Recent Articles By Michelle Megna

Does car insurance cover reckless driving?
While illegal activity and reckless driving aren't usually covered by car insurance, there are instances when your coverage will pay out.
Guide to homeowners insurance
Find the best home insurance quotes based on your needs and location. Compare rates, coverage, and features from top companies that can help you save money.
Life insurance for people with bipolar disorder
Learn effective strategies for securing life insurance coverage if you have bipolar disorder. Explore options and discover how managing symptoms can help you obtain the coverage you need
How alcohol use affects your life insurance premiums
Life insurance rates are based on many factors including overall health & habits, excessive alcohol consumption is considered a health risk. You may face higher premiums if you are a heavy drinker.
American International Group Homeowners Insurance
Learn about AIG home insurance reviews and ratings, including how they ranked in our best home insurance survey 2022.
The 10 most dangerous foods to eat while driving
Eating while you drive is one of the most distracting things you can do. Find out what are some other dangerous distractions.
The difference between cancellation and nonrenewal of car insurance
There are important things you must know if you don't inform your insurance company of your decision to terminate, even if it's at the end of your policy period.
Insuring a teen driver in single-parent households
If the teen's parents are separated, the teen should be listed on the parent's policy with whom he or she lives. Some insurers require that all drivers be named on both policies. Read on to learn more.
How to give a car as a gift — and keep it a secret
Financing, titling and insurance for a secret car gift requires some special timing. Here's how to pull it off.
The Best Cheap Homeowners Insurance of 2021: Guide
Travelers has the cheapest home insurance rates at about $1,064 a year. Whereas, Country Financial is the best insurer for customer satisfaction with 885 scores from J.D Power.
Guide to Car Insurance Discounts
Know what types of car insurance discounts are available and how to choose the best one. Get information about how to save on auto insurance to lower your car insurance rates.
Condo and co-op homeowners insurance: What you should know
Know what is co-op homeowners insurance and get information about how much does it cost, difference between condo and co-op insurance and more.
Getting mental health treatment coverage for children
Getting mental health treatment for your child can be an ordeal. Here's how to understand the game.
Ten ways to save on your renters insurance
A wide variety of renters insurance discounts are available, ranging from safety and security devices you use to lessen your risk of injury or loss due to theft, to how close you live to a fire department.
Total warfare: What to do when your auto insurer totals your car
When you total your car, you cause substantial damage, and your insurance company has the right to decide that your car isn't worth fixing.
Cheapest Car Insurance Buying Guide
Find who has the cheapest auto insurance quotes in your state and get tips on buying cheap car insurance that still includes sufficient coverage. Also see the list of cheapest car insurance companies.
Chubb Home Insurance
Learn about Chubb home insurance company, including how they ranked on our annual best insurance companies survey.
Home Insurance Companies
Here is a list of today’s leading home insurance companies. Learn more about these insurers and how to contact them.
The basics of long-term care insurance
When buying long-term care insurance, your age is a primary factor in determining its cost; the younger you are when you buy the policy, the cheaper your premiums will be.
8 top car insurance myths to steer clear of in 2018
Don't lose money because you buy into common car insurance myths. We debunk some top bogus insurance misconceptions.
Drunk-driving penalties by state
What will happen to you if you're pulled over for drunk driving? See alcohol impairment (DUI) laws by state.
Moving and insurance: Checklist for a smooth move
Every insurance policy will need some attention when you move. Here's a helpful checklist.
Earthquake insurance basics
If you decide to purchase earthquake insurance, buy enough to cover the costs of rebuilding your house and replacing damaged possessions. Learn more.
15 ways to save on home insurance
Here are 15 ways to slash the cost of your home insurance.
What your health, life and disability insurers know about you
Health insurance, life insurance and disability insurance all use medical records to set your rates or deny coverage. When medical records are accessed, there are questions about personal privacy.
How personal bankruptcy affects your life insurance and annuities
Whether you are facing bankruptcy or only considering it, one of the biggest questions you may have is how your lifestyle and property will be affected.
Driving into Mexico? You’ll need south-of-the-border car insurance
For your travels south of the border, you will need a car insurance policy specifically underwritten to cover liability and losses in Mexico.
Health care reform: Health insurance exchanges
Health insurance exchanges will be set up in each state to serve as a one-stop shop for comparing health plans and buying health insurance.
12 things you don’t know about car insurance that could cost you
Don't lose money through insurance misunderstandings.
Insuring your valuables
If you own valuable items in your home, make sure you have the proper insurance to protect them. Find out what you need to know.
Health insurance options for pregnant women
Pregnant? Here are ways to navigate the health insurance system.
Fourth of July weekend is a deadly time to be on the road
See how major holidays stack up in terms of fatal car accidents and alcohol-related deaths.
Don’t shoot yourself in the foot: When to file that auto insurance claim
Read these important tips befiore you file a car insurance claims that could end up costing you more than you'll receive.
Rebuilding costs increase following a catastrophe
Following a major catastrophe, demand increases for labor and materials to rebuild houses and businesses. Often, home insurance companies are forced to pay higher prices to cover claims costs.
6 health insurance myths
Hearsay and incorrect information often fuel people?s misunderstandings of health insurance.
Evaluating cancer insurance
How to select a cancer insurance policy and determine whether it's a good bet.
Mental health parity laws by state
Most states have enacted legislation that requires health insurance plans to provide coverage for mental health treatment that's equal to coverage for physical illness.
HIPAA: Your rights to health insurance portability
The Health Insurance Portability and Accountability Act imposes limits on the extent to which some group health plans can exclude coverage for pre-existing conditions.
Swimming in the assigned-risk pool for car insurance
If you have numerous speeding tickets, traffic violations or a recent history of car accidents, you may be swimming in the high-risk pool for car insurance.
A heart-breaking choice: The family dog or home insurance
Although U.S. households with dogs now outnumber those with kids by a 2-to-1 margin, dog owners can face difficult and even heartbreaking choices when it comes to securing or renewing home insurance.
The basics of maternity leave
If you're thinking about starting a family, it's a good idea to plan for the unexpected -- especially when it comes to your health insurance.
How to help your parents with health insurance
As parents grow older, it often falls to their children to provide the care they need. Learn more about options for your parent's health insurance.
Cheap health insurance for 20-somethings
How to find low-cost health insurance when you're young
How to arbitrate a car insurance claim dispute
Mediation and arbitration can be thought of two stages of the same overall process. Every arbitration case begins with mediation. If that fails, the case moves to arbitration.
Second-level letter of appeal for a health insurance claim denial
A sample second level of appeal letter for a denied health insurance claim.
How to avoid a health insurance claim denial — and what to do when you can’t
There are several ways to work out your situation after having your health insurance claim denied.
12 ways to get health insurance if you’re already sick
Here's to how find health insurance when you're already sick.
The 5 biggest lies told to car insurance companies
Fudging on your car insurance application to save on the premium may seem like a harmless white lie, but it can spell trouble for you down the road.
Page 2: How pregnancy leave coordinates with the Family Medical Leave Act
Afteryou have determined your eligibility for pregnancy-related benefits, you also need to be aware of how they may coordinate with the Family Medical Leave Act.
Hidden health hazards: What you don’t know can hurt you
While you're certainly aware of many common health risks and germ factories, we went looking for less-known hazards that lurk where we sleep, eat and frolic.
6 steps to buying the perfect car for your teen driver
When purchasing a car for a teen, safety is probably at the top of the list for every parent. Learn the steps to buying a perfect car for your teen... Learn more.
Auto direct repair programs reduce headaches
Insurance companies have tried to lessen the inconvenience of collision repair with direct repair programs (DRPs), which eliminate a lot of work on your part.
How to haggle for a lower price with your doctor
Everything in health care is negotiable. Here are tips for negotiating your medical bill down.
Health insurance guide helps legislators navigate public policy
HSAs combine a high-deductible health insurance policy with a savings account. The high-deductible policy protects the insured from the many costs.
The basics of group health insurance
There is power in numbers, especially when it comes to finding affordable health insurance. Here's how group health insurance works.
Medical treatments insurers won’t touch
Insurers are the gatekeepers of health care for most Americans. This arrangement can put investigational and experimental medical treatments out of reach.
Expect double-digit jump in health care costs in 2003, survey says
For the fourth consecutive year, large employers will experience a double-digit increase in their health care costs.
Don’t blame high-performance cars alone for their high accident and death rates
While high-performance cars might have higher accident death rates than other vehicles, car enthusiasts should agree it's wrong to lay the blame solely on the vehicles.
Consumer group lists “deadliest cars”
Consumers Union has ranked what it claims are the four 'deadliest' cars of all time: the Camaro, Corvette, Firebird, and the Mustang.
Countrywide Insurance gives wireless access to quotes and agents
California-based Countrywide Insurance Services (CIS) is believed to be the first insurance agency in the country to help consumers buy insurance using their wireless devices.
Annuity Surrender: Getting out of your annuity
If you have an annuity whether it's variable, fixed, or equity-indexed and you're thinking of dumping it, carefully consider the consequences of your decision.
Insurance coverage for alternative medicine
Access to — or insurance coverage for — alternative health care benefits is provided in various ways.
Proper insurance coverage for college-bound children
Learn how your auto, home and health insurance is affected when your child goes off to college.
Home insurance policies cover damage from trees downed by ice and snow
Home insurance policies pay for much of the damage that occurs when snow and ice storms send tree limbs crashing onto homes, garages and fences.
Some companies will insure straw-bale homes
A growing number of straw-bale homes are being built across the nation, with an increasing number of companies insuring them.
Motorcycle insurance requirements by state
Requirements for motorcycle insurance often mirror requirements for car insurance. Find your state requirements here.
Business Men’s Assurance bought by Liberty Life
Business Men's Assurance Co. of America (BMA) has been purchased by Royal Bank of Canada (RBC) through Liberty Life Insurance Co.
Cigar smokers see the best life insurance rates drift away
If you smoke cigarettes or a pipe, you're going to be placed in a high-risk category and will pay more for your life insurance rates.
Freddie Mac to allow quicker cancellation of private mortgage insurance
Freddie Mac, one of the country's largest providers of mortgages, will make canceling private mortgage insurance (PMI) easier for borrowers who hold Freddie Mac-owned mortgages.
Page 2: What demutualization means for policyholders
What do you get out of demutualization?
Insurance for in-law apartments
It's a little home within a home, but whether an in-law apartment is covered under a current homeowners policy is a tricky issue.
Homeowners premiums fluctuate with community’s fire-fighting ability
One factor that affects your home insurance premium is how well your city copes with fires.
The trouble with drunk friends
Home insurance could cover a drunk friend's actions at your house. But if you serve drinks to your friends when they come over, you could be taking on a large risk.
Proper insurance coverage for college-bound children
Find out how to keep health insurance for your college-bound child.
Safeco Home Insurance
Know more about Safeco home insurance company. Explore types of coverages and discounts offered by Safeco Home Insurance.
Hartford BIC home company page discounts coverages
Know more about Hartford home insurance company. Explore types of coverages and discounts offered by Safeco Home Insurance.