Renters insurance estimate by state Renters insurance is an important form of protection for renters, providing coverage for personal belongings and liability in the event of damage, theft or injury.The cost of renters insurance varies depending on your state, but it is generally very affordable. So, if you’re renting a home or apartment, get a renters insurance estimate to know how much you can expect to pay in your state or city. AL AK AZ AR CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Select StateAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming How much is renters insurance in your state or city Compare renters insurance rates by state and learn about how renters insurance works in your area. Select your state or city from the below list to get an estimate of renters insurance cost. Alaska ($165/year) Alabama ($377/year) Beaverton|Gardendale|Huntsville|Mobile|Tuscaloosa Arkansas ($313/year) Arizona ($255/year) California ($225/year) Anaheim|Brisbane|Chino|Clovis|Costa Mesa|Huntington Beach|Los Angeles|San Francisco|Santa Clarita|Temecula Colorado ($221/year) Arvada|Colorado Springs|Mesa Connecticut ($246/year) Delaware ($262/year) Florida ($208/year) Boca Raton|Fort Lauderdale|Havana|Melbourne|Mount Dora|Pensacola|San Antonio|Sydney|Tampa Georgia ($454/year) Hawaii ($166/year) Iowa ($245/year) Idaho ($232/year) Illinois ($245/year) Indiana ($238/year) Kansas ($274/year) Kentucky ($295/year) Louisiana ($417/year) Massachusetts ($269/year) Boston|Leeds|Milton|Norfolk|Richmond|Rochdale|Springfield|Tewksbury|Wilmington|Worcester Maryland ($194/year) Maine ($206/year) Michigan ($352/year) Minnesota ($362/year) Missouri ($279/year) Kansas City|Mountain View|Spokane Mississippi ($393/year) Montana ($201/year) North Carolina ($166/year) Cary|Charlotte|Durham|Fayetteville|Frisco|Greensboro|Nashville|Raleigh|Vaughan|Winston-Salem North Dakota ($338/year) Nebraska ($226/year) New Hampshire ($171/year) New Jersey ($249/year) Birmingham|Columbus|Highland Park|Jersey City|Lakewood New Mexico ($261/year) Nevada ($259/year) Fernley|Incline Village|Las Vegas|Mesquite|Pahrump|Reno|Silver Springs|Sparks|West Wendover|Yerington New York ($230/year) Appleton|Atlanta|Bloomington|Denver|Hamilton|Memphis|New York|Philadelphia|Phoenix|Stafford Ohio ($282/year) Cincinnati|Fresno|Grand Rapids|Roseville|Toronto Oklahoma ($380/year) Oregon ($189/year) Pennsylvania ($200/year) Rhode Island ($263/year) South Carolina ($267/year) South Dakota ($160/year) Tennessee ($239/year) Texas ($251/year) Austin|Chico|Chula Vista|Dallas|Fort Worth|Houston|Pasadena|Plano|San Antonio|San Diego|Sunnyvale Utah ($267/year) Redmond|Santa Clara|South Jordan|West Jordan Virginia ($220/year) Ashburn|Carrollton|Markham|Reston|Saint Paul|Virginia Beach Vermont ($128/year) Washington ($174/year) Wisconsin ($191/year) West Virginia ($240/year) Wyoming ($150/year)