Commerce Home Insurance

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About Commerce Insurance Company

The Commerce Insurance Company, a property and casualty insurance subsidiary of the Commerce Group, Inc., was founded in 1972 to provide independent agents access to a company focused on agents and their customers’ personal lines and insurance needs. Today, the Commerce Insurance Company writes nearly $1.6 billion in premiums and employs more than 1,800 people at its Webster facilities. The Commerce Insurance Company ranks as one of the top 50 property and casualty insurance companies in the United States, according to A. M. Best.

Wiki Says

The Commerce Insurance Group, also known as Commerce Insurance Company, is an American company that provides personal insurance, commercial property insurance and casualty insurance in Massachusetts and New Hampshire. Its core product lines include personal automobile, homeowners and commercial automobile insurance.

In April 2007, Commerce entered the New York personal lines insurance market through its acquisition of SWICO Enterprises, Ltd., the holding company for Hempstead, New York-based property and casualty insurer State-Wide Insurance Company. State-Wide Insurance Company primarily writes private passenger automobile insurance in the state of New York.

In June 2008, Commerce Group, Inc. was acquired by Mapfre S.A. Mapfre is the largest insurance group in Latin America and has a presence in 43 countries, with about 51,000 agents worldwide.

Commerce Home Insurance Says

Commerce is the leading insurer of homes in Massachusetts, insuring nearly 200,000 families. It recognizes that newer homes and older properties that have been well maintained are less likely to incur a loss so the company offers a preferred (Citation) and standard (Commerce) homeowners product. Its advantage endorsement, available for a small increase in premium on most homes, provides additional coverage and increased limits that give customers additional protection and peace of mind.

Contact Commerce Insurance Company at:

The Commerce Insurance Company
211 Main Street
Webster, MA 01570
Telephone: (800) 922-8276

Sources: “About Us / Our History”, Commerce Insurance Company Web site, 2009; “Commerce Insurance Group”, Wikipedia, June 2, 2009; “Homeowners Insurance and Products We Offer,” Commerce Insurance Company Web site, 2009