Home Insurance Renters insurance calculator: How much renters insurance costs by state and city in 2024 Use our renters insurance calculator to get an estimate of renters insurance costs in your state or city. By Shivani Gite Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. | Updated on January 5, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Renters insurance is an important form of protection for renters, providing coverage for personal belongings and liability in the event of damage, theft or injury. The cost of renters insurance varies depending on your state, but it is generally very affordable. So, if you’re renting a home or apartment, get a renters insurance estimate by using our renters insurance cost calculator to know how much you can expect to pay in your state or city. Renters insurance calculator Select your state Florida Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington, D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Calculate $359/year Estimated renters insurance rates in Florida $30 Monthly renters insurance cost in Florida 44% Compared to national average Get quotes AL AK AZ AR CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Select StateAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming How much is renters insurance in your state or city Compare renters insurance rates by state and learn about how renters insurance works in your area. Select your state or city from the below list to get an estimate of renters insurance cost. Alaska ($223/year) Anchorage|Fairbanks|Juneau|Sitka|Wasilla Alabama ($329/year) Beaverton|Gardendale|Huntsville|Mobile|Tuscaloosa Arkansas ($337/year) Fayetteville|Fort Smith|Jonesboro|Little Rock Arizona ($218/year) Chandler|Gilbert|Mesa|Phoenix|Tucson California ($257/year) Anaheim|Brisbane|Chino|Clovis|Costa Mesa|Huntington Beach|Los Angeles|San Francisco|Santa Clarita|Temecula Colorado ($173/year) Arvada|Colorado Springs|Mesa Connecticut ($250/year) Bridgeport|Hartford|New Haven|Stamford|Waterbury Delaware ($230/year) Dover|Middletown|Newark|Smyrna|Wilmington Florida ($359/year) Boca Raton|Fort Lauderdale|Havana|Melbourne|Mount Dora|Pensacola|San Antonio|Sydney|Tampa Georgia ($330/year) Atlanta|Columbus|Savannah Hawaii ($231/year) Iowa ($181/year) Cedar Rapids|Davenport|Des Moines Idaho ($174/year) Caldwell|Idaho Falls|Meridian|Nampa Illinois ($211/year) Aurora|Chicago|Joliet|Naperville|Rockford Indiana ($240/year) Evansville|Fishers|Fort Wayne|Indianapolis|South Bend Kansas ($236/year) Olathe|Overland Park|Topeka|Wichita Kentucky ($193/year) Bowling Green|Covington|Owensboro Louisiana ($495/year) Baton Rouge|Lafayette|Lake Charles|New Orleans|Shreveport Massachusetts ($234/year) Boston|Leeds|Milton|Norfolk|Richmond|Rochdale|Springfield|Tewksbury|Wilmington|Worcester Maryland ($243/year) Baltimore|Bowie|Frederick|Gaithersburg|Rockville Maine ($172/year) Auburn|Bangor|Lewiston|Portland|South Portland Michigan ($337/year) Ann Arbor|Detroit|Grand Rapids|Sterling Heights|Warren Minnesota ($200/year) Bloomington|Duluth|Minneapolis|Rochester|St. Paul Missouri ($206/year) Kansas City|Mountain View|Spokane Mississippi ($394/year) Biloxi|Gulfport|Hattiesburg|Jackson|Southaven Montana ($246/year) Billings|Bozeman|Great Falls|Missoula North Carolina ($324/year) Cary|Charlotte|Durham|Fayetteville|Frisco|Greensboro|Nashville|Raleigh|Vaughan|Winston Salem North Dakota ($153/year) Bismarck|Fargo|Grand Forks|Minot|West Fargo Nebraska ($242/year) Bellevue|Grand Island|Kearney|Lincoln|Omaha New Hampshire ($155/year) Concord|Dover|Manchester|Nashua|Rochester New Jersey ($181/year) Birmingham|Columbus|Highland Park|Jersey City|Lakewood New Mexico ($194/year) Albuquerque|Las Cruces|Rio Rancho|Roswell|Santa Fe Nevada ($235/year) Fernley|Incline Village|Las Vegas|Mesquite|Pahrump|Reno|Silver Springs|Sparks|West Wendover|Yerington New York ($272/year) Appleton|Atlanta|Bloomington|Denver|Hamilton|Memphis|New York|Philadelphia|Phoenix|Stafford Ohio ($226/year) Cincinnati|Fresno|Grand Rapids|Roseville|Toronto Oklahoma ($262/year) Broken Arrow|Edmond|Norman|Tulsa Oregon ($254/year) Eugene|Gresham|Hillsboro|Portland|Salem Pennsylvania ($241/year) Allentown|Erie|Philadelphia|Pittsburgh|Reading Rhode Island ($436/year) Cranston|East Providence|Pawtucket|Providence|Warwick South Carolina ($290/year) Charleston|Columbia|Mount Pleasant|North Charleston|Rock Hill South Dakota ($184/year) Aberdeen|Brookings|Sioux Falls|Watertown Tennessee ($272/year) Chattanooga|Clarksville|Knoxville|Memphis Texas ($225/year) Austin|Chico|Chula Vista|Dallas|Fort Worth|Houston|Pasadena|Plano|San Antonio|San Diego|Sunnyvale Utah ($181/year) Redmond|Santa Clara|South Jordan|West Jordan Virginia ($219/year) Ashburn|Carrollton|Markham|Reston|Saint Paul|Virginia Beach Vermont ($166/year) Barre|Burlington|Essex Junction|Rutland|South Burlington Washington ($224/year) Bellevue|Seattle|Spokane|Tacoma|Vancouver Wisconsin ($148/year) Green Bay|Kenosha|Madison|Milwaukee West Virginia ($236/year) Charleston|Huntington|Morgantown Wyoming ($126/year) Casper|Cheyenne|Gillette|Laramie Frequently asked questions How can I get an estimate for my renters insurance cost using this calculator? You can use the calculator to estimate your renters insurance cost. Select the state where you live and you’ll get the average monthly renters insurance cost. But, if you want to know how much renters insurance costs in your ZIP code, just click on ‘Get Quotes,’ enter your ZIP code and you’ll get average renters insurance rates from different insurers. Renters insurance is affordable and provides valuable protection for your personal belongings and liability, so it’s worth considering if you’re renting a property. Can I get multiple estimates from different insurance companies through this calculator? You can get multiple estimates from different insurance companies through our calculator. By using the calculator, you can compare different insurance quotes and find the best coverage and price for your needs. For instance, after you select your state, you’ll get the average renters insurance rate of your desired location. To get multiple estimates, click on ‘Get Quote’ and you’ll find quotes from different insurance companies. Comparison shop to get the best deal on renters insurance. Can I get an estimate without providing personal information? Yes, it is possible to get an estimate without providing personal information. Our renters insurance calculator allows you to get average insurance costs without having to provide personal details. It typically asks for basic information such as your state and ZIP code. However, personal factors such as your age, coverage level and credit score can affect your annual premiums. Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. In case you missed it What is HO-6 insurance? 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