Ask the Life Insurance Expert

How do I find out if my husband has life insurance?

You could ask him. But since you’re asking me I assume that’s not an option.

You’d have to do some snooping . . . looking through his important papers to see if you find a policy. Or sneaking peeks at his checkbook or credit card statements to see if there’s any payment to a life insurance company.

If he has group life insurance through work you may not ever know about it if he doesn’t mention it.

Here’s the thing though – if you’re his beneficiary and you don’t know which insurer has the policy, you could lose out on the death benefit if he dies. It might be worth asking while he’s able to answer.

Last updated: Mar. 13, 2013
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