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Authors

Erik Martin

Insurance Expert

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About the author

Erik J. Martin is a Chicago area-based freelance writer whose articles have been published by AARP The Magazine, The Motley Fool, The Costco Connection, USAA, US Chamber of Commerce, Bankrate, The Chicago Tribune, and other publications. He often writes on topics related to insurance, real estate, personal finance, business, technology, health care, and entertainment. Erik also hosts a podcast and publishes several blogs, including Martinspiration.com and Cineversegroup.com.

Previous Writing

  • https://www.carinsurance.com/how-much-does-your-insurance-go-up-after-a-dui/
  • https://www.carinsurance.com/dui-insurance/

Education

  • B.A. degrees in English and Communications from Loyola University, Chicago

Recent Articles By Erik Martin

The most expensive and cheapest cars to insure in 2023
Our experts researched the data & have answers for you on which cars have higher insurance rates & lower insurance rates. Read on to learn more about which car insurance fits in budget.
November 3, 2023
Determining which drivers should be listed on your car insurance policy
You’re responsible for problems when others drive your car. Having the right auto insurance policy will protect you. We explain the ins and outs.
October 27, 2023
When to reject the health insurance plan at work
In some cases you may want to ditch your employer-sponsored health plan and buy coverage on your own.Here are few reasons why.Also,learn how to get medical insurance if you leave your employer.
October 27, 2023
What is Medicare Part A?
Medicare Part A is offered by the federal government and is part of Original Medicare that helps pay for inpatient hospital care and other services.
October 20, 2023
What Medicare covers and what it doesn’t
Medicare has multiple parts, coverage, rules and choices. It covers inpatient hospital stays, doctors' services, medical supplies, etc. Read to know what it doesn't cover.
October 6, 2023
What are the advantages and disadvantages of Medicare Advantage plans?
Medicare Advantage has its pros and cons. Understanding the differences can save you money and reduce out-of-pocket costs.
October 5, 2023
Guide to life insurance for children
Shop around carefully for child life insurance quotes, and compare plans, coverage amounts, and premium costs to determine the best life insurance for kids.
August 11, 2023
Should you sell your life insurance policy?
You can sell a life insurance policy for cash if you need the money or no longer want the coverage, but not all policies qualify.
July 7, 2023
Comprehensive guide to life insurance basics: Understanding coverage and how it works.
Life insurance is a financial contract where an individual pays premiums to an insurance company in exchange for a lump-sum payment to their beneficiaries upon their death.
May 30, 2023
State laws for teen drivers
State laws for teen drivers vary widely across the United States, but most states have graduated driver licensing (GDL) system. Read our guide to learn about state laws for young drivers.
May 25, 2023
How to buy life insurance
Life insurance companies make it easier to buy life insurance. Online options provide immediate or nearly immediate approval for coverage.
April 20, 2023
What is Medicare Part B?
Medicare Part B is included in Original Medicare and pays for doctor office visits, outpatient surgical procedures, ambulance services, lab work, mental health services, and more.
August 11, 2022
The Medicare tax and why you pay it
Medicare taxes help fund the government health insurance program that covers millions of senior citizens and Americans with disabilities. Read on to know about medicare tax rate for 2021.
August 11, 2022
How to get affordable health insurance
Affordable health insurance plans can be found if you qualify or if you shop around & compare plans during open enrollment.Read on to know best affordable health insurance rates and companies.
December 16, 2021
UnitedHealthcare insurance exchange plans: What you need to know
UnitedHealthcare, the country’s largest health insurance company, offers marketplace plans in 11 states and hopes to expand into other states in 2022.
September 29, 2021
TriTerm medical insurance: What to know about UnitedHealthcare’s short-term health plans
TriTerm is a type of short-term health insurance plan offered by UnitedHealthcare
September 27, 2021
Health insurance basics
Health insurance helps pay your health care costs.Read on to know all health insurance basics like the types of health insurance,how it works,plans,where & when to buy.Also know about its cost.
September 3, 2021
What is medical payments coverage on home insurance?
Find out how much medical payments coverage you need to buy and why it's one of the most important coverage you can have.
August 11, 2021
Private health insurance – A complete guide
Private health insurance is a type of medical coverage that covers the cost of your healthcare. Read on to know more about its plans, types, and how to get it.
June 23, 2021
Knob and tube wiring insurance: What you need to know about insuring an older home
Know what is knob and tube wiring and get information about what insurance companies will insure homes with knob and tube wiring.
May 19, 2021
Cheapest homeowners insurance in New York
You can save more than $1,000 by shopping around for home insurance in New York. Here's what you need to do to find the cheapest home insurance in New York.
April 21, 2021
Insurance guide to unemployment
Losing your job can cause problems with health insurance and other types of coverage. Here's what you need to know about unemployment benefits, COBRA insurance and other types of insurance that can help you.
February 9, 2021
Employer health insurance vs. individual plans: What’s best for you?
Employer-sponsored health insurance is how nearly half of Americans get health coverage. However, you can also get individual health insurance. Here's what you need to know about employer and individual plans.
October 30, 2020
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