Recent Articles By Chris Kissell

Blood alcohol content (BAC) calculator
Use our blood alcohol content calculator to estimate your blood alcohol level based on your alcohol consumption.
What happens if someone who isn’t on your insurance crashes your car?
If someone not listed on your insurance crashes your car, your policy will typically cover the damages, but the specifics depend on your coverage type and whether the driver had your permission.
Guide to domestic partner health insurance
People in domestic partnerships enjoy the same rights and benefits as married couples, including health insurance coverage. Read our guide to learn what your health insurance options are if you are in a domestic partnership.
Cost of living by state
Moving to another state in the U.S? Find out how much it will cost. See the highest and lowest cost of living by state, plus compare the price of home and car insurance policies.
Car insurance mileage brackets: How your annual mileage affects your premiums
Car insurance based on mileage is one of many factors car insurance companies look at to determine how much you pay.
Do you have to add a teenage driver to your car insurance policy?
Adding a teen to your car insurance policy can significantly increase your premiums, but it provides essential coverage and peace of mind while they learn to drive.
How to file a successful mold claim
A mold damage claim will be covered by home insurance if the damage was caused by a covered peril. Find out how to file a successful claim.
Mobile home insurance cost and coverage in 2026
Mobile home insurance is a policy that protects manufactured homes and their contents from damage, theft, and liability risks.
Guide to getting the best high-risk auto insurance
Compare the best high-risk auto insurance companies for 2025. Learn what qualifies as a high-risk driver, how much you’ll pay after a DUI or accident, and ways to save.
Who is eligible for Medicare?
Medicare eligibility is connected to age and disability. Here's what all you need to know about medicare qualifications. Also, get detailed information on how much does Medicare cost.
What you need to know about Medicare insurance
Medicare is a health insurance program for people age 65 or older, certain younger people with disabilities, and people with end-stage renal disease.
How does primary and secondary health insurance work?
When you have two health insurance plans, your primary payer handles the first portion of the claim and then sends the rest to your secondary insurer.
Mother’s Day Index 2024: Mom’s salary increases by 5% from 2023
The Mother’s Day Index is intended to acknowledge the work mothers do. According to Insure.com’s Mother’s Day Index for 2024, moms' wages increased by 5% from last year’s Mother's Day Index. Read on to know more.
Home insurance claims: How to file and what you should know
Filing a home insurance claim can be a complex process, but understanding the steps involved and what to expect can help ensure you receive the compensation you're entitled to.
Cheapest homeowners insurance in 2025
Allstate offers the cheapest homeowners insurance coverage on average across the U.S., according to a new Insure.com analysis of major insurers. Find out which other companies have affordable policies.
When can you enroll in health insurance? A simple guide
Open enrollment is when you can make changes to your health insurance plan. Here’s what you need to know about when you can enroll in health insurance.
The 10 largest life insurance companies
The 10 biggest life insurance companies held nearly 46% of the market share in the U.S. during 2023. New York Life is the biggest life insurer of them all.
Coinsurance vs. copay: What’s the difference?
Coinsurance is a percentage of costs you pay after meeting your deductible, while a copay is a fixed fee for specific services.
New York insurer exits market: How to protect yourself if your company fails
Is your insurer leaving the market? Discover what to do if your insurance company fails and how to protect your coverage.
Homeowners insurance for seniors: A comprehensive guide
Homeowners insurance for seniors provides essential protection for their property, belongings, and finances, ensuring peace of mind during retirement.
Car insurance in Houston: Cheapest insurance and average rates
Drivers in Houston pay car insurance rates comparable to drivers in other big U.S. cities at $127 per month. By shopping around, folks can lower their car insurance costs even more.
Car insurance in Philadelphia: Cheapest insurance and average rates
Car insurance in Philadelphia is expensive. See which companies offer the best and cheapest car insurance in Pennsylvania.
Car insurance in Dallas: Cheapest insurance and average rates
Car insurance rates in Dallas are more reasonable than in many other major cities. See which company offers the cheapest in Dallas, TX.
Car insurance in San Antonio: Cheapest insurance and average rates
San Antonio car insurance rates are relatively affordable, but you can get the best deal possible if you shop around to find the right policy at a great price.
Car insurance in Colorado Springs: Cheapest insurance and average rates
Car insurance rates in Colorado Springs are reasonable compared to many other major cities. See which company offers the cheapest in Colorado Springs, CO.
How to buy car insurance online: A step-by-step guide
Shopping for and selecting car insurance may seem daunting, but it doesn’t have to be. Here’s what you need to do to get the right policy at the right price.
HO-3 vs. HO-5 insurance: Understanding the key differences
HO-3 and HO-5 policies each offer protection for your home, but there are key differences. Find out which type of home insurance policy makes the most sense for you.
Vacant home insurance: Who needs it and how it works
Vacant home insurance protects an empty home from common risks like fire but limits some coverage. Find out if you need vacant home insurance.
Can insurance companies enter your house or examine your car?
Insurance companies can inspect your home or car either during a claim or when issuing or renewing a policy, but need your permission to enter.
Mother’s Day Index 2023: Mom’s salary rises, now more than $133,000 a year 
According to Insure.com’s Mother’s Day Index for 2023, the work moms do is worth more than $133,000 a year. The Mother’s Day Index is intended to acknowledge the work that mothers do. Read on to learn more information.
FAIR Plan home insurance: Insurance for high-risk homes
FAIR Plan insurance provides coverage to homeowners with high-risk homes who are unable to find coverage on the private market.
How to get homeowners insurance with a bad roof
An old or damaged roof can make it harder to get home insurance, and you may pay higher rates for the coverage you can get. Find out why and what to do.
How to read your homeowners insurance policy
The homeowners declarations page summarizes your coverage, premiums and other information about your policy. Learn how to read it.
Understanding your life insurance policy options
Get life insurance quotes quickly and easily from top-rated carriers and find out what you should know before purchasing a policy.
Sproutt life insurance review
Sproutt is an online life insurance broker that offers policies from many top insurance companies, such as Banner, SBLI, and TruStage.
Vantis Life insurance review
Find out if Vantis online life insurance is right for you.
Haven life insurance review
Find out if Haven online life insurance is right for you. Read an unbiased Haven life insurance review and know its rates and what coverage options it offers.
Bestow life insurance review
Find out if Bestow online life insurance is right for you. Read an unbiased Bestow life insurance review and know its rates and what coverage options it offers.
SoFi life insurance review
Find out if SoFi online life insurance is right for you. Read an unbiased SoFi life insurance review and know its rates and what coverage options it offers.
How do beneficiaries file a life insurance claim?
Filing a life insurance claim requires a few documents including the death certificate and any forms the company asks you to fill out.
Life insurance sales plummet despite the need for it
According to findings at the spring 2023 meeting of the NAIC in Louisville, Ky. The percentage of families with life insurance has plummeted from 85.4% in 1971 to 59.4% in 2021.Read on to know more.
What to do if your life insurance company raised your rates
A wave of lawsuits from policyholders has prompted insurers to issue refunds. Here’s what to do if your life insurance company raised your rates.
Health insurance rates are going up — here’s how to save
Health insurance rates are going up, the Kaiser Family Foundation found that insurers are proposing a 10% increase on premiums on average. Read to know why the rates are rising & ways to save.
The Inflation Reduction Act: How the new law affects Medicare beneficiaries
The Inflation Reduction Act of 2022 has significant implications for Medicare beneficiaries and how much they pay for medications.
Guide to handling health insurance claim denials
Guide to handling health insurance claim denials
How to continue treatment when your health plan changes
Here’s how to keep seeing your doctors even if they are no longer part of your plan’s network.
Scooter and moped insurance
Scooter policies are essentially the same as motorcycle insurance policies, since both carry similar risks.
TRICARE supplemental insurance – A complete guide
TRICARE Supplemental health insurance covers out-of-pocket healthcare costs that you would otherwise have to pay. Learn more about how much does it cost & how it works.