|
|
Amica Car Insurance
|
By Insure.com
Last updated July 16, 2009 |
|
About Amica
Amica Mutual Insurance Company, the nation’s oldest mutual insurer of
automobiles, was founded in 1907. The company, with corporate
headquarters in Lincoln, Rhode Island, is the national writer of
automobile, homeowners, marine, and personal umbrella liability
insurance. Life coverage is available through Amica Life Insurance
Company, a wholly owned subsidiary. Amica employs more than 3,100
people in 39 offices across the country.
Wiki Says
Amica Mutual Insurance Company was founded in 1907 by Adolpy T.
Vigneron. At the time, he was vice president of the Associated Factory
Mutual Fire Insurance Companies. These companies practiced preferred
risk underwriting which offered lower insurance rates for factories in
excellent condition. He theorized that the same principles could apply
to automobile insurance.
Amica was organized as a mutual company, meaning that the company was
owned by policyholders rather than stockholders. Amica experienced
steady growth as the number of automobiles on the road increased. To
meet expanding needs, the Factory Mutual Liability Insurance Company of
America was chartered in 1914 for the purpose of providing liability
insurance to Automobile Mutual policyholders.
Amica Car Insurance Says
Amica provides a wide range of coverage levels to give the protection
best suited for the customer's individual needs, while protecting
current and future assets.
- Liability insurance, covering damages in the event of
accidental injury to others or property damage
- Vehicle coverage, with a range of deductibles that
bring cost-saving options
- Coverage for injuries incurred in an automobile
accident, including those caused by an uninsured driver
- With Amica, the customer receives added value through
the following features at no additional cost:
- No deduction for depreciation when a new vehicle is
declared a total loss within the first 180 days of ownership
- No deductible for lock replacement when keys are lost
or stolen
- No deductible for glass repair
No deductible for repair or replacement of a deployed air bag
Full reimbursement for lost earnings, if the customer goes to court at
Amica's request $1,000 for bail bonds.
Contact Amica at:
Amica Corporate Office
100 Amica Way
Lincoln, Rhode Island 02865-1167
Telephone: (800) 652-6422
Sources: Amica press
release, May 22, 2009; "Amica", Wikipedia, February 2, 2009; "Auto
Insurance", Amica web site
|
|
|
|
|
|
|
