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American International Group (AIG) Home Insurance Reviews and Ratings

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American International Group (AIG) Ratings
Overall Rating: 4.12
J.D. Power: 2.78
NAIC: 5.00
Average Premium: 5.00
Quadrant Insurance Alignment: 5.00
Multi-Policy Discount: 1.50
New-Home Discount: 1.50
AM Best Rating A

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About American International Group (AIG) Home Insurance

Corporate Headquarters American International Group (AIG),
175 Water Street,
New York,
NY 10038

Most successful American insurance companies started off small in one of the 50 states, and then later branched out into other countries. AIG actually began in Shanghai, China, in 1919, by a young American entrepreneur, Cornelius Vander Starr – and then later, in 1939, with World War II looming, Starr would move his company to America (specifically, New York City, where its headquarters is today).

AIG started out as a general insurance company in Shanghai, but it quickly expanded into selling products like life insurance. Today, AIG is located in over 130 countries and is ranked as the number one commercial insurer in the United States and Canada. In addition, AIG companies are leading providers of retirement services, financial services and asset management around the world.

AIG offers some noteworthy home insurance programs:

  • Green Rebuilding – This will cover environmentally friendly materials and methods if you have to do any rebuilding of your home.
  • Equipment Breakdown Coverage – If you have to repair mechanical or electrical equipment in your home, this coverage would reduce your expenses.

AIG Insurance has a program called AIG Premier Client Solutions, which specializes in resolving claims quickly and successfully. You get your own personal point of contact who you’ll work with until your claim is resolved, which may help to explain their four-star InsureScore in claims.

Types Of Coverages Offered by AIG Home Insurance

  • Dwelling
  • Liability
  • Personal property
  • Excess liability
  • Additional living expenses

Discounts Offered by AIG Home Insurance

  • Bundle home and auto
  • Alarm system
  • Sprinklers
  • Impact-resistant or non-combustible roofing materials
  • Automatic water shut-off valve
  • Backup generator

Additional Coverages Offered by AIG Home Insurance

  • Condo and Co-op insurance
  • Building ordinance coverage
  • Wildfire protection unit 
  • High-value home insurance
  • Auto insurance
  • Life insurance
  • Travel insurance
  • Personal accident & health insurance
  • Business & enterprise insurance

In which states is American International Group (AIG) available?

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Michelle Megna


Michelle, the former editorial director, insurance, at QuinStreet, is a writer, editor and expert on car insurance and personal finance. Prior to joining QuinStreet, she reported and edited articles on technology, lifestyle, education and government for magazines, websites and major newspapers, including the New York Daily News.

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