Auto-Owners Home Insurance Reviews and Ratings
Reviewed by: Ashlee Tilford
|
| 
Auto-Owners Ratings
Overall Rating: 4.35
HOW WE WEIGH OUR SCORE
- AM Best 25%
- J.D. Power 25%
- Average Premium 20%
- Quadrant Insurance Alignment 7.5%
- NAIC 7.5%
- Multi-Policy Discount 7.5%
- New-Home Discount 7.5%
J.D. Power: 2.82
NAIC: 3.78
Average Premium: 2.94
Quadrant Insurance Alignment: 3.13
Multi-Policy Discount: 3.36
New-Home Discount: 4.44
AM Best Rating
WHAT IS THIS RATING?
A.M. Best's Financial Strength Rating is an independent opinion of an insurer's financial strength and ability to meet its ongoing insurance policy and contract obligations.
A++About Auto-Owners Home Insurance Company
Auto-Owners was established in 1916 and headquartered in Lansing, Michigan. Today, it provides insurance to nearly 3 million policyholders and is one of the nation’s largest insurers. It’s “No Problem” claims service is Auto-Owners guarantee to customers that their claims needs will be taken care of.
Auto-Owners is made up of several groups:
- Auto-Owners Insurance Company: a mutual insurance company with more than 6,300 agencies
- Owners Insurance company: their property and casualty group
- Property-Owners Insurance Company: property and casualty products in Georgia, Indiana and Michican
- Auto-Owners Life Insurance Company: $42 billion of life insurance as of 2019
- Home-Owners Insurance Company: property and casualty products in nine states
- Southern-Owners Insurance Company: property and casualty products in Florida
Auto-Owners Home Insurance Coverages
- Dwelling
- Personal property
- Medical payments to others
- Personal liability
- Additional living expenses
Auto-Owners Home Insurance Discounts
- Multi-policy
- Payment history
- Green discount
- Protective devices
- Automatic backup generator
- Life multi-policy
- Paid-in-full
- Advance quote
- Water shut-off system
- Mortgage-free
- Favorable loss
Auto-Owners Home Insurance Additional Coverage
- Condo
- Renters
- Mobile home
- Umbrella
- Farm
- Pet
- Flood
- Auto
- Motorcycle
- Off-road and ATV
- Motorhome and RV
- Boat
- Trailer
- Life
- Business
