Ask the Insurance Expert
Penny Gusner has been working in the car insurance business for more than 10 years. She researches your questions, from the routine to the bizarre, with equal enthusiasm. Read More
Want to know if your question is answered?
Yes. Your spouse may have a legal claim to part of your life insurance benefits. If you live in one…
Go ahead and start now. While many motorists wait until renewal time to shop for lower car insurance rates, you…
In general, you can’t be forced to take your employer’s health insurance plan; however, there are exceptions to this rule...
It all depends on how the damage was done. Homeowners insurance is intended to provide financial protection if your home…
Additional Insurance Expert Questions
- Am I required to carry home insurance if my house is paid off?
- Can I add my fiancé to my health insurance plan?
- Can I list my same-sex partner as my life insurance beneficiary?
- Can I use life insurance money from my child’s father to buy a house?
- Can an employer automatically enroll me in a health insurance plan?
- Can the insurer of a motorist who hit me deny my claim?
- Can your job-based health insurance be canceled the day you quit?
- Do I have to keep my wife that doesn’t drive on my auto policy?
- Does a life insurance company send you a check and expect nothing in return?
- How soon can I add new wife (who is expecting) to my health plan?
- If I’m the sole beneficiary of life policy and insured dies, can I borrow from the policy?
- If uncle owns car, can I insure it as the principal driver?
- Is it possible to name a trust as a life insurance beneficiary?
- Is my home insurance still valid if I forgot to pay by the due date?
- Mother has no life insurance beneficiary; can one of my siblings claim all the benefits?
- Should my health insurance benefits start immediately with my new job?
- What is my next step after finding cheaper car insurance rates?
- Wild cats have nested in our attic. Is this covered by home insurance?
- Will a grilling mishap at my home be covered?
- Will home policy pay for rotten floor joists from cause unknown?
- Will landlord’s home insurance pay for tree that fell on my car during a storm?
- Will my group life insurance policy pay if I’m divorced from my spouse at the time of his death?
- Will my house be covered if sunlight refracted through my crystal wind chimes sets it on fire?
- Will vandal’s home insurance pay for damage to my car?
- Is it a good thing if my mother-in-law names me and my husband as life insurance beneficiaries?
- At 24 can my parents legally drop me from their health insurance plan?
- Can I claim for accident that occurred months ago due to new damage found?
- Can I make a claim for bamboo that invaded my yard and damaged my shed?
- Can a claim on my previous house affect my new home’s insurance premium?
- Can my auto insurer ask for proof of new policy or residence change in order to drop my teen?
- Can using your health insurance too much affect your employer’s plan cost?
- Do I have any cash value with my term life insurance policy?
- Do both parents have to sign on a child life insurance policy?
- How does the deductible work when you lose insurance or change health insurers?
- I work two jobs. Can I have two health insurance plans from each employer?
- If my insurer’s total loss payment didn’t pay off my loan can I file a second claim with the at-fault driver’s insurer?
- If uninsured and hit in Louisiana, can I make a claim with the at-fault party?
- Is it possible to take out a life insurance policy on ex-spouse who owes child support?
- Is my niece covered to drive my car occasionally?
- My job-based health insurance is expensive. Can I shop for a cheaper plan?
- Should my homeowners policy pay for injuries I received on my property?
- What is the best way to negotiate a good settlement for my totaled vehicle?
- Will I get a smoking rate for life insurance if I only use e-cigarettes?
- Will home insurance cover items stolen from open garage?
- Will insurance pay if I do donuts in my yard with my truck and hit my house?
- Will liability coverage cover me backing into my wife’s car?
- Will my health insurer know if I fib and say my boyfriend is my husband?
- Will parent’s secondary coverage pay what my primary health insurer does not?