Nupur Gambhir

Life insurance rates aren’t based on location but on personal factors like age and health. See how life insurance rates in San Antonio vary by age and coverage.

Life insurance rates aren’t based on location but on personal factors like age and health. See how life insurance rates in Phoenix vary by age and coverage.

Life insurance rates aren’t based on location but on personal factors like age and health. See how life insurance rates in Los Angeles vary by age and coverage.

Life insurance rates aren’t based on location but on personal factors like age and health. See how life insurance rates in San Diego vary by age and coverage.

When you die, any remaining cash value in your life insurance policy goes back to the life insurance company. Read on to learn more about how the cash value works.

Landlords are typically not responsible for tree damage to your car unless they neglected tree maintenance, resulting in a hazardous condition. Your comprehensive car insurance usually covers such damage.

An insurance expert had flood damage—but didn’t file a claim. Here’s why.

Know can you remove your spouse from health insurance at any time and what are the qualifying event to remove your spouse from insurance?

Our monthly car insurance calculator helps you estimate your premiums based on vehicle make, model and state.

Yes, homeowners insurance can be canceled if your house is vacant for an extended period, as insurers often view unoccupied homes as higher risk for damage or vandalism. If your house will be vacant for an extended period, consider getting vacant home insurance.

Most standard home insurance policies don’t cover building code upgrades after a claim, but you can add this protection through an endorsement.

Rates for a $1 million life insurance policy depend on your age and health.

There's a way for you to get covered by two health insurance plans. It's called coordination of benefits (COB), which allows you to have multiple health plans. Learn how COB works.

Life insurance rates for seniors tend to be higher due to age and health risks, but simplified issue and final expense policies can provide affordable coverage without a medical exam.

The best life insurance companies in 2025 are Northwestern Mutual, MassMutual and New York Life, based on our rankings.

Term life insurance saw steady growth in 2024, with new annualized premium rising 2% in the fourth quarter to $768 million.

If you think you might be the beneficiary of a life insurance policy, start by checking personal records, contacting past employers, and reaching out to state insurance departments to locate it.

To calculate your home’s replacement costs, multiply the square footage of your home by the local rebuild cost.

The average cost of life insurance for 35-year-old male smokers in California is $1,675. Meanwhile, 35-year-old female smokers pay $1,341.

The average cost of life insurance for 35-year-old male smokers in Florida is $1,686. Meanwhile, 35-year-old female smokers pay $1,346.

The average cost of life insurance for 35-year-old male smokers in Georgia is $1,687. Meanwhile, 35-year-old female smokers pay $1,350.

The average cost of life insurance for 35-year-old male smokers in Illinois is $1,619. Meanwhile, 35-year-old female smokers pay $1,299.

The average cost of life insurance for 35-year-old male smokers in Michigan is $1,619. Meanwhile, 35-year-old female smokers pay $1,299.

The average cost of life insurance for 35-year-old male smokers in New York is $1,577. Meanwhile, 35-year-old female smokers pay $1,280.

The average cost of life insurance for 35-year-old male smokers in North Carolina is $1,706. Meanwhile, 35-year-old female smokers pay $1,363.

The average cost of life insurance for 35-year-old male smokers in Ohio is $1,619. Meanwhile, 35-year-old female smokers pay $1,299.

The average cost of life insurance for 35-year-old male smokers in Pennsylvania is $1,680. Meanwhile, 35-year-old female smokers pay $1,341.

The average cost of life insurance for 35-year-old male smokers in Texas is $1,684. Meanwhile, 35-year-old female smokers pay $1,348.

How much you pay for $400,000 in life insurance coverage depends on your age, gender and lifestyle choices. Read on to learn how much you should expect to pay.

Curious about how much full coverage car insurance might cost you? Try our car insurance coverage calculator to get an estimate of your full coverage rates.

The average life insurance cost for 35-year-old males in Alabama is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in Alaska is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in Arizona is $359, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Arkansas is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in Colorado is $358, while 35-year-old females pay $302.

The average life insurance cost for 35-year-old males in Connecticut is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in Delaware is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in Hawaii is $358, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Idaho is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in Indiana is $360, while 35-year-old females pay $305.

The average life insurance cost for 35-year-old males in Iowa is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in Kansas is $359, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Kentucky is $361, while 35-year-old females pay $305.

The average life insurance cost for 35-year-old males in Louisiana is $358, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Maine is $358, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Maryland is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in Massachusetts is $358, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Mississippi is $360, while 35-year-old females pay $305.

The average life insurance cost for 35-year-old males in Missouri is $360, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Montana is $357, while 35-year-old females pay $324.

The average life insurance cost for 35-year-old males in Nebraska is $359, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Nevada is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in New Hampshire is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in New Jersey is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in New Mexico is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in North Dakota is $359, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Oklahoma is $359, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Rhode Island is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in South Carolina is $362, while 35-year-old females pay $308.

The average life insurance cost for 35-year-old males in South Dakota is $359, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Utah is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in Vermont is $358, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Virginia is $361, while 35-year-old females pay $305.

The average life insurance cost for 35-year-old males in Washington is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in West Virginia is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in Wisconsin is $359, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Wyoming is $358, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Oregon is $359, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Tennessee is $360, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in Minnesota is $359, while 35-year-old females pay $303.

The average life insurance cost for 35-year-old males in Washington, D.C. is $358, while 35-year-old females pay $303.

No-medical-exam life insurance is a type of life insurance policy that doesn’t require a physical during the application process. Read on to know more about how does it works,

The average life insurance cost for 35-year-old males in Texas is $359, while 35-year-old females pay $304.

The average life insurance cost for 35-year-old males in Pennsylvania is $360, while 35-year-old females pay $305.

The average life insurance cost for 35-year-old males in Ohio is $362, while 35-year-old females pay $306.

The average life insurance cost for 35-year-old males in New York is $378, while 35-year-old females pay $325.

The average life insurance cost for 35-year-old males in North Carolina is $361, while 35-year-old females pay $306.

The average life insurance cost for 35-year-old males in Michigan is $362, while 35-year-old females pay $306.

The average life insurance cost for 35-year-old males in Illinois is $362, while 35-year-old females pay $306.

The average life insurance cost for 35-year-old males in Georgia is $360, while 35-year-old females pay $305.

The average life insurance cost for 35-year-old males in Florida is $361, while 35-year-old females pay $305.

The average life insurance cost for 35-year-old males in California is $361, while 35-year-old females pay $309.

There are many different types of term life insurance, but level term life insurance is the best option for most people because it offers robust coverage at the best price.

Whole life insurance provides lifelong coverage with fixed premiums, a guaranteed death benefit, and a cash value component that grows over time.

Home insurance covers theft from your home or anywhere in the world. To file a theft claim, you must first report the crime to the police.

We spoke with Karen Terry, LIMRA's assistant vice president of Insurance Product Research, to explore how different demographics can overcome the life insurance coverage gap and get adequate coverage.

Hiring a public adjuster ensures you maximize your homeowners insurance claim payout by having an expert advocate handle the complex process on your behalf.

Homeowners insurance won’t cover water damage due to poor maintenance. However, water damage from faulty plumbing or ruptured pipes is usually covered.

Home insurance covers damage caused by lightning strikes to your home and property. Find out how it works and how to prevent lightning damage.

Standard homeowners insurance covers tornado damage; in some areas you need windstorm insurance and a special deductible may apply.

Home insurance will cover damage from fireworks as long as they are legal. Liability covers damage or injuries to others caused by your fireworks.

Some renters insurance companies will not insure you if you have a pit bull or other breed considered aggressive, but you do have options.

Homeowners insurance covers your personal property anywhere in the world, although the limits are reduced for off-premises theft.

Home insurance covers a car crashing into your house, although the driver's car insurance will pay first, up to the limits of the policy.

Read why life coverage is important for women & how mothers can ensure their family's finances. Here are the insights from Karen Terry, assistant vice president & head of LIMRA insurance product research.

Pools and hot tubs are covered by home insurance both for damage and for the liability risks associated with them. Find out how it works.

Homeowners insurance covers water damage that is sudden and accidental and not caused by an excluded peril like flooding.

Read our complete guide on how to get individual health insurance.

Discover the best whole life insurance companies in 2023. Make an informed choice for financial security. Compare ratings and benefits now!

The open enrollment period is November 1, 2022, through January 15, 2024. Read on to learn everything you need to know about getting health insurance for 2024.

A car insurance calculator helps adult drivers quickly estimate the cost of auto insurance in their area without the need for personal information.

An accelerated death benefit allows you to tap into your life insurance policy funds before your death. Read on to know more about how it works, types of accelerated benefit riders and more.

According to the Mother's Day Index, mothers would have made over $126,725 last year.That's an increase of 9.2% over last year findings. Read on the article to know more about mother's day index.

The life insurance underwriting process is an important step to getting coverage & determines how much you pay. Read on to learn how it can affect your life insurance premiums.

Here are 10 things you should know about COBRA.Read our full guide to everything you need to know about COBRA. Also check what our readers are asking us about COBRA.

No, you cannot withdraw money from term life insurance.Read on to know more, whether you can get money back from a term life insurance policy or not.

The life insurance health classification you receive determines how much you pay for coverage. Read on to understand the different life health classifications & how insurers determine rates.

Filing an insurance claim isn’t as straightforward as it seems. Read our full guide to make the process as seamless as possible.