Hartford home insurance ratings

Home best-home-company-ratings
Overall Rating info icon info icon
3.5 ratings
Claims Processing
3.5 ratings
Customer Service
3.5 ratings
Value for Price
3.5 ratings
Website and Apps
3.5 ratings
% Who Would Recommend to a Friend
72%
% Who Plan to Renew
94%
AM Best Financial Strength Ratings info-icon info-icon May 01, 2021
A+

HOW WE WEIGH OUR SCORE

WHAT IS THIS RATING?

A.M. Best's Financial Strength Rating is an independent opinion of an insurer's financial strength and ability to meet its ongoing insurance policy and contract obligations.

A.M. Best's rating is NOT used to calculate the overall score but it is important information to consider when choosing an insurance company.

Best home insurance companies 2021: The Hartford

How The Hartford compares

The Hartford earned a three and a half out of five-star InsureScore in our annual Best Home Insurance Companies review. This score traveled across the board in all categories including claims, price, customer service and website & apps.

Ninety-four percent of customers surveyed said they planned to renew their policies with The Hartford and 72% of customers said they would recommend The Hartford to a friend.

Types of coverage offered by The Hartford home insurance

  • Dwelling
  • Personal property
  • Medical payments to others
  • Personal liability
  • Additional living expenses

Discounts offered by The Hartford home insurance

    • Bundle Car and Home Insurance
    • Home Security and Safety Device Savings
    • Retiree Credit for Retired AARP Homeowners
    • Renewal Credit
    • Claim-Free Discount

Additional coverage offered by The Hartford home insurance

  • Auto
  • ATV
  • Classic car
  • RV
  • Boat
  • Golf Cart
  • Snowmobile
  • Business Insurance
  • Small Business Insurance
  • General Liability Insurance
  • Workers' Compensation Insurance
  • Commercial Auto Insurance
  • Employee benefits

In which states is Hartford home insurance available?

States in which Hartford home insurance available
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Washington D.C.

Reasons for Buying

Customers of Hartford originally decided to purchase from the company for these reasons:
  • 31% Offered best price
  • 20% Reputation
  • 19% Recommended by friend or family member
  • 13% I had other insurance with this company
  • 8% Saw online ad
  • 5% Saw TV commercial
  • 4% Financial strength rating
  • 0% The company website and mobile apps are easy to use and helpful
  • 0% Was the company my parents had

Customer Complaint Ratio

info icon
( Hartford’s customer complaint ratio for Homeowners insurance is 1.02 )
1.02
0 1 3 10+
Lower number is better
0 to 1.00
1.01 to 3.00
3.01 and above

More things to consider about The Hartford homeowners insurance

How likely to recommend?

  • 39%I would definitely recommend this company
  • 33%I would probably recommend this company
  • 20%Neutral
  • 6%I would probably not recommend this company
  • 2%I would not recommend this company

Would you renew?

94% Yes
6% No

Ratings on Website & Apps

  • Completely satisfied / Outstanding website & apps that give me what I need and more 33%
  • Average website and apps 28%
  • Fairly satisfied / Fulfills my needs OK 27%
  • Very unsatisfied / digital offering is severely lacking 5%
  • Unsatisfied / website and/or apps are not fulfilling my needs 5%

How do you prefer to deal with insurer and policy?

  • Phone 43%
  • Interactive website 22%
  • In person 21%
  • Email 11%
  • Mobile App 3%

About The Hartford home Insurance

The company was founded in 1810 as a fire insurance company when a group of local merchants gathered in a Hartford Inn and founded the Hartford Fire Insurance Company. Fifteen years later, The Hartford wrote the first insurance policy for an institution of higher education when they insured Yale University.

In 1835, a major fire hit the New York City Financial District. The president and directors of The Hartford had to pledge their personal fortunes to pay for claims, but the company survived and managed to pay all claims while other insurers went bankrupt.

In 1913, as automobiles become more popular The Hartford formed their Accident and Indemnity Company which provided improved protection for automobiles and property from risks like fire, accidents, liability and more.

The Hartford established a Junior Fire Marshal® program in 1947 which has been teaching fire prevention and safety to millions of children. In 1984, The Hartford became the exclusive provider of Home and Auto insurance for AARP members and that has become a major component of their business.

In 2010, The Hartford celebrated their 200th anniversary.

home
Go to Hartford site now to get a quote
money-fs
See How Much You Can Save!
Compare free quotes from companies near you
zip-pin Please enter valid zip
money-fs

Other Companies to Consider: