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Travelers Home Insurance Reviews and Ratings

Updated on
Travelers Ratings
Overall Rating: 3.72
J.D. Power: 1.50
NAIC: 3.27
Average Premium: 1.85
Quadrant Insurance Alignment: 2.40
Multi-Policy Discount: 2.97
New-Home Discount: 5.00
AM Best Rating A++

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About Travelers Home Insurance

In 1864, businessman James G. Batterson met a local banker, James E. Bolter, in the post office. Bolter had heard that Batterson and several fellow townsmen were organizing a company to introduce accident insurance to the United States. Bolter asked Batterson how much he would charge to insure him for his four-block walk home. “Two cents,” Batterson said.

Today, that two-cent “premium” is a souvenir treasured by Travelers. Batterson served as president of Travelers from our founding on April 1, 1864, until his death in 1901.

After recognizing the need for a local insurance company to deal with the increasing threat of fire, Alexander Wilkin, secretary of the Minnesota Territory, along with 16 other St. Paul businessmen established the St. Paul Fire and Marine Insurance Company. In 1968, St. Paul Fire and Marine Insurance Company formed The St. Paul Companies, Inc.

In 2004, The St. Paul and Travelers merged to form one of the largest property-casualty insurers and financial services firms in the U.S. and was renamed The St. Paul Travelers Companies, Inc.

In February 2007, the company was renamed The Travelers Companies, Inc.

A few important “firsts” for Travelers:

  • 1897: Issued an automobile insurance policy.
  • 1889: Offered liability insurance to employers, known today as workers compensation.
  • 1919: The Travelers Tower was built in Hartford, Connecticut, and stood as the tallest building in New England at the time. The Tower celebrated its 100th anniversary in 2019
  • 2006: Travelers offered a discount nationally to drivers of hybrid vehicles.
  • 2018: Travelers partnered with Amazon to launch a digital storefront.

Types Of Coverages Offered by Travelers Home Insurance

  • Dwelling
  • Liability
  • Medical payments to others
  • Additional living expenses
  • Home Insurance
  • Renters Insurance
  • Condo Insurance
  • Landlord Insurance

Discounts Offered by Travelers Home Insurance

  • Multi-Policy Discount
  • Home Buyer Discount
  • Loss-Free Discount
  • Protective Device Discount
  • Green Home Discount
  • More discounts may be available, it varies by state

Additional Coverages Offered by Travelers Home Insurance

  • Car
  • Boat and Yacht
  • Umbrella
  • Jewelry and valuable items coverage
  • Wedding and events
  • Travel
  • Pet
  • Affinity Car & Home Program
  • Business insurance – Lots of different coverages offered

In which states is Travelers available?

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Michelle Megna


Michelle, the former editorial director, insurance, at QuinStreet, is a writer, editor and expert on car insurance and personal finance. Prior to joining QuinStreet, she reported and edited articles on technology, lifestyle, education and government for magazines, websites and major newspapers, including the New York Daily News.

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