Ratings
November 08, 2020A.M. Best's Financial Strength Rating is an independent opinion of an insurer's financial strength and ability to meet its ongoing insurance policy and contract obligations.
A.M. Best's rating is NOT used to calculate the overall score but it is important information to consider when choosing an insurance company.
Customer Complaint Ratio
Best home insurance companies 2021: The Hartford
How The Hartford compares
The Hartford earned a three and a half out of five-star InsureScore in our annual Best Home Insurance Companies review. This score traveled across the board in all categories including claims, price, customer service and website & apps.
Ninety-four percent of customers surveyed said they planned to renew their policies with The Hartford and 72% of customers said they would recommend The Hartford to a friend.
How likely to recommend?
Types Of Coverages Offered
- Dwelling
- Personal property
- Medical payments to others
- Personal liability
- Additional living expenses
Discounts Offered
- Bundle Car and Home Insurance
- Home Security and Safety Device Savings
- Retiree Credit for Retired AARP Homeowners
- Renewal Credit
- Claim-Free Discount
Additional coverages offered
- Auto
- ATV
- Classic car
- RV
- Boat
- Golf Cart
- Snowmobile
- Business Insurance
- Small Business Insurance
- General Liability Insurance
- Workers' Compensation Insurance
- Commercial Auto Insurance
- Employee benefits
In which states is Hartford home insurance available?
About The Hartford home Insurance
The company was founded in 1810 as a fire insurance company when a group of local merchants gathered in a Hartford Inn and founded the Hartford Fire Insurance Company. Fifteen years later, The Hartford wrote the first insurance policy for an institution of higher education when they insured Yale University.
In 1835, a major fire hit the New York City Financial District. The president and directors of The Hartford had to pledge their personal fortunes to pay for claims, but the company survived and managed to pay all claims while other insurers went bankrupt.
In 1913, as automobiles become more popular The Hartford formed their Accident and Indemnity Company which provided improved protection for automobiles and property from risks like fire, accidents, liability and more.
The Hartford established a Junior Fire Marshal® program in 1947 which has been teaching fire prevention and safety to millions of children. In 1984, The Hartford became the exclusive provider of Home and Auto insurance for AARP members and that has become a major component of their business.
In 2010, The Hartford celebrated their 200th anniversary.
Our survey asked policyholders to share experiences or give feedback that they would like to share with others looking to potentially buy from their current insurance company. Here's what they had to say:
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