Insure’s editorial policy Insure.com relies on its editors and review board members to maintain its editorial excellence. This team of insurance experts is dedicated to providing reliable, research-based information and resources to help you make informed decisions about insurance. Our values and key principles Our process Editorial review board Contributing writers & editors Expert advisors Ask the expert Our values and key principles Our staff is solely dedicated to providing insurance consumers with the most accurate and up-to-date information about insurance trends, insurance products and insurance rates. We adhere to the strictest standards of professional journalism. Our reporting is unbiased and free of any influence. Our mission is to be the go-to resource for insurance consumers by providing trusted, accurate, informative and helpful content to serve and guide insurance buyers as they make important financial decisions. Our editorial process Insure.com’s rankings, listings, reviews, tools, and editorial content are edited and reviewed by in-house experts – including licensed insurance agents – academic experts, fact-checkers and season journalists. Our writers source their material by talking to insurance company executives, independent consultants and researchers, insurance attorneys, government regulators, and other experts. We rely on data from the Insurance Information Institute, National Association of Insurance Commissioners, Quadrant Information Services, the U.S. Department of Transportation and the National Highway Traffic Safety Administration, among others. Our editorial team constantly reviews site articles to ensure all information is current and all data is accurate. Editorial review board Our editorial review board is a team of experienced insurance professionals committed to providing our readers with the best advice and guidance. John McCormick Editorial Director John is the editorial director for Insure.com, Insurance.com and CarInsurance.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology. Nupur Gambhir Managing Editor Nupur Gambhir is a content editor and licensed life, health, and disability insurance expert. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech. Her insurance expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Financial Gym, and the end-of-life planning service. Laura Longero Executive Editor Laura Longero is a content strategist and communications leader with more than 15 years of experience in content development in journalism, marketing and communications for start-ups to global companies. She started her career as a reporter and editor and honed her journalistic skills at the USA Today Network, working in several roles, as well as managing content and writing at MoneyGeek and XYZ Media. Leslie Kasperowicz Managing Editor Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at Insurance.com. Our expert advisors Expert advisors at Insure.com provide content guidance and helps ensure we publish accurate and actionable reports, studies and tools. Matthew Auer PhD, MS, MALD, AB University of Georgia Additional information James Brau PhD, BS, CFP, CFA Brigham Young University, School of Business Additional information Cynthia L. Burleson AIDA, MBA, CIC, CRM, CPCU, AICP, BS University of Central Arkansas Additional information Siwei Gao PhD, MS, BS Eastern Kentucky University Additional information David Marlett PhD, BS Appalachian State University Additional information Yayuan Ren PhD, MA, BA Illinois State University Additional information David Dorroh Wood DBA, MBA, BBA Middle Tennessee State University Additional information Show more Contributing writers and editors Our team of contributing writers and editors comprises of highly qualified professionals with specialized knowledge of auto, health, life and home insurance. Mark Vallet Contributing Researcher Mark is a freelance journalist and analyst with over 15 years of experience covering the insurance industry. He has extensive experience creating and editing content on a variety of subjects with deep expertise in insurance and automotive writing. He has written for autos.com, carsdirect.com, DARCARS and Madtown Designs to name just a few. Erik J. Martin Contributing Researcher Erik J. Martin is a Chicago area-based freelance writer whose articles have been published by AARP The Magazine, The Motley Fool, The Costco Connection, USAA, US Chamber of Commerce, Bankrate, The Chicago Tribune, and other publications. Lena Borrelli Contributing Researcher Lena Borrelli is a freelance writer from sunny Tampa Bay who has worked with such leading industry titans as Gronk Fitness, Morgan Stanley, Wells Fargo and Simon Corporation. Geoff Williams Geoff Williams is a freelance journalist and author in Loveland, Ohio, where he lives with his two teenage daughters.His work has appeared in numerous publications, including Life magazine, Ladies’ Home Journal, The Washington Post, CNNMoney, Entrepreneur, Forbes.com and U.S. News & World Report. Chris Kissell Chris Kissell is a Denver-based writer and editor with work featured on U.S. News & World Report, MSN Money, Fox Business, Forbes, Yahoo Finance, Money Talks News and more. Cynthia Bowman Cynthia Paez Bowman is a personal finance writer with degrees from American University in International Business and Journalism. Her work has been featured in MSN, Brex, Bankrate, Freshome, The Simple Dollar, GOBankingRates, and more. Cynthia is based between Las Vegas and Europe. In her spare time, she travels throughout Africa and the Middle East helping women entrepreneurs develop and grow their businesses. Casey Bond Casey Bond is a Certified Personal Finance Counselor and seasoned personal finance writer and editor.Casey holds a B.A. in English from Loyola Marymount University and a Certificate in Publishing Arts from Antioch University, Los Angeles.er work has appeared in Forbes, Money.com, Yahoo! Finance, U.S. News & World Report, and more. In 2019, she won a NEFE Excellence in Personal Finance Reporting Award. She is also a Certified Personal Finance Counselor. Shivani Gite Contributing Writer Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. When not writing, you can find her reading a book or watching anime. Prachi Singh Contributing Writer Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry. Barry Eitel Barry Eitel is a content writer and journalist focused on insurance, small business and finance. He has researched and written about personal finance since 2012, with a special focus on entrepreneurship, freelancing and other small business operations. His writing on insurance and small business has been featured in 7×7, Brit + Co, Intuit Quickbooks, Bankrate, Policygenius and Lendio. Bob Haegele Bob Haegele is a personal finance writer. He covers car insurance, health insurance and life insurance. While working in the corporate world he started a personal finance blog. He later left his corporate job and began freelance writing full-time. Since then, he has made it his mission to help people master their money. His work has been featured in Business Insider, Forbes Advisor, Bankrate, FinanceBuzz and others. Cassidy Horton Cassidy Horton is a finance writer with an MBA and a bachelor’s in public relations. Her work has been published in Forbes Advisor, The Balance, Finder.com, Money Under 30, Clever Girl Finance and more. Danielle Dorchester Danielle Dorchester is a juris doctor candidate at Cardozo Law School with a focus on insurance law. She is a copywriter for small B2B businesses and a content writer for outlets including Insure.com. Elizabeth Rivelli Elizabeth Rivelli is a freelance writer who covers various insurance topics. Her areas of expertise are life insurance, car insurance, property insurance and health insurance. Elizabeth’s byline has appeared in dozens of online publications, including Investopedia, CNET and Bankrate. She has also written for several insurance carriers. Jackie Lam Jackie Lam is a freelance writer with experience covering small business,She is an accredited financial coach (AFC) and helps professionals improve their relationship to money. She also is a recipient of the Financial Literacy and Education in Communities’ National Excellence Award, which is given by credit counseling and financial wellness organization Money Management International, and is the recipient of the Plutus Award for Best Freelancer in Personal Finance Media, Financial Literacy and Education. Jeffrey M. Green Jeffrey M. Green has more than 40 years of experience in the financial services industry. He has held a variety of management, sales, marketing and product management positions. Jeff has written extensively on insurance, investing, stocks, asset management, cryptocurrency and more. Kathryn Pomroy Kathryn Pomroy is a journalist and freelance writer specializing in personal finance, insurance, consumer debt and banking, and all types of loans. She has written for dozens of major publications, small businesses and personal finance companies. Laine Adley Laine Adley is a licensed life, health and annuities insurance agent in 12 states and helps clients find the best final expense, whole-life and term-life insurance products. She enjoys assisting people with their final wishes and personalizing plans for clients. Maggie O’Neill Maggie O’Neill is a writer and editor on car insurance and related issues. Before joining Carinsurance.com, she reported on health, education and lifestyle for magazines, websites and newspapers in Nevada. Mel Duvall Mel holds a Bachelor of Arts in Journalism from Ryerson University in Toronto He is the recipient of the Jesse H. Neal National Business Journalism Award, and a two time winner of American Society of Business Publication Editors (ASBPE) Awards for Editorial Excellence He served three-year term on the Mount Royal University Journalism Committee. Long-time hockey coach, soccer coach Scout leader and volunteer with Cancer Society. Featured On Previous Next How may we help you? Our experts are dedicated to helping you understand insurance so you get the right coverage – and peace of mind. Our team is like you – we have auto, home, life and health insurance plans, too. We also want to find the best protection for our needs for an affordable price. We’ve learned about the industry and now we want to share our knowledge with you. Still got a question? Our Life Insurance experts are here to help! Ask Our Expert Please Enter Valid Question. Please Enter Valid Email. Error: Security check failed Ask the expert Thank You, Your message has been received. Technical Error, Please try again later. 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