Car Insurance Quotes

Find Affordable Auto Insurance


Please select your Age.


Please select your current insurer.


Insure.com's Low Cost Car Insurance Award Winners, 2010

blank gif

Download awards

Congratulations, Mazda: The Tribute i tops the list of Insure.com’s annual ranking of the least expensive 2010 vehicles to insure, garnering it a Low Cost Car Insurance Award.

Our new annual awards honor vehicles that are among the cheapest to insure, based on a survey of average car insurance rates for more than 2,400 vehicles for the 2010 model year.

Top award winners in each category are:

  • Cars: Dodge Caliber 4-door hatchback
  • SUVs: Mazda Tribute i 2WD 4-door Utility
  • Trucks:  GMC Canyon WT 2WD 2-door 2.9L
  • Vans:  Honda Odyssey LX 5-door 2WD

See below for the list of 10 Low Cost Car Insurance Award winners in each category.

Your own personal car insurance quotes are built on a variety of factors, including where you live, your age and your driving record. And when it comes to buying collision and comprehensive insurance, your vehicle choice plays a pivotal role: Cars with an expensive “loss history” lead to bigger insurance bills.

A variety of problems can lead to high loss histories and costly car insurance rates, including:

  • The car is expensive to repair.
  • People in the car suffer more injuries in crashes than occupants of other vehicles.
  • The car is a favorite among thieves, leading to theft claims.
  • The car is a popular choice among young, inexperienced drivers, who file a lot of claims.

You can use Insure.com’s interactive tool to compare average car insurance premiums for more than 2,400 vehicles, with data nationally and for each state.

No matter what car you drive (even if it’s a Porsche 911 Carrera, the most expensive car to insure!), you can get the best car insurance quotes by:

  • Getting all the discounts to which you’re entitled
  • Keeping your driving record clean
  • Filing claims only for major damage
  • Improving your credit score
  • Reducing your commute or annual mileage
  • Moving to Maine, the least expensive state for car insurance, according to Insure.com rankings

At your own financial risk, you could also:

  • Lower your liability limits
  • Raise your deductible on collision and comprehensive coverage
  • Drop collision and comprehensive coverage entirely


Low Cost Car Insurance Award Winners - Cars
Rank Vehicle Style Average annual premium
1 Dodge Caliber 4-Door Hatchback 1196.21
2 Buick Lacrosse CX 4-Door Sedan 1204.23
3 Toyota Yaris 3-Door Hatchback 1208.61
4 Honda Accord LX 4-Door Sedan DOHC VTEC 1211.92
5 Honda Accord LX Premium 4-Door Sedan DOHC VTEC 1214.23
6 Scion XB 5-Door Wagon 1215.86
7 Mini Cooper 2-Door Hatchback 1225.53
8 Volkswagen Jetta S 4-Door Sedan 1229.92
9 Ford Fusion S 4-Door Sedan 1231.03
10 Dodge Caliber R/T 4-Door Hatchback 1231.31


Low Cost Car Insurance Award Winners - SUVs
Rank Vehicle Style Average annual premium
1 Mazda Tribute i 2WD 4-Door Utility 1070.25
2 Mazda Tribute i 4WD 4-Door Utility 1103.29
3 Mazda Tribute S Grand Touring 2WD 4-Door Utility 1128.29
4 Hyundai Tucson GLS 2WD 4-Door Utility 1134.08
5 Kia Sportage LX 2WD 4-Door Utility 1138.41
6 Hyundai Santa Fe GLS 4-Door 2WD Utility 1141.07
7 Jeep Patriot Sport 2WD 4-Door Utility 1145.58
8 Honda CR-V LX 5-Door 2.4L 1146.29
9 Mazda Tribute S Grand Touring 4WD 4-Door Utility 1146.69
10 Dodge Journey SE 2WD 4-Door 2.4L Utility 1149.59


Low Cost Car Insurance Award Winners - Vans
Rank Vehicle Style Average annual premium
1 Honda Odyssey LX 5-Door 2WD SOHC 1095.26
2 Chrysler Town & Country LX 2WD 4-Door 3.3L Wagon 1119.83
3 Dodge Grand Caravan SE 2WD 4-Door 3.3L Wagon 1131.06
4 Toyota Sienna CE 4-Door Wagon 1133.97
5 Honda Odyssey EX 5-Door 2WD SOHC 1139.80
6 Dodge Grand Caravan C/V 2WD 4-Door Van 1146.53
7 Toyota Sienna LE 4-Door Wagon 1148.78
8 Honda Odyssey Touring 5-Door 2WD SOHC 1180.27
9 Dodge Grand Caravan SXT 2WD 4-Door 3.8L Wagon 1186.95
10 Toyota Sienna XLE 4-Door Wagon 1187.31


Low Cost Car Insurance Award Winners - Trucks
Rank Vehicle Style Average annual premium
1 GMC Canyon WT 2WD 2-Door 2.9L 1152.39
2 Toyota Tacoma 2WD 2-Door 1179.84
3 Chevrolet Colorado Work Truck 4-Door 2WD Pickup DOHC 1183.88
4 GMC Canyon WT 2WD 2-Door 1189.66
5 GMC Canyon WT 2WD 4-Door 2.9L Extended Cab 1190.97
6 Toyota Tacoma Prerunner 2WD 2-Door 1192.80
7 Ford Ranger XL 2WD Std Bed 1194.84
8 Ford  Ranger XL 2WD Long Bed 1196.86
9 Ford Ranger Sport 2WD Long Bed 1198.27
10 Ford Ranger XLT 2WD Long Bed 1198.60

About the rankings

To arrive at the average premiums, Insure.com commissioned a study from Quadrant Information Services that calculated the average annual premiums for a male driver (see full profile below) using car insurance rates from six large carriers (State Farm, Allstate, Progressive, GEICO, Farmers and Nationwide) in 10 ZIP codes per state. Not all models are available for calculating average rates, especially exotic cars, which is why you won't see Bentleys and Lamborghinis on the list — although you can assume those carry hefty insurance bills.

Averages are based on a single 40-year-old male driver who commutes 12 miles to work, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. He has a clean driving record and good credit. The policy includes uninsured motorist coverage. Average annual rates are for comparative purposes; your rate will depend on your personal factors.

Download awards

Ready to get a quote?

Get quick and easy auto insurance quotes


Please select your Age.


Insure.com Redesign Survey