American International Group (AIG) Home Insurance Reviews and Ratings
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HOW WE WEIGH OUR SCORE
- AM Best 25%
- J.D. Power 25%
- Average Premium 20%
- Quadrant Insurance Alignment 7.5%
- NAIC 7.5%
- Multi-Policy Discount 7.5%
- New-Home Discount 7.5%
WHAT IS THIS RATING?
A.M. Best's Financial Strength Rating is an independent opinion of an insurer's financial strength and ability to meet its ongoing insurance policy and contract obligations.
AAbout American International Group (AIG) Home Insurance
175 Water Street,
New York,
NY 10038
Most successful American insurance companies started off small in one of the 50 states, and then later branched out into other countries. AIG actually began in Shanghai, China, in 1919, by a young American entrepreneur, Cornelius Vander Starr – and then later, in 1939, with World War II looming, Starr would move his company to America (specifically, New York City, where its headquarters is today).
AIG started out as a general insurance company in Shanghai, but it quickly expanded into selling products like life insurance. Today, AIG is located in over 130 countries and is ranked as the number one commercial insurer in the United States and Canada. In addition, AIG companies are leading providers of retirement services, financial services and asset management around the world.
AIG offers some noteworthy home insurance programs:
- Green Rebuilding – This will cover environmentally friendly materials and methods if you have to do any rebuilding of your home.
- Equipment Breakdown Coverage – If you have to repair mechanical or electrical equipment in your home, this coverage would reduce your expenses.
AIG Insurance has a program called AIG Premier Client Solutions, which specializes in resolving claims quickly and successfully. You get your own personal point of contact who you’ll work with until your claim is resolved, which may help to explain their four-star InsureScore in claims.
Types Of Coverages Offered by AIG Home Insurance
- Dwelling
- Liability
- Personal property
- Excess liability
- Additional living expenses
Discounts Offered by AIG Home Insurance
- Bundle home and auto
- Alarm system
- Sprinklers
- Impact-resistant or non-combustible roofing materials
- Automatic water shut-off valve
- Backup generator
Additional Coverages Offered by AIG Home Insurance
- Condo and Co-op insurance
- Building ordinance coverage
- Wildfire protection unit
- High-value home insurance
- Auto insurance
- Life insurance
- Travel insurance
- Personal accident & health insurance
- Business & enterprise insurance
