Home Car insurance Teens drivers I asked my car insurance company to remove my daughter as a driver from my car insurance policy because she got a new car and she is insured with her father (we’re divorced) with a different insurer. My auto insurer asked me to send it proof of my daughter’s insurance or of a different address if she is not living at my residence. Is it right for them to ask me for these items? I asked my car insurance company to remove my daughter as a driver from my car insurance policy because she got a new car and she is insured with her father (we’re divorced) with a different insurer. My auto insurer asked me to send it proof of my daughter’s insurance or of a different address if she is not living at my residence. Is it right for them to ask me for these items? By Penny Gusner Penny Gusner Penny is an expert on insurance procedures, rates, policies and claims. She has extensive knowledge of all major insurance lines -- auto, homeowners, life and health insurance. She has been answering consumers’ questions as an analyst for more than 15 years and has been featured in numerous major media outlets, including the Washington Post and Kiplinger’s. | Posted on June 17, 2014 Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Yes, it’s very common for car insurance companies to ask for proof in this manner in order to remove someone from your personal auto policy, especially a teen. Your auto insurance provider isn’t trying to be nosey and doesn’t really care who your daughter is now being insured with, it just wants to protect itself by making certain the information you gave it is accurate. Car insurance companies have to be suspicious of fraud since it’s so rampant. Unfortunately, some parents will say a child moved out or has an individual policy on a car just to get the child off the household policy and lower the annual premium that skyrocketed with the addition of a young driver. If you ask for the removal of a person for a certain reason you usually have to provide proof that your reason is valid. Insurers usually request a copy of the person’s new insurance policy and/or proof of child’s new permanent address. Also, with divorced parents, it’s not unusual for insurers to require each to parent insure the child so the child is covered to drive vehicles in both households. However, if the child obtains a vehicle that and their own coverage, insurers will generally allow parents to drop them from the policy. (Read “Insuring a teen driver in single-parent households” for more information). Penny GusnerContributor  . .Penny is an expert on insurance procedures, rates, policies and claims. She has extensive knowledge of all major insurance lines -- auto, homeowners, life and health insurance. She has been answering consumers’ questions as an analyst for more than 15 years and has been featured in numerous major media outlets, including the Washington Post and Kiplinger’s. QuickTake A complete guide to adding a teenager to your car insurance policy State laws for teen drivers Passing down the family car? Ask these 7 questions Top reader questions about insurance for teen drivers Guide to car insurance for teens Insuring a teen driver in single-parent households The Best Car Insurance for Teens: Guide 7 signs your teenager shouldn't drive anymore Cheap car insurance for young drivers See more > In case you missed it Best Car Insurance Companies of 2023 Car insurance rates by state: The most expensive and cheapest states for car ins... What is Full Coverage Car Insurance? How much does car insurance cost for seniors? A complete guide to adding a teenager to your car insurance policy What to do after a car accident that’s not your fault Total warfare: What to do when your auto insurer totals your car Car insurance claims: Who gets the claims check? Buying and insuring a used car: Most and least expensive models to insure in 202... The Best Car Insurance for Bad Credit of 2021 The best car insurance companies for speeding tickets Car insurance after a DUI Guide to Car Insurance Discounts Proper insurance coverage for college-bound children How to read actually understand your auto insurance policy Car Insurance Companies New driver insurance grace period: What you need to know How much do insurance agents make Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 Get instant quotes now ! Please enter valid zip Get Quotes