Home Insurance Renters insurance calculator: Estimate cost by state or city Use our renters insurance calculator to get an estimate of renters insurance costs in your state or city. By Shivani Gite | Shivani Gite Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. Updated on December 28, 2022 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain our editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Renters insurance is an important form of protection for renters, providing coverage for personal belongings and liability in the event of damage, theft or injury. The cost of renters insurance varies depending on your state, but it is generally very affordable. So, if you’re renting a home or apartment, get a renters insurance estimate by using our renters insurance cost calculator to know how much you can expect to pay in your state or city. Renters insurance calculator Select your state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Calculate $257/year Estimated renters insurance rates in California $21 Monthly renters insurance cost in California 3% Compared to national average Get quotes AL AK AZ AR CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Select StateAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming How much is renters insurance in your state or city Compare renters insurance rates by state and learn about how renters insurance works in your area. Select your state or city from the below list to get an estimate of renters insurance cost. Alaska ($165/year) Alabama ($377/year) Beaverton|Gardendale|Huntsville|Mobile|Tuscaloosa Arkansas ($313/year) Arizona ($255/year) California ($225/year) Anaheim|Brisbane|Chino|Clovis|Costa Mesa|Huntington Beach|Los Angeles|San Francisco|Santa Clarita|Temecula Colorado ($221/year) Arvada|Colorado Springs|Mesa Connecticut ($246/year) Delaware ($262/year) Florida ($208/year) Boca Raton|Fort Lauderdale|Havana|Melbourne|Mount Dora|Pensacola|San Antonio|Sydney|Tampa Georgia ($454/year) Hawaii ($166/year) Iowa ($245/year) Idaho ($232/year) Illinois ($245/year) Indiana ($238/year) Kansas ($274/year) Kentucky ($295/year) Louisiana ($417/year) Massachusetts ($269/year) Boston|Leeds|Milton|Norfolk|Richmond|Rochdale|Springfield|Tewksbury|Wilmington|Worcester Maryland ($194/year) Maine ($206/year) Michigan ($352/year) Minnesota ($362/year) Missouri ($279/year) Kansas City|Mountain View|Spokane Mississippi ($393/year) Montana ($201/year) North Carolina ($166/year) Cary|Charlotte|Durham|Fayetteville|Frisco|Greensboro|Nashville|Raleigh|Vaughan|Winston-Salem North Dakota ($338/year) Nebraska ($226/year) New Hampshire ($171/year) New Jersey ($249/year) Birmingham|Columbus|Highland Park|Jersey City|Lakewood New Mexico ($261/year) Nevada ($259/year) Fernley|Incline Village|Las Vegas|Mesquite|Pahrump|Reno|Silver Springs|Sparks|West Wendover|Yerington New York ($230/year) Appleton|Atlanta|Bloomington|Denver|Hamilton|Memphis|New York|Philadelphia|Phoenix|Stafford Ohio ($282/year) Cincinnati|Fresno|Grand Rapids|Roseville|Toronto Oklahoma ($380/year) Oregon ($189/year) Pennsylvania ($200/year) Rhode Island ($263/year) South Carolina ($267/year) South Dakota ($160/year) Tennessee ($239/year) Texas ($251/year) Austin|Chico|Chula Vista|Dallas|Fort Worth|Houston|Pasadena|Plano|San Antonio|San Diego|Sunnyvale Utah ($267/year) Redmond|Santa Clara|South Jordan|West Jordan Virginia ($220/year) Ashburn|Carrollton|Markham|Reston|Saint Paul|Virginia Beach Vermont ($128/year) Washington ($174/year) Wisconsin ($191/year) West Virginia ($240/year) Wyoming ($150/year) Shivani GiteContributing Writer | . .Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. She is passionate about making insurance topics easy to understand for people and helping them make better financial decisions. Related Articles Does homeowners insurance cover storage units? By Lena Borrelli How to file a successful mold claim By Mark Vallet How to hire a public insurance adjuster after a disaster By Nupur Gambhir Guide to additional living expenses insurance By Lena Borrelli Does homeowners insurance cover theft? By Nupur Gambhir Does homeowners insurance cover code upgrades? By Nupur Gambhir Get instant quotes now ! Please enter valid zip Get quote