Recent Articles By Shivani Gite

What is HO-6 insurance?
HO-6 insurance is a type of homeowners insurance policy that protects your condo and your belongings. Read on to know more about what does ho6 insurance cover & how much do you need.
A complete guide to short-term health insurance
Short-term health insurance offers lower premiums than a standard health insurance policy. Read on to know how does it works & how much does it cost.
Car insurance basics: Everything you need to know about car insurance
Car insurance provides financial protection against losses due to an accident or theft. Read our guide to learn about the basics of auto insurance like how does it work & what does it cover.
Factors that affect your car insurance rates
Age, location, the make and model of your car, and your driving history are some of the main factors that insurers take into account to calculate how much you pay for car insurance.
A complete guide to adding a teenager to your car insurance policy
As per insure.com’s analysis, adding your teen to your policy may increase car insurance rates at an average of 161%.Read on the further details on how to add teen to car insurance policy.
Understanding uninsured motorist property damage coverage
Uninsured motorist property damage coverage is a type of car insurance that covers damages to your vehicle caused by an uninsured driver.
How to read your life insurance policy
Life insurance policies are full of legal and confusing language.Read our full guide on how to read life insurance policy and understand the terms & definitions.
Homeowners insurance basics
Homeowners insurance is a combination of property & liability insurance that protects your home & your assets against covered losses and damages.Read on to know more about what it covers.
Does my deductible start over if I change jobs?
Yes. If you change jobs, you will have to start over to meet your new deductible.Read on to understand how deductibles work when you lose your health insurance.
Emergency room care: Know your rights
If you have a medical emergency, you have the right to receive prompt and comprehensive care.Read the guide to know more about emergency room laws.
When does health insurance start at a new job?
Your new job may come with health insurance benefits, but don’t expect them to start right away. Employers are allowed to have an eligibility waiting period of up to 90 days.
How to buy life insurance after being diagnosed with cancer
Cancer patients may not be able to get a traditional life insurance policy, though they may be eligible for some non-traditional options. However, people in remission can get life insurance coverage depending on their diagnosis.
Will my parent’s insurance cover my pregnancy?
You can be listed as a dependent on a parent’s health insurance plan until you are 26. Always check with the insurance company because there may be some limitations or exclusions.
Can a spouse override a life insurance beneficiary?
Read on to learn more about a spouse's right to life insurance benefits.
Guide to the insurance claims history report (CLUE)
A CLUE report offers a look at a property's recent claims history. Getting a CLUE report before agreeing to buy a home lets you see if you may have trouble finding insurance coverage.
Car insurance claims: Who gets the claims check?
Who receives the claim-payment check often depends on who caused the accident.
Comprehensive vs. collision car insurance
Comprehensive coverage pays for damage to your vehicle caused by anything other than a collision. Read on to know more about comprehensive & collision coverage & how much does it cost.
The basics of group life insurance
Find out the benefits of group life insurance — and its limitations.
How to keep your totaled car
You don't have to say farewell to your vehicle just because your insurance company has declared it a total loss. Here's what to do if you totaled your car.
What is liability auto insurance?
Read on to learn everything you need to know about liability insurance.
Do you need PIP or MedPay coverage?
Drivers living in no-fault states are required to buy either Personal Injury Protection or Medical Payments coverage. Read on to learn more about how they work.
How to find lost life insurance policies
If you can’t find the life insurance policy of a deceased family member, you can use life insurance locator services or contact your state’s department of insurance. Read on to know more details.
Does homeowners insurance cover fences?
Home insurance typically covers damage to fences, but there are instances when an insurer may reject your claim. Read on to know more about what type of fence damages are covered.
Blood alcohol content (BAC) calculator
Use the Insure.com blood alcohol content calculator to determine your blood alcohol level based on the amount of alcohol you have consumed. Know how much alcohol is too much to drive.
Home insurance estimate by state
Know how much is the home insurance estimate for your home, by state or city. Get more information on what are the average home insurance rates in your state or city.
Renters insurance calculator: Estimate cost by state or city
Know how much is the renters insurance estimate for your home, by state or city. Get more information on what are the average renters insurance rates in your state or city.
How to get health insurance if you’re unemployed or changing jobs
Losing your job can be traumatic, especially when it means losing health insurance. Here are options to deal with a health insurance gap and get covered if you're unemployed or in between jobs.
Pregnant? Make these 3 insurance moves now
Yes, you can make changes to your health insurance plan if you get pregnant but only during the open enrollment period. Read on to know insurance moves you should make.
The advantages of buying health insurance outside an exchange
There are a number of reasons why you might want to buy health insurance outside the marketplace. Let’s discuss the advantages of buying health insurance off exchange in detail.
How long is health insurance active after termination?
Your coverage terminates on your last day of employment, which is why you should consider buying health insurance through COBRA.