Home Car insurance Insurance rates by car Average Jeep Wrangler car insurance cost for 2024 Average Jeep Wrangler car insurance cost for 2024 The average insurance cost for a Jeep Wrangler in 2024 is $1,861 per year. The Jeep Wrangler was one of the 25 best-selling vehicles in the U.S. last year. View Carriers Please enter valid zip Compare top carriers in your area Written by Laura Longero Laura Longero Laura Longero is a content strategist and communications leader with more than 15 years of experience in content development in journalism, marketing and communications for start-ups to global companies. She started her career as a reporter and editor and honed her journalistic skills at the USA Today Network, working in several roles, as well as managing content and writing at MoneyGeek and XYZ Media. | Reviewed by John McCormick John McCormick John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology. | Data checked by Brent Buell Brent Buell Before joining QuinStreet, Brent worked for nearly four years at NYCM Insurance (a personal and commercial insurance carrier based in New York) between his roles as a product analyst and a commercial lines underwriter. Before joining NYCM, Brent owned and operated a captive insurance agency. He holds a property & casualty broker’s license and is a Chartered Property Casualty Underwriter (CPCU). Brent is also a father of two boys and is an avid automotive enthusiast. | Expert insight from Dr. James Brau Dr. James Brau Dr. Brau teaches finance principles, entrepreneurial finance, financial planning, and corporate finance at Brigham Young University’s School of Business. His research includes issues related to initial public offerings, financial education, real estate, and entrepreneurial finance.Go to comment | Updated on: December 10, 2024 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. The average insurance cost for a Jeep Wrangler in 2024 is $1,861 per year. The Jeep Wrangler was among the 25 best-selling cars in the U.S. last year, according to Kelley Blue Book.But no matter whether you bought your Jeep Wrangler new or used, it’s a big investment – the average new car buyer in the U.S. paid $48,334 in July 2023, according to Kelley Blue Book. The cost of insuring a car can vary greatly, so be mindful of how much car insurance costs if you want to stay within a monthly budget.Key TakeawaysThe annual average nationwide rate for a Jeep Wrangler is $1,861.State Farm offers the cheapest car insurance for a Jeep Wrangler.The cheapest states for insurance for a Jeep Wrangler are Maine, Vermont and Hawaii.The most expensive states for insurance for a Jeep Wrangler are Florida, Louisiana and Kentucky. Calculate your average car insurance rates Vehicle Make Select Make Vehicle Model Select Model State Select State Nationwide Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Washington D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming OR Vehicle Type Vehicle typesConvertibleElectricHatchbackHybridLuxury CarLuxury SUVMinivanPerformance SUVSedanSports CarStation WagonSUVTruckVanAll Vehicles How much does it cost to insure a Jeep Wrangler?Full coverage car insurance for a Jeep Wrangler is less than the nationwide average of $2,305 per year. Full coverage comprises liability insurance, comprehensive and collision and is much more expensive than liability coverage alone.The age of your vehicle and its make, model and trim all affect car insurance rates, in additional to personal factors about the driver(s), homeowner status and location.The table below shows annual rates for full coverage car insurance for a Jeep Wrangler. Graph Table ModelAverage full coverage cost annuallyAverage full coverage cost monthlyJeep Wrangler$1,831$153Jeep Wrangler 4Xe$2,066$172Jeep Wrangler Unlimited$1,861$155 Jeep-Wrangler insurance cost $153 per month $1,831 per year Car insurance cost for a Jeep Wrangler, by ageCost of Jeep Wrangler insurance for 18-year-oldsInsurance rates vary significantly by age. Teens pay the highest rates for car insurance because they are riskier drivers and have less experience driving.Car insurance for an 18-year-old driving a Jeep Wrangler costs $6,909 per year. The table below shows the cost of car insurance for an 18-year-old driving a Jeep Wrangler.ModelAverage annual full coverage costAverage monthly full coverage costJeep Wrangler$6,820 $568Jeep Wrangler 4Xe$7,722 $644Jeep Wrangler Unlimited$6,889 $574Jeep Wrangler auto insurance cost, by stateCar insurance rates vary significantly by state. State laws and a state’s no-fault vs. tort classification all affect how much folks pay for car insurance in a state and individual factors.Full coverage car insurance for a Jeep Wrangler costs $1,861 per year. See the annual and monthly rates by state for a Jeep Wrangler in each state in the table below. Graph Table StateAnnual premiumMonthly premiumAlabama$1,818$152Alaska$1,623$135Arizona$1,937$161Arkansas$1,976$165California$2,380$198Colorado$2,435$203Connecticut$1,769$147Delaware$2,169$181Florida$3,225$269Georgia$2,344$195Hawaii$1,245$104Idaho$1,372$114Illinois$1,718$143Indiana$1,512$126Iowa$1,549$129Kansas$1,865$155Kentucky$2,565$214Louisiana$2,770$231Maine$1,167$97Maryland$1,882$157Massachusetts$1,672$139Michigan$2,260$188Minnesota$1,779$148Mississippi$1,735$145Missouri$2,116$176Montana$1,915$160Nebraska$1,993$166Nevada$1,805$150New Hampshire$1,330$111New Jersey$1,833$153New Mexico$1,918$160New York$1,734$145North Carolina$1,395$116North Dakota$1,484$124Ohio$1,476$123Oklahoma$1,901$158Oregon$1,765$147Pennsylvania$1,972$164Rhode Island$2,247$187South Carolina$1,885$157South Dakota$2,085$174Tennessee$2,060$172Texas$2,244$187Utah$1,677$140Vermont$1,235$103Virginia$1,344$112Washington$1,518$127Washington, D.C.$2,176$181West Virginia$1,796$150Wisconsin$1,466$122Wyoming$2,018$168 AL AK AZ AR CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Select StateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWashington D.C.West VirginiaWisconsinWyoming 10 most expensive states for car insurance for a Jeep WranglerThe most expensive states for full coverage car insurance for a Jeep Wrangler are as follows:FloridaLouisianaKentuckyColoradoCaliforniaGeorgiaMichiganRhode IslandTexasWashington, D.C.10 cheapest states for car insurance for a Jeep WranglerThe cheapest states for full coverage car insurance for a Jeep Wrangler are as follows:MaineVermontHawaiiNew HampshireVirginiaIdahoNorth CarolinaWisconsinOhioNorth DakotaJeep Wrangler insurance cost, by cityCar insurance rates for a Jeep Wrangler also vary based upon your location. In the top 10 U.S. cities (by population), rates for a Jeep Wrangler range from $1,944 in Chicago, Illinois to $3,175 in Los Angeles, California. See more rates in the top 10 cities in the table below.CityAverage annual full coverage premiumChicago, Illinois$1,944 Houston, Texas$2,497 Los Angeles, California$3,175 New York, New York$2,426 Philadelphia, Pennsylvania$3,095 Phoenix, Arizona$2,563 San Antonio, Texas$2,278 San Jose, California$2,116 Car insurance cost for a Jeep Wrangler, by companyCar insurance rates also vary by company – each insurer has a proprietary rating algorithm that sets rates based on risk. So, insurance for a Jeep Wrangler may be more expensive from one insurer than another, so you get quotes from several insurers before committing to a policy.“Insurance premiums vary by vehicle model and trim level because insurance companies use this information to predict the risk of the driver and potential financial loss, and hence the risk to the insurer,” says Jim Brau, Joel C. Peterson professor of finance at Brigham Young University’s Marriott School of Business. “Certain models and trims – for example, a brand-new fire-engine red – convertible sports car, turn out to be more risky to the insurance company than a 15-year-old sedan that can barely top out at 65 mph.”See insurance rates for a Jeep Wrangler from several insurers in the table below. Company-wise average rates for insuring a Jeep Wrangler Graph Table CompanyAverage annual premiumAverage 6-month premiumAverage monthly premiumAllstate$2,898$1,449$242Farmers$2,035$1,018$170Geico$1,473$737$123Nationwide$1,691$846$141Progressive$1,771$886$148State Farm$1,319$660$110 What are the most popular vehicle models in the U.S.?This model is one of the most popular cars in 2023, according to Kelley Blue Book. Here’s a list of the top 25 best-selling vehicles of 2023:Ford F-SeriesChevrolet SilveradoRam PickupToyota RAV4Tesla Model YHonda CR-VGMC SierraToyota CamryNissan RogueJeep Grand CherokeeToyota TacomaTesla Model 3Toyota CorollaChevrolet EquinoxHyundai TucsonHonda CivicHonda AccordFord ExplorerToyota HighlanderSubaru OutbackSubaru CrosstrekJeep WranglerMazda CX-5Subaru ForesterFord EscapeCar insurance averages by make and modelCar insurance rates vary by make and model. In general, cars that are more expensive – think luxury vehicles, EVs and sports cars – are more expensive to insure. Cars with smaller engines and a lot of safety features are cheaper to insure.See the average annual full coverage rates for the top 25 most popular vehicles in 2023 in the table below.ModelAverage annual full coverage premiumChevrolet Equinox$1,835Chevrolet Silverado$2,157Ford Escape$1,850Ford Explorer$2,061Ford F-series$2,202GMC Sierra$2,154Honda Accord$2,020Honda Civic$2,059Honda CR-V$1,722Hyundai Tucson$1,828Jeep Grand Cherokee$2,148Jeep Wrangler$1,861Mazda CX-5$1,773Nissan Rogue$1,962Ram Pickup$2,233Subaru Crosstrek$1,790Subaru Forester$1,757Subaru Outback$1,797Tesla Model 3$3,397Tesla Model Y$3,115Toyota Camry$2,093Toyota Corolla$2,189Toyota Highlander$1,980Toyota RAV4$1,898Toyota Tacoma$1,917Which body styles are cheaper or more expensive for car insurance?Sedans tend to be more expensive to insure than trucks or SUVs for several reasons – they’re a higher theft risk and they’re smaller than SUVs and trucks, so they are more likely to be damaged in a crash with a larger vehicle.Below, see annual rates for full coverage for sedans, SUVs and trucks.Body typeAverage annual premiumAverage monthly premiumConvertible$2,768 $231 Electric$2,799 $233 Hatchback$1,976 $165 Hybrid$2,307 $192 Luxury Car$3,078 $257 Luxury SUV$2,615 $218 Minivan$1,956 $163 Performance SUV$3,129 $261 Sedan$2,120 $177 Sports Car$3,229 $269 Station Wagon$2,471 $206 SUV$1,935 $161 Truck$2,152 $179 Van$1,795 $150 How does my car’s trim level affect car insurance?A car’s trim level can significantly impact insurance rates due to the varying features of each package. Higher trim levels often include powerful engines and luxury options that could increase the vehicle’s value and the cost to insure it.“Some models and trims are more expensive to replace or repair – another reason the premium on them is higher. It all comes down to estimating the risk of future payout from the insurance company,” Brau says. “Models and trims that historically have been more expensive to insurance firms will carry with them higher car insurance rates.”Additionally, advanced safety features in upper trim levels may lower rates, while customizations and added performance capabilities typically raise them due to higher repair costs. Insurers consider all these factors when determining premiums, making the trim level a crucial variable in the cost of car insurance.See the trim levels of a Jeep Wrangler and their full coverage premiums in the table below.Trim LevelAnnual full coverage preimumWrangler Rubicon$1,891Wrangler Sport$1,763Wrangler Sport S$1,802Wrangler Willys$1,816Wrangler 4Xe Unlimited Rubicon$2,073Wrangler 4Xe Unlimited Sahara$2,059Wrangler Unlimited High Altitude$1,879Wrangler Unlimited Rubicon$1,859Wrangler Unlimited Rubicon 392$2,092Wrangler Unlimited Sahara$1,905Wrangler Unlimited Sport$1,805Wrangler Unlimited Sport Altitude$1,831Wrangler Unlimited Sport RHD$1,711Wrangler Unlimited Sport S$1,828Wrangler Unlimited Willys$1,758How to save on car insurance for a Jeep WranglerAre you paying for more coverage than you need? Depending on your driving habits, you may not require the maximum coverage for areas such as collision or comprehensive. If you have an older car, scaling back on full coverage is an option. However, tread carefully; reducing coverage significantly could expose you to risk.Other ways to save on car insurance for a Jeep Wrangler:Shop your coverage every six months or annually before your policy renewsIncrease your deductible if you have savings to cover itDrive safely to avoid violationsMaintain a good credit scoreBundle home and auto policiesJeep Wrangler discounts on car insuranceCertain safety features can mean significant savings. From anti-lock brakes to airbags and even high-tech systems like lane departure warnings, the safer your car is, the less you’ll likely pay for insurance.In addition to vehicle discounts, drivers may qualify for the following discounts:Telematics discountsMultiple policiesLoyaltyGood driver/safe driverGood studentSavings for driving less/low annual mileageSenior discountEducational/professional discountsSigning early/paying in fullPaperless/autopayWhat our expert says Q: Why do car insurance rates vary by vehicle model and trim level? Dr. James BrauJoel C. Peterson Professor of Finance Brigham Young University “Insurance premiums vary by vehicle model and trim level because insurance companies use this information to predict the risk of the driver and potential financial loss, and hence the risk to the insurer. Certain models and trims – for example, a brand-new fire-engine red – convertible sports car, turn out to be more risk to the insurance company than a 15-year-old sedan that can barely top out at 65 mph. Some models and trims are more expensive to replace or repair – another reason the premium on them is higher. It all comes down to estimating the risk of future pay out from the insurance company. Models and trims that historically have been more expensive to insurance firms will carry with them higher car insurance rates.” Resources & MethodologySources:Kelley Blue Book. “Average New Car Price Sees Smallest Increase in a Decade.” Accessed February 2024.Kelley Blue Book. “The 25 Best-Selling Cars of 2023.” Accessed February 2024.Manheim by Cox Automotive. “Used Vehicle Value Index.” Accessed February 2024.U.S. Census Bureau. “City and Town Population Totals: 2020-2022.” Accessed February 2024.MethodologyInsure.com commissioned Quadrant Information Services to calculate average auto insurance rates for vehicles from 2023.Our hypothetical driver is a 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/100 ($100,000 for injury liability for one person, $300,000 for all injuries and $100,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage.Rates for vehicles up until 2023 includes uninsured motorist coverage (since some states require it, we do it for all) and PIP or Medical Payments, if it is required by state law. This hypothetical driver has a clean record and good credit.For liability 100/300 is rates the same hypothetical driver but with liability limits of 100/300/100, uninsured/underinsured motorist in matching amounts and PIP or MedPay, if required by state. We recommend limits this high, even if you have only liability coverage. A state-minimum policy includes only the basic state liability limits and any other state-required coverages, such as uninsured motorist or PIP.Averages were calculated using data from six large carriers, such as Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm. Rates were averaged across multiple ZIP codes and insurance companies. Average rates are for comparative purposes; your rate will depend on your personal factors.40-year-old maleOur hypothetical driver100/300/100Full coverege rates6Major carriers in the U.S. Laura LongeroExecutive Editor | . .Laura Longero is a content strategist and communications leader with more than 15 years of experience in content development in journalism, marketing and communications for start-ups to global companies. She started her career as a reporter and editor and honed her journalistic skills at the USA Today Network, working in several roles, as well as managing content and writing at MoneyGeek and XYZ Media. In case you missed it Best Car Insurance Companies of 2024 Car insurance rates by state in 2024 What is full coverage car insurance? How much does car insurance cost for seniors in 2024? 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Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 On this page How much does it cost to insure a Jeep Wrangler?Car insurance cost for a Jeep Wrangler, by ageJeep Wrangler auto insurance cost, by stateJeep Wrangler insurance cost, by cityCar insurance cost for a Jeep Wrangler, by companyWhat are the most popular vehicle models in the U.S.?Car insurance averages by make and modelWhich body styles are cheaper or more expensive for car insurance?How does my car's trim level affect car insurance?How to save on car insurance for a Jeep WranglerWhat our expert saysResources & Methodology ZIP Code Please enter valid ZIP See rates