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Authors

Leslie Kasperowicz

Insurance Expert

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About the Author

Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com.

Experience and Credibility

  • Leslie writes home, auto and life insurance content.
  • She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs.

Previous Experience:

  • Managing editor at Quote.com
  • Writer and insurance expert at Expertinsurancereviews.com
  • Freelance writer, insurance content
  • Customer Service Representative, Farmers Insurance

Education

  • University of Winnipeg, B.A. in Psychology, Sociology, and Criminal Justice.

Expertise

  • Personal lines insurance: home, auto, life, and pet

Associations

  • ExpertInsuranceReviews.com, Farmers Insurance and InsuranceHotline.com

Recent Articles By Leslie Kasperowicz

Non-owner car insurance in Nebraska: Which company has the cheapest rates?
Non-owner auto insurance in Nebraska costs $402 per year, according to Insure.com rate analysis, but Auto-Owners and GEICO offer lower rates.
August 27, 2026
Non-owner auto insurance in Indiana: Which company has the cheapest rates?
Non-owner auto insurance in Indiana costs $320 per year, according to Insure.com rate analysis, but Auto-Owners and Indiana Farm Bureau offer lower rates.
August 27, 2026
Non-owner auto insurance in Iowa: Which company has the cheapest rates?
Non-owner auto insurance in Iowa costs $280 per year, according to Insure.com rate analysis, but Auto-Owners and Iowa Farm Bureau offer lower rates.
August 27, 2026
Non-owner car insurance in Kansas: Which company has the cheapest rates?
Non-owner auto insurance in Kansas costs $408 per year, according to Insure.com rate analysis, but GEICO and State Farm offer lower rates.
August 27, 2026
Non-owner car insurance in Kentucky: Which company has the cheapest rates?
Non-owner auto insurance in Kentucky costs $499 per year, according to Insure.com rate analysis, but Auto-Owners and Shelter Insurance offer lower rates.
August 27, 2026
Non-owner car insurance in Louisiana: Which company has the cheapest rates?
Non-owner auto insurance in Louisiana costs $410 per year, according to Insure.com rate analysis, but Southern Farm Bureau and GEICO offer lower rates.
August 27, 2026
Non-owner auto insurance in Maine: Which company has the cheapest rates?
Non-owner auto insurance in Maine costs $271 per year, according to Insure.com rate analysis, but GEICO and Travelers offer lower rates.
August 27, 2026
Non-owner auto insurance in Maryland: Which company has the cheapest rates?
Non-owner auto insurance in Maryland costs $516 per year, according to Insure.com rate analysis, but GEICO and Erie Insurance offer lower rates.
August 27, 2026
Non-owner car insurance in Massachusetts: Which company has the cheapest rates?
Non-owner auto insurance in Massachusetts costs $686 per year, according to Insure.com rate analysis, but Farmers and Safety Insurance offer lower rates.
August 27, 2026
Non-owner auto insurance in Michigan: Which company has the cheapest rates?
Non-owner auto insurance in Michigan costs $855 per year, according to Insure.com rate analysis, but Auto-Owners and Progressive offer lower rates.
August 27, 2026
Non-owner car insurance in Minnesota: Which company has the cheapest rates?
Non-owner auto insurance in Minnesota costs $352 per year, according to Insure.com rate analysis, but Auto-Owners and North Star Mutual offer lower rates.
August 27, 2026
Non-owner car insurance in Mississippi: Which company has the cheapest rates?
Non-owner auto insurance in Mississippi costs $474 per year, according to Insure.com rate analysis, but Shelter Insurance and Travelers offer lower rates.
August 27, 2026
Non-owner auto insurance in Missouri: Which company has the cheapest rates?
Non-owner auto insurance in Missouri costs $346 per year, according to Insure.com rate analysis, but Auto-Owners and GEICO offer lower rates.
August 27, 2026
Non-owner car insurance in Montana: Which company has the cheapest rates?
Non-owner auto insurance in Montana costs $412 per year, according to Insure.com rate analysis, but State Farm and GEICO offer lower rates.
August 27, 2026
Non-owner car insurance in Illinois: Which company has the cheapest rates?
Non-owner auto insurance in Illinois costs $518 per year, according to Insure.com rate analysis, but Auto-Owners and Travelers offer lower rates.
August 27, 2026
Non-owner car insurance in Nevada: Which company has the cheapest rates?
Non-owner auto insurance in Nevada costs $823 per year, according to Insure.com rate analysis, but GEICO and State Farm offer lower rates.
August 27, 2026
Non-owner auto insurance in New Hampshire: Which company has the cheapest rates?
Non-owner auto insurance in New Hampshire costs $437 per year, according to Insure.com rate analysis, but MMG Insurance and Safety Insurance offer lower rates.
August 27, 2026
Non-owner auto insurance in New Jersey: Which company has the cheapest rates?
Non-owner auto insurance in New Jersey costs $1,141 per year, according to Insure.com rate analysis, but Travelers and GEICO offer lower rates.
August 27, 2026
Non-owner car insurance in New Mexico: Which company has the cheapest rates?
Non-owner auto insurance in New Mexico costs $413 per year, according to Insure.com rate analysis, but Central Insurance and GEICO offer lower rates.
August 27, 2026
Non-owner auto insurance in New York: Which company has the cheapest rates?
Non-owner auto insurance in New York costs $606 per year, according to Insure.com rate analysis, but NYCM Insurance and Preferred Mutual offer lower rates.
August 27, 2026
Non-owner auto insurance in North Carolina: Which company has the cheapest rates?
Non-owner auto insurance in North Carolina costs $681 per year, according to Insure.com rate analysis, but State Farm and Progressive offer lower rates.
August 27, 2026
Non-owner auto insurance in North Dakota: Which company has the cheapest rates?
Non-owner auto insurance in North Dakota costs $353 per year, according to Insure.com rate analysis, but Auto-Owners and GEICO offer lower rates.
August 27, 2026
Non-owner car insurance in Ohio: Which company has the cheapest rates?
Non-owner auto insurance in Ohio costs $291 per year, according to Insure.com rate analysis, but Auto-Owners and Grange Insurance offer lower rates.
August 27, 2026
Non-owner auto insurance in Oklahoma: Which company has the cheapest rates?
Non-owner auto insurance in Oklahoma costs $477 per year, according to Insure.com rate analysis, but Progressive and GEICO offer lower rates.
August 27, 2026
Non-owner auto insurance in Oregon: Which company has the cheapest rates?
Non-owner auto insurance in Oregon costs $644 per year, according to Insure.com rate analysis, but State Farm and GEICO offer lower rates.
August 27, 2026
Non-owner car insurance in Pennsylvania: Which company has the cheapest rates?
Non-owner auto insurance in Pennsylvania costs $279 per year, according to Insure.com rate analysis, but Westfield Insurance and Travelers offer lower rates.
August 27, 2026
Non-owner auto insurance in Rhode Island: Which company has the cheapest rates?
Non-owner auto insurance in Rhode Island costs $511 per year, according to Insure.com rate analysis, but State Farm and Travelers offer lower rates.
August 27, 2026
Non-owner auto insurance in Idaho: Which company has the cheapest rates?
Non-owner auto insurance in Idaho costs $297 per year, according to Insure.com rate analysis, but Auto-Owners and GEICO offer lower rates.
August 27, 2026
Non-owner car insurance in Wyoming: Which company has the cheapest rates?
Non-owner auto insurance in Wyoming costs $270 per year, according to Insure.com rate analysis, but American National and GEICO offer lower rates.
August 27, 2026
Non-owner auto insurance in Wisconsin: Which company has the cheapest rates?
Non-owner auto insurance in Wisconsin costs $398 per year, according to Insure.com rate analysis, but GEICO and Rural Mutual Insurance offer lower rates.
August 27, 2026
Non-owner auto insurance in West Virginia: Which company has the cheapest rates?
Non-owner auto insurance in West Virginia costs $442 per year, according to Insure.com rate analysis, but Erie Insurance and GEICO offer lower rates.
August 27, 2026
Non-owner car insurance in Washington: Which company has the cheapest rates?
Non-owner auto insurance in Washington costs $516 per year, according to Insure.com rate analysis, but PEMCO and State Farm offer lower rates.
August 27, 2026
Non-owner auto insurance in Virginia: Which company has the cheapest rates?
Non-owner auto insurance in Virginia costs $549 per year, according to Insure.com rate analysis, but Travelers and Virginia Farm Bureau Insurance offer lower rates.
August 27, 2026
Non-owner car insurance in Vermont: Which company has the cheapest rates?
Non-owner auto insurance in Vermont costs $460 per year, according to Insure.com rate analysis, but Vermont Mutual and Progressive offer lower rates.
August 27, 2026
Non-owner car insurance in Utah: Which company has the cheapest rates?
Non-owner auto insurance in Utah costs $658 per year, according to Insure.com rate analysis, but Auto-Owners and GEICO offer lower rates.
August 27, 2026
Non-owner car insurance in Texas: Which company has the cheapest rates?
Non-owner auto insurance in Texas costs $564 per year, according to Insure.com rate analysis, but State Farm and Auto Club Enterprises (AAA) offer lower rates.
August 27, 2026
Non-owner auto insurance in Tennessee: Which company has the cheapest rates?
Non-owner auto insurance in Tennessee costs $507 per year, according to Insure.com rate analysis, but Auto-Owners and Farm Bureau Insurance of Tennessee offer lower rates.
August 27, 2026
Non-owner auto insurance in South Dakota: Which company has the cheapest rates?
Non-owner auto insurance in South Dakota costs $216 per year, according to Insure.com rate analysis, but GEICO and Auto-Owners offer lower rates.
August 27, 2026
Non-owner auto insurance in South Carolina: Which company has the cheapest rates?
Non-owner auto insurance in South Carolina costs $448 per year, according to Insure.com rate analysis, but Auto-Owners and GEICO offer lower rates.
August 27, 2026
Non-owner auto insurance in Alabama: Which company has the cheapest rates?
Non-owner auto insurance in Alabama costs $469 per year, according to Insure.com rate analysis, but Auto-Owners and Travelers offer lower rates.
August 27, 2026
Non-owner auto insurance in Alaska: Which company has the cheapest rates?
Non-owner auto insurance in Alaska costs $296 per year, according to Insure.com rate analysis, but GEICO and State Farm offer lower rates.
August 27, 2026
Non-owner car insurance in Arizona: Which company has the cheapest rates?
Non-owner auto insurance in Arizona costs $652 per year, according to Insure.com rate analysis, but GEICO and Travelers offer lower rates.
August 27, 2026
Non-owner auto insurance in Arkansas: Which company has the cheapest rates?
Non-owner auto insurance in Arkansas costs $440 per year, according to Insure.com rate analysis, but Auto-Owners and Shelter Insurance offer lower rates.
August 27, 2026
Non-owner car insurance in California: Which company has the cheapest rates?
Non-owner auto insurance in California costs $500 per year, according to Insure.com rate analysis, but Auto Club Enterprises (AAA) and Farmers offer lower rates.
August 27, 2026
Non-owner auto insurance in Colorado: Which company has the cheapest rates?
Non-owner auto insurance in Colorado costs $506 per year, according to Insure.com rate analysis, but Auto-Owners and Southern Farm Bureau offer lower rates.
August 27, 2026
Non-owner car insurance in Connecticut: Which company has the cheapest rates?
Non-owner auto insurance in Connecticut costs $1,054 per year, according to Insure.com rate analysis, but State Farm and GEICO offer lower rates.
August 27, 2026
Non-owner auto insurance in Delaware: Which company has the cheapest rates?
Non-owner auto insurance in Delaware costs $936 per year, according to Insure.com rate analysis, but Travelers and GEICO offer lower rates.
August 27, 2026
Non-owner car insurance in Florida: Which company has the cheapest rates?
Non-owner auto insurance in Florida costs $668 per year, according to Insure.com rate analysis, but AIG and Travelers offer lower rates.
August 27, 2026
Non-owner car insurance in Georgia: Which company has the cheapest rates?
Non-owner auto insurance in Georgia costs $510 per year, according to Insure.com rate analysis, but Auto-Owners and GEICO offer lower rates.
August 27, 2026
Non-owner car insurance in Hawaii: Which company has the cheapest rates?
Non-owner auto insurance in Hawaii costs $389 per year, according to Insure.com rate analysis, but GEICO and State Farm offer lower rates.
August 27, 2026
Non-owner car insurance: How to get car insurance if you don’t own a car
Non-owner car insurance is liability-only coverage for drivers who don't own a car. It costs an average of $407 a year.
April 7, 2026
Travelers home insurance ratings and review 2026
Travelers is the No. 2 home insurance company for 2026, with an overall score of 4.3 and below-average rates. See how real customers rated it.
January 12, 2026
Allstate home insurance ratings and review 2026
Allstate is the No. 3 company for home insurance in 2026, with an overall score of 4.23 and low rates. Find out how real Allstate customers rated it.
January 12, 2026
Amica home insurance ratings and review 2026
Amica is the best home insurance company for 2026, with a score of 4.51 out of 5 overall, Find out why it’s in first place for the third consecutive year.
January 12, 2026
Progressive home insurance ratings and review 2026
Progressive is the No. 7 company for home insurance in 2026, with an overall score of 3.42. Find out how real customers scored it.
January 12, 2026
State Farm home insurance ratings and review 2026
State Farm is the No. 4 company for home insurance in 2026, with an overall score of 4.12. Find out how real customers rated State Farm for home insurance.
January 12, 2026
USAA home insurance ratings and review 2026
USAA is one of the best-rated home insurance companies with a score of 4.49 out of 5 stars and below-average home insurance rates.See how customers rated it.
January 12, 2026
Nationwide home insurance ratings and review 2026
Nationwide is the No. 6 company for home insurance in 2026, with an overall score of 3.83 and a top claims handling score. See how customers rated it.
January 12, 2026
Liberty Mutual home insurance ratings and review 2026
Liberty Mutual is one of the biggest home insurance companies in the U.S. Find out what real Liberty Mutual customers think of its services.
January 12, 2026
Farmers home insurance ratings and review 2026
Farmers is the No. 5 company for home insurance in 2026, with an overall score of 4.00 and a good satisfaction rating. Find out how real customers rated it.
January 12, 2026
Erie home insurance ratings and review 2026
Erie is the No. 3 company among regional carriers for 2026, ranking 6th overall. Find out how real Erie customers rated its services.
January 12, 2026
Auto-Owners home insurance ratings and review 2026
Auto-Owners is the No. 5 company among regional carriers for 2026, ranking 8th overall. Find out how real customers feel about Auto-Owners.
January 12, 2026
American Family home insurance ratings and review 2026
American Family is the No. 6 company among regional carriers for 2026, and 11th overall. See how real AmFam customers rated the company.
January 12, 2026
How to switch home insurance
Switching home insurance companies is easy, but make sure you’re getting the right policy and that there is no lapse in coverage.
October 28, 2025
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