Nationwide Home Insurance Reviews and Ratings
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HOW WE WEIGH OUR SCORE
- AM Best 25%
- J.D. Power 25%
- Average Premium 20%
- Quadrant Insurance Alignment 7.5%
- NAIC 7.5%
- Multi-Policy Discount 7.5%
- New-Home Discount 7.5%
WHAT IS THIS RATING?
A.M. Best's Financial Strength Rating is an independent opinion of an insurer's financial strength and ability to meet its ongoing insurance policy and contract obligations.
A+About Nationwide Home Insurance
Nationwide was formed and sold its first policy in 1926. The company was originally known as Farm Bureau Mutual Automobile Insurance Company.
In 1928, Farm Bureau Mutual expanded into other states, which included West Virginia, Maryland, Delaware, Vermont and North Carolina.
In 1933, Farm Bureau Mutual expand beyond automobile insurance with the establishment of the Farm Bureau Mutual Fire Insurance Company and in 1935 they acquired Life Insurance Company of America. In 1943, Farm Bureau Mutual expanded again, going into 12 additional states and Washington, D.C.
Farm Bureau Mutual changed its name to Nationwide in 1955 with the goal of eventually selling products from coast to coast. In 1968, Nationwide set up the first 24-hour claims reporting service.
The now-familiar, “Nationwide is on your side” jingle was first used in 1969. Jumping ahead to 2009, Nationwide became the first major insurer to launch an app for iPhone users, which allowed them to start the claim process, receive quotes and find a local agent.
Types of Coverages Offered by Nationwide Home Insurance
- Dwelling
- Liability
- Personal property
- Medical payments to others
- Additional living expenses
- Private client
Discounts Offered by Nationwide Home Insurance
- Multi-policy
- Protective device
- Claims-free
- Home renovation credit
- Roof rating
- Home purchase
- Prior insurance
- Gated community
Additional Coverages Offered by Nationwide Home Insurance
- Auto
- Motorcycle
- Snowmobile
- Classic car
- ATV
- RV
- Boat
- Personal watercraft
- Scooter
- Golf cart
- Life
- Pet
- Dental
- Umbrella
- Identity theft
- Accident medical
- Specialty liability
- Travel
- Wedding
- Business insurance
- Employee Benefits
