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Home insurance articles:
How to buy wisely, save money & make claims

 

 Feature

What they know about insurance companies
that you don't.


 Feature

The psychology of impending-disaster denial.


How to save money on home insurance

Look at your discounts and deductibles.

 


Is your credit history bungling your chances at better insurance premiums?

 

 

How to buy home insurance wisely

What a standard policy covers and how to choose the right coverage.

 

Extra liability insurance provides a lot of coverage for your dollar.

 

Lost luggage, spoiled food: Get the most value from your policies by knowing what they'll pay for.

 

What a standard policy does not cover.

 

State-run FAIR plans are the last resort when private insurers close the door on risky properties.

 

If you've sent some regrettable online communications, a standard home insurance policy won't help you for claims of libel, slander or defamation of character.

 


Make sure your possessions are covered properly.

 

Home insurance does not cover flood damage. Here's how to buy a flood policy, even if you don't live in a floodplain.

 

How to select the proper coverage.

 

Home insurance does not cover earthquake damage. Here's what you need to buy.

 

It could be difficult to buy home insurance that includes liability coverage for your dog's actions.

 

You could be held liable for a drunk friend's actions. Will your insurance help you out?

 

Even uninvited guests can sue you.

 

Find out what scores insurers use to decide whether to sell you a policy and what price to charge.
How to make home insurance claims

Here are just a few of the ways you could discover exactly what is and is not covered by your home insurance policy.

 

Home insurance limits could be quickly exhausted if the cost of materials and labor skyrockets.

 

Claims you didn't even make on a house could be costing you.

 

 


If you inquire about coverage for damage to your car or home, even if you never make a claim, expect the call to go on your record.

 

These folks can level the playing field for you.

 

 

More home insurance articles

Additional living expenses
Alternative heating can cause surprise fires
Basics of home insurance
Bugs: What to expect if your house is infested
Catastrophes: Preparation tips
Certified restorers
Claims: Homeowner's past claims can haunt buyer
Collectibles insurance
Condo and co-op insurance
Credit history: How it affects insurance premiums
Dog owners' home insurance
Evacuation: Tips on what to take
Exclusions run the gamut
FAIR plans
Fireworks safety tips
Floods: Who needs flood insurance?
High-risk pools: Which states have a FAIR Plan?
Historic homes: Options for insurance
Hoarding and home insurance
Home warranties
Hurricanes: The Saffir-Simpson Scale
Hurricane survival tips
Identity theft coverage
Landscaping: Insurance for landscaping and plants
Laptop computer coverage
Lightning tips: Protect yourself and your home
Mobile and manufactured home insurance
Mold: Insurance coverage
Mortgage protection insurance
Party crashers: Liability
Pool and spa safety
Premiums: Averages by state
Public claims adjusters: How to hire
Public claims adjusters: Secrets
Rate increases after one claim
Rebuilding costs after a catastrophe
Remodeling: Think about insurance before you start
Renters insurance
Save money: 15 ways
Scoring: How scores affect your rates
Title insurance basics
Title insurance: Important in a bad economy
Tornadoes: Steps to reduce damage
Tornado survival tips
Umbrella policies
Unfair Claims Settlement Practices Act
Water damage in your home: Eight scenarios
Winter weather tips

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