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Home insurance articles:
How to buy wisely, save money & make claims

How to save money on home insurance

15 ways to save on your homeowners insurance
Look at your discounts and deductibles.


How your credit history affects your car and home insurance premiums
Is your credit history bungling your chances at better insurance premiums?

How to buy home insurance wisely

Home insurance basics
What a standard policy covers and how to choose the right coverage.

Extra liability insurance provides a lot of coverage for your dollar.

Lost luggage, spoiled food: Get the most value from your policies by knowing what they'll pay for.

What a standard policy does not cover.

State-run FAIR plans are the last resort when private insurers close the door on risky properties.

If you've sent some regrettable online communications, a standard home insurance policy won't help you for claims of libel, slander or defamation of character.


Renters insurance basics
Make sure your possessions are covered properly.

Home insurance does not cover flood damage. Here's how to buy a flood policy, even if you don't live in a floodplain.

How to select the proper coverage.

Home insurance does not cover earthquake damage. Here's what you need to buy.

It could be difficult to buy home insurance that includes liability coverage for your dog's actions.

You could be held liable for a drunk friend's actions. Will your insurance help you out?

Find out what scores insurers use to decide whether to sell you a policy and what price to charge.

How to make home insurance claims

Water damage in your home: Eight scenarios
Here are just a few of the ways you could discover exactly what is and is not covered by your home insurance policy.

Home insurance limits could be quickly exhausted if the cost of materials and labor skyrockets.

Claims you didn't even make on a house could be costing you.


If you inquire about coverage for damage to your car or home, even if you never make a claim, expect the call to go on your record.

These folks can level the playing field for you.

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