business health insurance, meaning your husband would be the “one” and you’d be on his policy.

 The Kaiser Family Foundation has a good chart on groups for guaranteed issue health insurance for small businesses.

Last updated: Jul. 17, 2013