Home Insurance Quotes

How to save money on home insurance

15 ways to save on your homeowners insurance Look at your discounts and deductibles. Average home insurance premiums by state

How your credit history affects your car and home insurance premiums Is your credit history bungling your chances at better insurance premiums?

How to buy home insurance wisely

Home insurance basics What a standard policy covers and how to choose the right coverage. Umbrella policies extend your coverage Extra liability insurance provides a lot of coverage for your dollar. 15 things you didn't know your car and home insurance covers Lost luggage, spoiled food: Get the most value from your policies by knowing what they'll pay for. Home insurance exclusions run the gamut from common to unthinkable What a standard policy does not cover. Home insurance for high-risk properties State-run FAIR plans are the last resort when private insurers close the door on risky properties. Gossipy? Insurance for blogs, e-mails and other pursuits online that may turn ugly If you've sent some regrettable online communications, a standard home insurance policy won't help you for claims of libel, slander or defamation of character.

Renters insurance basics Make sure your possessions are covered properly. Flood insurance Home insurance does not cover flood damage. Here's how to buy a flood policy, even if you don't live in a floodplain. The basics of condo and co-op insurance How to select the proper coverage. The basics of earthquake insurance Home insurance does not cover earthquake damage. Here's what you need to buy. Home insurance for dog owners It could be difficult to buy home insurance that includes liability coverage for your dog's actions. The trouble with drunk friends You could be held liable for a drunk friend's actions. Will your insurance help you out? How insurance companies decide if you're a good person Find out what scores insurers use to decide whether to sell you a policy and what price to charge.

How to make home insurance claims

Water damage in your home: Eight scenarios Here are just a few of the ways you could discover exactly what is and is not covered by your home insurance policy. Rebuilding costs increase following a catastrophe Home insurance limits could be quickly exhausted if the cost of materials and labor skyrockets. Past owner's insurance claims haunt homebuyers Claims you didn't even make on a house could be costing you.

How one five-minute call to your insurance company can dog you for seven years If you inquire about coverage for damage to your car or home, even if you never make a claim, expect the call to go on your record. Public claims adjusters can level the playing field for you These folks can level the playing field for you.

More home insurance articles

Additional living expenses Alternative heating can cause surprise fires Basics of home insurance Bugs: What to expect if your house is infested Catastrophes: Preparation tips Certified restorers Claims: Homeowner's past claims can haunt buyer Collectibles insurance Condo and co-op insurance Credit history: How it affects insurance premiums Dog owners' home insurance Evacuation: Tips on what to take Exclusions run the gamut Fireworks safety tips Floods: Who needs flood insurance? High-risk pools: Which states have a FAIR Plan? Historic homes: Options for insurance Home warranties Hurricanes: The Saffir-Simpson Scale Hurricane survival tips Identity theft coverage Landscaping: Insurance for landscaping and plants Laptop computer coverage Lightning tips: Protect yourself and your home Mobile and manufactured home insurance Mold: Insurance coverage Mortgage protection insurance Pool and spa safety Premiums: Averages by state Public claims adjusters Rate increases after one claim Rebuilding costs after a catastrophe Remodeling: Think about insurance before you start Renters insurance Save money: 15 ways Scoring: How scores affect your rates Title insurance basics Title insurance: Important in a bad economy Tornadoes: Steps to reduce damage Tornado survival tips Umbrella policies Unfair Claims Settlement Practices Act Water damage in your home: Eight scenarios Winter weather tips