Recent Articles By Erik Martin

Life insurance basics
Life insurance is a financial contract where an individual pays premiums to an insurance company in exchange for a lump-sum payment to their beneficiaries upon their death.
State laws for teen drivers
State laws for teen drivers vary widely across the United States, but most states have graduated driver licensing (GDL) system. Read our guide to learn about state laws for young drivers.
Determining which drivers should be listed on your car insurance policy
You’re responsible for problems when others drive your car. Having the right auto insurance policy will protect you. We explain the ins and outs.
When to reject the health insurance plan at work
In some cases you may want to ditch your employer-sponsored health plan and buy coverage on your own.Here are few reasons why.Also,learn how to get medical insurance if you leave your employer.
The most expensive and cheapest cars to insure in 2023
Our experts researched the data & have answers for you on which cars have higher insurance rates & lower insurance rates. Read on to learn more about which car insurance fits in budget.
How to buy life insurance
Life insurance companies make it easier to buy life insurance. Online options provide immediate or nearly immediate approval for coverage.
What is Medicare Part B?
Medicare Part B is included in Original Medicare and pays for doctor office visits, outpatient surgical procedures, ambulance services, lab work, mental health services, and more.
The Medicare tax and why you pay it
Medicare taxes help fund the government health insurance program that covers millions of senior citizens and Americans with disabilities. Read on to know about medicare tax rate for 2021.
What are the advantages and disadvantages of Medicare Advantage plans?
Medicare Advantage has its pros and cons. Understanding the differences can save you money and reduce out-of-pocket costs.
What Medicare covers and what it doesn’t
Medicare has multiple parts, coverage, rules and choices. It covers inpatient hospital stays, doctors' services, medical supplies, etc. Read to know what it doesn't cover.
What is Medicare Part A?
Medicare Part A is offered by the federal government and is part of Original Medicare that helps pay for inpatient hospital care and other services.
What does condo insurance cover?
Condo insurance covers your personal property & offers liability insurance & other protections.Check what type of coverage you need & how much you pay for condo insurance.
How to get affordable health insurance
Affordable health insurance plans can be found if you qualify or if you shop around & compare plans during open enrollment.Read on to know best affordable health insurance rates and companies.
UnitedHealthcare insurance exchange plans: What you need to know
UnitedHealthcare, the country’s largest health insurance company, offers marketplace plans in 11 states and hopes to expand into other states in 2022.
TriTerm medical insurance: What to know about UnitedHealthcare’s short-term health plans
TriTerm is a type of short-term health insurance plan offered by UnitedHealthcare
Health insurance basics
Health insurance helps pay your health care costs.Read on to know all health insurance basics like the types of health insurance,how it works,plans,where & when to buy.Also know about its cost.
What is medical payments coverage on home insurance?
Find out how much medical payments coverage you need to buy and why it's one of the most important coverage you can have.
Guide to life insurance for children
Shop around carefully for child life insurance quotes, and compare plans, coverage amounts, and premium costs to determine the best life insurance for kids.
Private health insurance – A complete guide
Private health insurance is a type of medical coverage that covers the cost of your healthcare. Read on to know more about its plans, types, and how to get it.
Knob and tube wiring insurance: What you need to know about insuring an older home
Know what is knob and tube wiring and get information about what insurance companies will insure homes with knob and tube wiring.
Cheapest homeowners insurance in New York
You can save more than $1,000 by shopping around for home insurance in New York. Here's what you need to do to find the cheapest home insurance in New York.
Insurance guide to unemployment
Losing your job can cause problems with health insurance and other types of coverage. Here's what you need to know about unemployment benefits, COBRA insurance and other types of insurance that can help you.
Employer health insurance vs. individual plans: What’s best for you?
Employer-sponsored health insurance is how nearly half of Americans get health coverage. However, you can also get individual health insurance. Here's what you need to know about employer and individual plans.
Should you sell your life insurance policy?
You can sell your life insurance policy, but not everyone is eligible and it's not always a wise move. Here's what you need to know about selling life insurance.