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Authors

Nupur Gambhir

Managing Editor and Licensed Insurance Expert

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About the Author

Nupur Gambhir is a content editor and licensed life, health, and disability insurance expert. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech.


Her insurance expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Financial Gym, and the end-of-life planning service.

Experience and Credibility

  • At Insure.com, Nupur is a Managing Editor and writes life and health insurance content.
  • Nupur is a licensed insurance agent (Life, Health, and Disability) in New York.

Previous Writing

  • https://www.policygenius.com/life-insurance/instant-life-insurance/
  • https://www.policygenius.com/life-insurance/how-to-pay-for-life-insurance/

Education

  • Ohio State University, (BA Economics)

Expertise

  • Life insurance
  • Disability insurance
  • COVID-19
  • Life insurance pricing trends
  • End-of-life planning

Associations

  • Bloomberg News
  • Forbes Advisor
  • CNET
  • Fortune
  • Slate
  • Lifehacker
  • The Balance
  • The Financial Gym
  • MSN

Recent Articles By Nupur Gambhir

What happens to the cash value of my whole life insurance policy when I die?
When you die, any remaining cash value in your life insurance policy goes back to the life insurance company.Read on to know more about how does the cash value work.
January 27, 2023
Does homeowners insurance cover theft outside your home?
Yes, the property stolen outside your home, such as in a garage, is covered by your home insurance policy. Read on to know more about how much does homeowners insurance cover for theft.
January 26, 2023
Does homeowners insurance cover theft?
Yes, home insurance policy will reimburse you if your items have been stolen. Read on to know more details on what is covered, what is not covered & how to file home insurance claim for theft .
January 26, 2023
Does homeowners insurance cover code upgrades?
Most home insurance policies do not include coverage for building code upgrades after a disaster.
January 26, 2023
How to hire a public insurance adjuster after a disaster
Know how to hire a public insurance adjuster. Also, get information on how much it costs to hire a public insurance adjuster.
January 26, 2023
Does homeowners insurance cover water leaks?
Homeowners insurance won’t pay out for water leaks due to poor maintenance. However, water leaks from faulty plumbing or ruptured pipes are usually covered.
January 26, 2023
Does homeowners insurance cover water damage?
Water damage, such as a burst pipe, is one of the most common reason people file home insurance claims. Read on to know more about when water damage is covered by home insurance.
January 26, 2023
Best Life Insurance Companies of 2023
The best life insurance companies in 2023 are State Farm, New York Life and Northwestern Mutual, based on Insure.com’s rankings
January 23, 2023
How to find out if someone has life insurance
Life insurance policies often go unclaimed because beneficiaries don’t notify the insurance company when the policyholder dies.Read our complete guide on finding a lost life insurance policy.
January 19, 2023
Whole life insurance: How it works
Whole life insurance is a type of permanent life insurance that comes with a savings like component called the cash value.Read on to know about how does it works & what does it cover.
January 19, 2023
How to buy individual health insurance
Read our complete guide on how to get individual health insurance in 2023.
January 13, 2023
What is term life insurance and how does it work?
Term life insurance is the most affordable type of life insurance. Read on to learn more about how does it works,how much does it cost & how to shop for it.
January 4, 2023
Burial insurance: What it is and how it works
Burial or Funeral insurance is a type of whole life insurance policy that helps protect your loved ones from having to pay the last expenses. Read on to know more about what to consider when planning ahead.
January 3, 2023
Cheap full coverage car insurance in Vermont
Find out the cheapest full coverage car insurance rates in Vermont today. Also, know the least and most expensive zip codes for auto insurance in Vermont.
December 26, 2022
Cheap full coverage car insurance in Virginia
Find out the cheapest full coverage car insurance rates in Virginia today. Also, know the least and most expensive zip codes for auto insurance in Virginia.
December 26, 2022
Cheap full coverage car insurance in Washington
Find out the cheapest full coverage car insurance rates in Washington today. Also, know the least and most expensive zip codes for auto insurance in Washington.
December 26, 2022
Cheap full coverage car insurance in West Virginia
Find out the cheapest full coverage car insurance rates in West Virginia today. Also, know the least and most expensive zip codes for auto insurance in West Virginia.
December 26, 2022
Cheap full coverage car insurance in Wisconsin
Find out the cheapest full coverage car insurance rates in Wisconsin today. Also, know the least and most expensive zip codes for auto insurance in Wisconsin.
December 26, 2022
Cheap full coverage car insurance in Wyoming
Find out the cheapest full coverage car insurance rates in Wyoming today. Also, know the least and most expensive zip codes for auto insurance in Wyoming.
December 26, 2022
Cheap full coverage car insurance in South Dakota
Find out the cheapest full coverage car insurance rates in South Dakota today. Also, know the least and most expensive zip codes for auto insurance in South Dakota.
December 24, 2022
Cheap full coverage car insurance in Tennessee
Find out the cheapest full coverage car insurance rates in Tennessee today. Also, know the least and most expensive zip codes for auto insurance in Tennessee.
December 24, 2022
Cheap full coverage car insurance in Texas
Find out the cheapest full coverage car insurance rates in Texas today. Also, know the least and most expensive zip codes for auto insurance in Texas.
December 24, 2022
Cheap full coverage car insurance in Utah
Find out the cheapest full coverage car insurance rates in Utah today. Also, know the least and most expensive zip codes for auto insurance in Utah.
December 24, 2022
Cheap full coverage car insurance in Ohio
Find out the cheapest full coverage car insurance rates in Ohio today. Also, know the least and most expensive zip codes for auto insurance in Ohio.
December 23, 2022
Cheap full coverage car insurance in Oklahoma
Find out the cheapest full coverage car insurance rates in Oklahoma today. Also, know the least and most expensive zip codes for auto insurance in Oklahoma.
December 23, 2022
Cheap full coverage car insurance in Oregon
Find out the cheapest full coverage car insurance rates in Oregon today. Also, know the least and most expensive zip codes for auto insurance in Oregon.
December 23, 2022
Cheap full coverage car insurance in Pennsylvania
Find out the cheapest full coverage car insurance rates in Pennsylvania today. Also, know the least and most expensive zip codes for auto insurance in Pennsylvania.
December 23, 2022
Cheap full coverage car insurance in Rhode Island
Find out the cheapest full coverage car insurance rates in Rhode Island today. Also, know the least and most expensive zip codes for auto insurance in Rhode Island.
December 23, 2022
Cheap full coverage car insurance in South Carolina
Find out the cheapest full coverage car insurance rates in South Carolina today. Also, know the least and most expensive zip codes for auto insurance in South Carolina.
December 23, 2022
Cheap full coverage car insurance in New Jersey
Find out the cheapest full coverage car insurance rates in New Jersey today. Also, know the least and most expensive zip codes for auto insurance in New Jersey.
December 22, 2022
Cheap full coverage car insurance in New Mexico
Find out the cheapest full coverage car insurance rates in New Mexico today. Also, know the least and most expensive zip codes for auto insurance in New Mexico.
December 22, 2022
Cheap full coverage car insurance in New York
Find out the cheapest full coverage car insurance rates in New York today. Also, know the least and most expensive zip codes for auto insurance in New York.
December 22, 2022
Cheap full coverage car insurance in North Carolina
Find out the cheapest full coverage car insurance rates in North Carolina today. Also, know the least and most expensive zip codes for auto insurance in North Carolina.
December 22, 2022
Cheap full coverage car insurance in North Dakota
Find out the cheapest full coverage car insurance rates in North Dakota today. Also, know the least and most expensive zip codes for auto insurance in North Dakota.
December 22, 2022
Cheap full coverage car insurance in Missouri
Find out the cheapest full coverage car insurance rates in Missouri today. Also, know the least and most expensive zip codes for auto insurance in Missouri.
December 21, 2022
Cheap full coverage car insurance in Montana
Find out the cheapest full coverage car insurance rates in Montana today. Also, know the least and most expensive zip codes for auto insurance in Montana.
December 21, 2022
Cheap full coverage car insurance in Nebraska
Find out the cheapest full coverage car insurance rates in Nebraska today. Also, know the least and most expensive zip codes for auto insurance in Nebraska.
December 21, 2022
Cheap full coverage car insurance in Nevada
Find out the cheapest full coverage car insurance rates in Nevada today. Also, know the least and most expensive zip codes for auto insurance in Nevada.
December 21, 2022
Cheap full coverage car insurance in New Hampshire
Find out the cheapest full coverage car insurance rates in New Hampshire today. Also, know the least and most expensive zip codes for auto insurance in New Hampshire.
December 21, 2022
Cheap full coverage car insurance in Maryland
Find out the cheapest full coverage car insurance rates in Maryland today. Also, know the least and most expensive zip codes for auto insurance in Maryland.
December 20, 2022
Cheap full coverage car insurance in Massachusetts
Find out the cheapest full coverage car insurance rates in Massachusetts today. Also, know the least and most expensive zip codes for auto insurance in Massachusetts.
December 20, 2022
Cheap full coverage car insurance in Michigan
Find out the cheapest full coverage car insurance rates in Michigan today. Also, know the least and most expensive zip codes for auto insurance in Michigan.
December 20, 2022
Cheap full coverage car insurance in Minnesota
Find out the cheapest full coverage car insurance rates in Minnesota today. Also, know the least and most expensive zip codes for auto insurance in Minnesota.
December 20, 2022
Cheap full coverage car insurance in Mississippi
Find out the cheapest full coverage car insurance rates in Mississippi today. Also, know the least and most expensive zip codes for auto insurance in Mississippi.
December 20, 2022
Cheap full coverage car insurance in Georgia
Find out the cheapest full coverage car insurance rates in Georgia today. Also, know the least and most expensive zip codes for auto insurance in Georgia.
December 19, 2022
Cheap full coverage car insurance in Hawaii
Find out the cheapest full coverage car insurance rates in Hawaii today. Also, know the least and most expensive zip codes for auto insurance in Hawaii.
December 19, 2022
Cheap full coverage car insurance in Idaho
Find out the cheapest full coverage car insurance rates in Idaho today. Also, know the least and most expensive zip codes for auto insurance in Idaho.
December 19, 2022
Cheap full coverage car insurance in Illinois
Find out the cheapest full coverage car insurance rates in Illinois today. Also, know the least and most expensive zip codes for auto insurance in Illinois.
December 19, 2022
Cheap full coverage car insurance in Indiana
Find out the cheapest full coverage car insurance rates in Indiana today. Also, know the least and most expensive zip codes for auto insurance in Indiana.
December 19, 2022
Cheap full coverage car insurance in Iowa
Find out the cheapest full coverage car insurance rates in Iowa today. Also, know the least and most expensive zip codes for auto insurance in Iowa.
December 19, 2022
Cheap full coverage car insurance in Kansas
Find out the cheapest full coverage car insurance rates in Kansas today. Also, know the least and most expensive zip codes for auto insurance in Kansas.
December 19, 2022
Cheap full coverage car insurance in Kentucky
Find out the cheapest full coverage car insurance rates in Kentucky today. Also, know the least and most expensive zip codes for auto insurance in Kentucky.
December 19, 2022
Cheap full coverage car insurance in Louisiana
Find out the cheapest full coverage car insurance rates in Louisiana today. Also, know the least and most expensive zip codes for auto insurance in Louisiana.
December 19, 2022
Cheap full coverage car insurance in Maine
Find out the cheapest full coverage car insurance rates in Maine today. Also, know the least and most expensive zip codes for auto insurance in Maine.
December 19, 2022
Cheap full coverage car insurance in Colorado
Find out the cheapest full coverage car insurance rates in Colorado today. Also, know the least and most expensive zip codes for auto insurance in Colorado.
December 16, 2022
Cheap full coverage car insurance in Connecticut
Find out the cheapest full coverage car insurance rates in Connecticut today. Also, know the least and most expensive zip codes for auto insurance in Connecticut.
December 16, 2022
Cheap full coverage car insurance in Washington D.C.
Find out the cheapest full coverage car insurance rates in Washington today. Also, know the least and most expensive zip codes for auto insurance in Washington.
December 16, 2022
Cheap full coverage car insurance in Delaware
Find out the cheapest full coverage car insurance rates in Delaware today. Also, know the least and most expensive zip codes for auto insurance in Delaware.
December 16, 2022
Cheap full coverage car insurance in Florida
Find out the cheapest full coverage car insurance rates in Florida today. Also, know the least and most expensive zip codes for auto insurance in Florida.
December 16, 2022
Cheap full coverage car insurance in Alabama
Find out the cheapest full coverage car insurance rates in Alabama today. Also, know the least and most expensive zip codes for auto insurance in Alabama.
December 15, 2022
Cheap full coverage car insurance in Alaska
Find out the cheapest full coverage car insurance rates in Alaska today. Also, know the least and most expensive zip codes for auto insurance in Alaska.
December 15, 2022
Cheap full coverage car insurance in Arizona
Find out the cheapest full coverage car insurance rates in Arizona today. Also, know the least and most expensive zip codes for auto insurance in Arizona.
December 15, 2022
Cheap full coverage car insurance in Arkansas
Find out the cheapest full coverage car insurance rates in Arkansas today. Also, know the least and most expensive zip codes for auto insurance in Arkansas.
December 15, 2022
Cheap full coverage car insurance in California
Find out the cheapest full coverage car insurance rates in California today. Also, know the least and most expensive zip codes for auto insurance in California.
December 15, 2022
10 things you should know about COBRA
Here are 10 things you should know about COBRA.Read our full guide to everything you need to know about COBRA. Also check what our readers are asking us about COBRA.
December 2, 2022
Full coverage car insurance calculator
Wondering how much full coverage car insurance costs? Use Insure.com's free calculator to estimate the full coverage auto insurance rate in your state.
November 28, 2022
Can I drop my spouse from my health insurance at any time?
Know can you remove your spouse from health insurance at any time and what are the qualifying event to remove your spouse from insurance?
November 25, 2022
Everything you need to know about open enrollment for 2023
The open enrollment period is November 1, 2022, through January 15, 2023. Read on to learn everything you need to know about getting health insurance for 2023.
November 24, 2022
Monthly car insurance calculator
Use the monthly car insurance calculator to estimate your premiums based on vehicle make, model and state. Also, to figure out how much you'll pay each month for full car insurance coverage.
November 24, 2022
Renters insurance for pit bulls
All dog owners not just pit bull owners need renters insurance in case of an accident. Read on to know about how much does renters insurance for pit bulls cost & which companies cover it.
November 17, 2022
Does homeowners insurance cover car damage
Driver's auto insurance policy will cover the damages up to the limits.The remaining damages will be covered by your home insurance policy.Learn more about what to do when a car hits your home.
November 16, 2022
Contingent beneficiary: What it is and how does it work
A contingent beneficiary receives the death benefit if the policyholder dies and the primary beneficiary can’t collect the payout. Read on to learn more about contingent beneficiaries.
October 31, 2022
How does the life insurance underwriting process work?
The life insurance underwriting process is an important step to getting coverage & determines how much you pay. Read on to learn how it can affect your life insurance premiums.
October 7, 2022
Can I withdraw money from my term life insurance?
No, you cannot withdraw money from term life insurance.Read on to know more, whether you can get money back from a term life insurance policy or not.
October 7, 2022
What are life insurance health classifications?
The life insurance health classification you receive determines how much you pay for coverage. Read on to understand the different life health classifications & how insurers determine rates.
September 30, 2022
Home replacement cost calculator
Estimating the replacement cost of your home is quick and easy. There are a few different ways you can calculate the replacement cost of your home here's how.
September 23, 2022
No-medical-exam life insurance: What it is and how it works
No-medical-exam life insurance is a type of life insurance policy that doesn’t require a physical during the application process. Read on to know more about how does it works,
September 8, 2022
Filing an insurance claim: What not to do
Filing an insurance claim isn’t as straightforward as it seems. Read our full guide to make the process as seamless as possible.
August 26, 2022
6 types of term life insurance policies
There are multiple types of term life insurance policies that let you choose a plan that works for you. Here's what you need to know about term life insurance policies.
August 26, 2022
Coordination of benefits: Benefits of having two health insurance plans
There's a way for you to get covered by two health insurance plans. It's called coordination of benefits (COB), which allows you to have multiple health plans. Learn how COB works.
June 29, 2022
Does homeowners insurance cover fireworks damage?
Yes, home insurance will cover fireworks in most situations. Read the article to know what fireworks injuries will homeowners insurance cover. Also, know how to stay safe.
May 18, 2022
Are pools and hot tubs covered by homeowners insurance?
Owning a pool or a hot tub can increase your home insurance rates due to the increased risk -- it depends on your insurance company.
May 12, 2022
Mother’s Day Index 2022: Mom’s unpaid work worth 9.2% more than last year  
According to the Mother's Day Index, mothers would have made over $126,725 last year.That's an increase of 9.2% over last year findings.Read on the article to know more about mother's day index.
May 3, 2022
Does homeowners insurance cover tornado damage?
Yes, most standard homeowners insurance policies include coverage for damage caused by tornadoes.Read on to know more about how to make tornado damage claims & what to do after tornado damage.
May 2, 2022
Does homeowners insurance cover a total loss to your house?
Using home insurance to buy another house instead of rebuilding after a disaster can be tricky. Know more about how to rebuild your home after total loss using home insurance coverage.
April 22, 2022
Can my insurance company cancel my homeowners insurance because my house is empty?
It’s possible for your home insurance policy to be canceled if you leave your home empty for too long.
April 12, 2022
How to protect your home from lightning strikes
Learn about what homeowners insurance covers when it comes to lightning strikes and find out how you can best protect your property.
April 12, 2022
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