Ask the Life Insurance Expert

How can I get life insurance if I'm in poor health?

Yes, there are life insurance companies that specialize in high-risk applicants, although the premiums for these policies can be expensive and, in many cases, the face amount is limited.

A good life insurance agent will contact an impaired risk specialist on your behalf to have him find the best-priced policy for you.

Read about how impaired-risk specialists find life insurance for people with medical problems.

Last updated: Dec. 7, 2009

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Ask the Insurance Expert

Penny Gusner Consumer Analyst

Penny Gusner has been working in the insurance business for more than 10 years. She researches your questions, from the routine to the bizarre, with equal enthusiasm. Read More

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