Launch into the home section of our Insurance Advisor by answering a short series of questions about your current home policy. If you have access to your homeowners information it may be helpful to you, but isn’t essential. The questions take only two minutes to complete and the results will show how protected you and your home are presently.
Homeowners insurance is the safety net that prevents you from having to pay all the costs to repair or rebuild your house if it’s damaged, and it also pays for the loss of your personal possessions. Additionally, it protects you if you are sued by someone hurt in your home or on your property and pays a portion of medical expenses for those injured on your property. But how do you know if you have enough coverage for your particular situation? Our Insurance Advisor tool will tell you.
By answering questions about your current policy, the Home Insurance Advisor will assess your needs and make recommendations for changes you should make to ensure sufficient coverage. The tool assesses the amount your insurer will currently pay out for damages and injuries and tells you if you have enough coverage to protect your assets or not.
If you have your homeowners policy nearby, specifically the declarations page, it can help you answer the Home Insurance Advisor’s questions. However, if the paperwork isn’t handy, estimates on the information will work. Once you’ve completed the questions we will give you recommendations on what gaps you may have in coverage and what you may want to do to better protect you and your home.
The Insure.com Insurance Advisor is an educational tool created to help you learn about auto, health, home and life insurance. The tool is designed to help consumers understand how the different types of insurance coverage options work, as well as what factors to consider when selecting types of coverages and limits. The recommendations are for informational purposes, and not intended to take the place of a certified financial planner, but instead are intended to assist you in making your own decisions about insurance. They may not take into account ALL factors, such as your budget, risk tolerance, family situation or activities, which may affect the type and amount of insurance that would be right for you. In addition, state insurance laws and insurance company underwriting rules may affect available coverage and its cost.
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