Farmers home insurance received 5 stars for its customer service and 4 stars for pricing in our annual best home insurance companies study. Farmers received an overall score of 80.9. Farmers is the 4th-largest home insurance provider in the nation and offers unique homeowner’s options, such as cosmetic damage coverage and claim forgiveness.
A good driving record mattered even in 1928
It probably won't surprise you to know that Farmers Insurance Group began as a company for farmers. The founders, John C. Tyler and Thomas E. Leavey, had grown up in the countryside and felt that farmers and ranchers deserved lower insurance premiums, because the data back then showed that they had better driving records than city folk. In April 1928, Farmers Insurance opened for business.
Car enthusiasts might enjoy learning that Farmers’ first insured car was a 1928 Cadillac Phaeton.
Of course, as more and more people moved away from the farms and into the cities, Farmers' business model smartly adapted with the times, opening up its company to everyone. The name, however, stuck.
Types of homeowners insurance offered
- Mobile & Manufactured
- Specialty Home
Farmers homeowner programs
- Eco-rebuild. If something happens to your home, if the loss is covered, you can get $25,000 for extra costs to rebuild, repair or replace with green contents and materials.
Additional policies offered
- Pet insurance
Consider Farmers if you have a diverse bunch of interests to cover
Plenty of insurers cover a wide range of activities, but Farmers seems to be understandably proud (and amused) by its varied coverage, with a recent TV campaign highlighting some of its bizarre claims, such as covering an engagement ring that was stolen by a rodent. Farmers does have a wide range of coverage beyond the standard home, car and life insurance. For instance, if you have a mobile home, Farmers will cover that. If you like to jet ski, Farmers will cover that, too. Own a business? You can get a wide range of business coverage – on everything from an employee being injured by a thief, to coverage in case your employee is the one robbing you blind.
Farmers Insurance Company
4680 Wilshire Blvd.
Los Angeles, CA 90010
Customer service (888) 327-6335
Claims service (800) 435-7764