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Authors

Kimberly Lankford

Contributing Researcher

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About the Author

Kimberly Lankford has been a financial journalist for more than 20 years. She received the personal finance Best in Business Award from the Society of American Business Editors and Writers. She also has written three books: “The Insurance Maze: How You Can Save Money on Insurance – and Still Get the Coverage You Need”  “Rescue Your Financial Life,” and “Ask Kim for Money Smart Solutions.”

Previous Writing

  • https://www.carinsurance.com/should-i-use-car-insurance-broker/
  • https://www.insurance.com/health-insurance/hsa-account

Education

  • Bachelor’s, Writing Seminar Program, Johns Hopkins University Master of Arts, American Studies, College of William & Mary

Recent Articles By Kimberly Lankford

How to choose the best Medicare Part D plan for you
Medicare Part D helps Original Medicare beneficiaries pay for prescription drug costs. Here's what you need to know about Part D and and how to pick the best prescription drug plan for you.
February 7, 2024
10 ways to save money on life insurance
Discover effective strategies to save money on life insurance without compromising necessary coverage. Explore these 10 essential tips and start saving hundreds each year.
August 17, 2023
What is a qualifying life event for special enrollment?
Qualifying life events are life-changing events in your household, residence or other health insurance coverage that make you eligible to change your coverage outside of open enrollment.
January 6, 2023
The Best Health Insurance for College Students
There are multiple health insurance options for college students. Here's what you need to know to make sure your child is properly covered.
December 16, 2021
What is POS health insurance?
A point of service (POS) health insurance plan combines aspects of preferred provider organization (PPO) & health maintenance organization (HMO) plans. Read on to know more about how does it work.
September 22, 2021
What is PPO insurance?
Preferred Provider Organization (PPO) health insurance is the most common health plan offered in employer-sponsored health insurance.Learn more about its cost & how does it work.
September 16, 2021
Form 1095-A, Health Insurance Marketplace Statement — A complete guide
Form 1095-A, Health Insurance Marketplace Statement, is the IRS tax form that reports the premium tax credit that members received in advance from the health insurance marketplace.
September 3, 2021
What is the advance premium tax credit for health insurance?
The advance premium tax credit (APTC) reduces health insurance payments of the premium for those with ACA marketplace plans. Read on to know more about how these tax credits work & who is eligible.
August 24, 2021
Term life insurance for seniors
Seniors usually have multiple life insurance options. Permanent life insurance is one way to get coverage, but there are also usually term life options depending on your age and health.
December 8, 2020
Health insurance options for early retirees
Here are options for buying health insurance if you retire before age 65 when you become eligible for Medicare.
December 8, 2020
What is major medical insurance?
Not all health insurance offers the same level of coverage. Here's what's considered major medical insurance and what isn't.
November 23, 2020
How COVID-19 is affecting long-term care insurance
Coronavirus is making more people interested in long-term care insurance, but it's also making it more complicated to buy the coverage and get claims paid. Here's what you need to know about the changes and what you can do to make the process go more smoothly.
August 31, 2020
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