Recent Articles By Erik Martin

What is Medicare Part A?
Medicare Part A is offered by the federal government and is part of Original Medicare that helps pay for inpatient hospital care and other services.
What is Medicare Part B?
Medicare Part B is included in Original Medicare and pays for doctor office visits, outpatient surgical procedures, ambulance services, lab work, mental health services, and more.
What are the advantages and disadvantages of Medicare Advantage plans?
Medicare Advantage has its pros and cons. Understanding the differences can save you money and reduce out-of-pocket costs.
The Medicare tax and why you pay it
Medicare taxes help fund the government health insurance program that covers millions of senior citizens and Americans with disabilities. Read on to know about medicare tax rate for 2021.
What Medicare covers and what it doesn’t
Medicare has multiple parts, coverage, rules and choices. It covers inpatient hospital stays, doctors' services, medical supplies, etc. Read to know what it doesn't cover.
Home insurance for older homes with knob and tube wiring
Home insurance companies often turn down homes with knob and tube wiring due to the fire risk. You'll likely need to replace knob and tube wiring to get insurance.
Can you decline the health insurance plan at work?
It's optional to accept health insurance through your employer. You can deny or waive this benefit and get health insurance on your own.
How to buy life insurance
To buy life insurance, assess your needs, compare quotes, choose the right policy type, and complete an application with your selected insurer.
State laws for teen drivers
Most states have driving restrictions on teen drivers for safety reasons. Read our guide to learn about state laws for young drivers.
Comprehensive guide to life insurance: What it is and how it works
Life insurance provides financial protection by paying a death benefit to designated beneficiaries upon the insured's death in exchange for regular premium payments.
What is medical payments coverage on home insurance?
Medical payments coverage on home insurance pays medical bills for guests injured on your property, regardless of fault, up the policy limits.
Guide to life insurance for children
Shop around carefully for child life insurance quotes, and compare plans, coverage amounts, and premium costs to determine the best life insurance for kids.
Should you sell your life insurance policy?
You can sell a life insurance policy for cash if you need the money or no longer want the coverage, but not all policies qualify.
How to get affordable health insurance
Affordable health insurance plans can be found if you qualify or if you shop around & compare plans during open enrollment.Read on to know best affordable health insurance rates and companies.
UnitedHealthcare insurance exchange plans: What you need to know
UnitedHealthcare, the country’s largest health insurance company, offers marketplace plans in 11 states and hopes to expand into other states in 2022.
TriTerm medical insurance: What to know about UnitedHealthcare’s short-term health plans
TriTerm is a type of short-term health insurance plan offered by UnitedHealthcare
Health insurance basics
Health insurance helps pay your health care costs.Read on to know all health insurance basics like the types of health insurance,how it works,plans,where & when to buy.Also know about its cost.
Private health insurance – A complete guide
Private health insurance is a type of medical coverage that covers the cost of your healthcare. Read on to know more about its plans, types, and how to get it.