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Erie Home Insurance Reviews and Ratings

Updated on
Erie Ratings
Overall Rating: 3.92
J.D. Power: 2.99
NAIC: 1.85
Average Premium: 3.40
Quadrant Insurance Alignment: 1.50
Multi-Policy Discount: 3.71
New-Home Discount: 3.43
AM Best Rating A+
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About Erie Home Insurance

In 1925, The Pennsylvania Insurance Department issued a license to the Erie Insurance Exchange, and they started operations on April 20, 1925.

By 1928 Erie started to expand outside of Erie, Pa., opening an office in Pittsburgh and in 1940, they added a new line of coverage, fire insurance. In 1946, Erie reached $1 million in annual premiums and two years later, they reached their second million.

In 1953, Erie expanded outside of Pennsylvania, opening an office in Silver Spring, and from 1956 to 1960, Erie’s premiums doubled to nearly $14.5 million.

As 1968 rolled around, Erie Family Life was writing insurance in Pennsylvania, Maryland, Virginia, West Virginia, Ohio and the District of Columbia. In 1975, Erie celebrated its 50th anniversary and had $108.4 million in net premiums and 808,000 policyholders.

By 1977, Erie became the largest Pennsylvania-based auto insurer in the state.

Jumping to 2009, Erie held more than 4 million policies in force and in 2015, Erie celebrated 90 years in business and 5 million policies in force.

Types of Coverages Offered by Erie Home Insurance

  • Dwelling
  • Personal property
  • Medical payments to others
  • Personal liability
  • Additional living expenses

Discounts Offered by Erie Home Insurance

  • ERIE Rate Lock®
  • Multi-policy discounts
  • Fire alarms, burglary alarm and sprinkler system discounts
  • Safety savings
  • Payment perks
  • Advanced quote discount

Additional Coverages Offered by Erie Home Insurance

  • Renters
  • Condo
  • Mobile home
  • Personal Valuables
  • Flood
  • Auto
  • Motorcycle
  • Boat
  • Classic car
  • Off-road and ATV
  • Life
  • Identity Theft
  • Medicare supplement
  • Personal catastrophe
  • Business

In which states is Erie available?

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Michelle Megna


Michelle, the former editorial director, insurance, at QuinStreet, is a writer, editor and expert on car insurance and personal finance. Prior to joining QuinStreet, she reported and edited articles on technology, lifestyle, education and government for magazines, websites and major newspapers, including the New York Daily News.

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