Recent Articles By Shivani Gite

How to find lost life insurance policies
If you can’t find the life insurance policy of a deceased family member, you can use life insurance locator services or contact your state’s department of insurance. Read on to know more details.
Does homeowners insurance cover fences?
Home insurance typically covers damage to fences, but there are instances when an insurer may reject your claim. Read on to know more about what type of fence damages are covered.
Comprehensive vs. collision car insurance
Comprehensive coverage pays for damage to your vehicle caused by anything other than a collision. Read on to know more about comprehensive & collision coverage & how much does it cost.
Blood alcohol content (BAC) calculator
Use the Insure.com blood alcohol content calculator to determine your blood alcohol level based on the amount of alcohol you have consumed. Know how much alcohol is too much to drive.
How to read your life insurance policy
Life insurance policies are full of legal and confusing language.Read our full guide on how to read life insurance policy and understand the terms & definitions.
A complete guide to adding a teenager to your car insurance policy
As per insure.com’s analysis, adding your teen to your policy may increase car insurance rates at an average of 161%.Read on the further details on how to add teen to car insurance policy.
A complete guide to short-term health insurance
Short-term health insurance offers lower premiums than a standard health insurance policy. Read on to know how does it works & how much does it cost.
What is HO-6 insurance?
HO-6 insurance is a type of homeowners insurance policy that protects your condo and your belongings. Read on to know more about what does ho6 insurance cover & how much do you need.
Car insurance basics: Everything you need to know about car insurance
Car insurance provides financial protection against losses due to an accident or theft. Read our guide to learn about the basics of auto insurance like how does it work & what does it cover.
Home insurance estimate by state
Know how much is the home insurance estimate for your home, by state or city. Get more information on what are the average home insurance rates in your state or city.
Renters insurance calculator: Estimate cost by state or city
Know how much is the renters insurance estimate for your home, by state or city. Get more information on what are the average renters insurance rates in your state or city.
Can a spouse override a life insurance beneficiary?
What happens if your spouse names someone else as the beneficiary of their life insurance policy? This guide will help you know a spouse's right to insurance benefits.
Does my deductible start over if I change jobs?
Yes. If you change jobs, you will have to start over to meet your new deductible.Read on to understand how deductibles work when you lose your health insurance.
Home insurance basics
Homeowners insurance is a combination of property & liability insurance that protects your home & your assets against covered losses and damages.Read on to know more about what it covers.
When does health insurance start at a new job?
Your new job may come with health insurance benefits, but don’t expect them to start right away. Employers are allowed to have an eligibility waiting period of up to 90 days.
Will my parent’s insurance cover my pregnancy?
You can be listed as a dependent on a parent’s health insurance plan until you are 26. Always check with the insurance company because there may be some limitations or exclusions.
How to get health insurance if you’re unemployed or changing jobs
Losing your job can be traumatic, especially when it means losing health insurance. Here are options to deal with a health insurance gap and get covered if you're unemployed or in between jobs.
Car insurance claims: Who gets the claims check?
Who receives the claim-payment check often depends on who caused the accident.
Pregnant? Make these 3 insurance moves now
Yes, you can make changes to your health insurance plan if you get pregnant but only during the open enrollment period. Read on to know insurance moves you should make.
The advantages of buying health insurance outside an exchange
There are a number of reasons why you might want to buy health insurance outside the marketplace. Let’s discuss the advantages of buying health insurance off exchange in detail.
Guide to insurance claims history report (CLUE)
A CLUE report offers a look at a property's recent claims history. Getting a CLUE report before agreeing to buy a home lets you see if you may have trouble finding insurance coverage.
Emergency room care: Know your rights
If you have a medical emergency, you have the right to receive prompt and comprehensive care.Read the guide to know more about emergency room laws.
How long is health insurance active after termination?
Your coverage terminates on your last day of employment, which is why you should consider buying health insurance through COBRA.