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x A good driver means:

Have no accidents or violations in the last 3 years.

Don't have a DUI.

Don't need an SR22.

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First of all, you’re aware that neither of you should be driving, since you lack licenses, right? Even if you got your license back, you won’t be able to insure a car you don’t own.

Your girlfriend won’t be able to buy insurance without being a licensed driver.

How did your girlfriend manage to register this car without showing proof of insurance?

The best plan here is for your girlfriend to get her license and buy insurance on the car.