Renters Insurance Calculator

Why you should trust Insure.com

Quality Verified

At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria.

Renters insurance is an important form of protection for renters, providing coverage for personal belongings and liability in the event of damage, theft or injury. The cost of renters insurance varies depending on your state, but it is generally very affordable. So, if you’re renting a home or apartment, get a renters insurance estimate by using our renters insurance cost calculator to know how much you can expect to pay in your state or city.

Select your state

$257/year

Estimated renters insurance rates in California

$21

Monthly renters insurance cost in California

Compared to national average

How much is renters insurance in your state or city

Compare renters insurance rates by state and learn about how renters insurance works in your area. Select your state or city from the below list to get an estimate of renters insurance cost.

Alaska ($192/year)

Alabama ($250/year)

Beaverton|Gardendale|Huntsville|Mobile|Tuscaloosa

Arkansas ($255/year)

Arizona ($177/year)

California ($224/year)

Colorado ($143/year)

Arvada|Colorado Springs|Mesa

Connecticut ($200/year)

Delaware ($174/year)

Florida ($245/year)

Georgia ($234/year)

Hawaii ($165/year)

Iowa ($142/year)

Frequently asked questions

How can I get an estimate for my renters insurance cost using this calculator?

You can use the calculator to estimate your renters insurance cost. Select the state where you live and you’ll get the average monthly renters insurance cost.

But, if you want to know how much renters insurance costs in your ZIP code, just click on ‘Get Quotes,’ enter your ZIP code and you’ll get average renters insurance rates from different insurers.

Renters insurance is affordable and provides valuable protection for your personal belongings and liability, so it’s worth considering if you’re renting a property.

Can I get multiple estimates from different insurance companies through this calculator?

You can get multiple estimates from different insurance companies through our calculator. By using the calculator, you can compare different insurance quotes and find the best coverage and price for your needs.

For instance, after you select your state, you’ll get the average renters insurance rate of your desired location. To get multiple estimates, click on ‘Get Quote’ and you’ll find quotes from different insurance companies. Comparison shop to get the best deal on renters insurance.

Can I get an estimate without providing personal information?

Yes, it is possible to get an estimate without providing personal information. Our renters insurance calculator allows you to get average insurance costs without having to provide personal details. It typically asks for basic information such as your state and ZIP code.

However, personal factors such as your age, coverage level and credit score can affect your annual premiums.

Shivani Gite

Contributing Writer

Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions.