Recent Articles By Laine Adley

Life insurance riders: What they are and how they work
Life insurance riders are add-ons to your policy that provide additional coverage. Most riders come at an additional cost, but some are free. Read on to learn more about life insurance riders.
The life insurance contestability period: What you need to know
The life insurance contestability period is a short window when insurance companies can investigate and deny death claims.Read on the complete guide to know more.
What is demutualization and what does it mean for policyholders?
Demutualization is when a mutual insurance company becomes a publicly traded company that shares joint stocks.Read on to know more about its pros & cons. Also learn how much money you can make.
What is a life insurance beneficiary?
A life insurance beneficiary is who or what receives the death benefits after the policy owner dies. Read on to know about whether you can remove your spouse as beneficiary & how it works.
Laine Adley
Laine Adley is a licensed life, health and annuities insurance agent in 12 states. She enjoys assisting people with their final wishes and personalizing plans for clients.
What is guaranteed cash value in a life insurance policy?
Guaranteed cash value policies can help you pay for emergencies or temporary needs. Read on to know more.