State Farm Home Insurance Ratings

State Farm
   Effective Date: June 10, 2016
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Customer Satisfaction Ratings

(517 reviews)

For Price
% Who Would
Recommend to
a Friend
% Who Plan
to Renew

A++    June 10, 2016

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Reason for buying from State Farm
Customers of State Farm originally decided to purchase from the company for these reasons:
19%The insurer offered the best price.
18%The insurer was recommended by a friend.
17%Was the company their parents had.
15%Other reason.
7%The insurer's reputation.
6%Saw a commercial.
2%Had other insurance with this company.
Would you recommend this company?
  • already have
  • yes
  • not sure
  • probably not
  • no
  • 32%
  • 45%
  • 21%
  • 2%
  • 0%

Would you renew?
  • yes
  • no
  • 91%
  • 9%

About State Farm

State Farm home insurance came in second overall on our best home insurance companies survey.  It earned an overall score of 86.5 and one of our “People’s Choice” awards. State Farm earned 5 stars in customer service and pricing. A whopping 91 percent of the State Farm home policyholders we surveyed say they plan to renew and continue with State Farm for their next policy term. State Farm is the nation’s largest home insurance provider with 20 percent of the market share according to A.M. Best.

From humble farm beginnings

State Farm Insurance has been around since 1922. Initially, it was auto insurance company for farmers. Later, it would branch out to the wider public and provide more offerings, like homeowners and life insurance. For decades now, the company has been almost an iconic part of Americana. People of a certain age, for instance, might remember the old jingle, penned by musician Barry Manilow, "Like a good neighbor, State Farm is there."

State Farm oversees 80 million policies across North America. They cover virtually everything one can imagine, from car insurance to home, condo and renters insurance as well as life insurance disability insurance. They even offer some forms of health insurance.

Homeowners polices offered

  • Home structure
  • Condo 
  • Renters
  • Associations & Organizations
  • Manufactured Homes
  • Small Business Property
  • Farm & Ranch
  • Personal Articles Policy
  • Flood Insurance

State Farm homeowners programs

  • Home Alert Protection Discount -- Have you installed fire, smoke, burglar alarms or some other type of home monitoring system? You may be eligible for a discount.
  • Roofing discounts -- If you use certain impact-resistant roofing products, you may be eligible for a discount.

Additional policies offered

  • Car
  • Motorcycle
  • Sport and leisure vehicles
  • Long-term care insurance
  • Liability
  • Identity theft insurance

Consider State Farm for bundling and discounts

Like many of its competitors, you can bundle with State Farm (which boasts an average annual savings of $800). But this is also a company known for its discounts. There's the "Home Alert Protection Discount," which lowers your premium if you've installed safety features, like a burglar alarm. You may even get a discount for using certain impact-resistant roofing products.

But the discounts go far beyond the home. For instance, they also have a multitude of discounts for auto insurers. Just a handful of discounts for car drivers: you might get a discount if you have a "green" vehicle, for having a clean driving record, for taking a defensive driving course, for keeping your mileage down and, if you're a student, getting good grades. So, even if you're coming for home, you might stay for auto. 

Contact information

Corporate Headquarters

State Farm Insurance
One State Farm Plaza
Bloomington, IL 61710

Telephone: (800) 782-8332