Washington D.C. car insurance calculator

Why you can trust Insure.com

Quality Verified

At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry.

Car insurance costs in Washington, D.C. depend on more than just your zip code. Your vehicle, coverage level, and driving history all play a role – and the difference between the cheapest and most expensive options can be hundreds of dollars a year. Enter a few details below to get a quick estimate and see what you might actually pay.

How to use our car insurance calculator to estimate your rates in Washington, D.C.

Getting your estimate takes less than a minute. Here’s how:

1. Choose the model year of your car
2. Choose the make and model
3. Select Washington, D.C. as your state
4. Click ‘Get My Rates’ to see your estimate
5. Add more vehicles to expand your options, or click ‘Get quotes’ to compare live policies and prices

Washington DC car insurance calculator

Tell us about your car to get an estimate.

Vehicle year Vehicle year2024202320222021202020192018201720162015

State Select StateAlaskaAlabamaArizonaArkansasCaliforniaColoradoConnecticutWashington D.C.DelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew MexicoNew YorkNew JerseyNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingNationwide

Vehicle make Select MakeAcuraAlfa-RomeoAudiBMWBuickCadillacChevroletChryslerDodgeFiatFordGenesisGMCHondaHyundaiIneosInfinitiJaguarJeepKiaLand RoverLexusLincolnLucidMaseratiMazdaMercedes-AMGMercedes-BenzMercedes-MaybachMiniMitsubishiNissanPolestarPorscheRamRivianSubaruTeslaToyotaVinFastVolkswagenVolvo

Vehicle model Select ModelIntegraIntegra A-SpecIntegra A-Spec TechIntegra A-Spec TechIntegra Type SMDXMDX SH-AWDMDX SH-AWD A-SpecMDX SH-AWD A-Spec AdvanceMDX SH-AWD AdvanceMDX SH-AWD TechnologyMDX SH-AWD Type S Advance PackageMDX TechnologyRDX SH-AWDRDX SH-AWD A-SpecRDX SH-AWD A-Spec AdvanceRDX SH-AWD AdvanceRDX SH-AWD TechnologyTLX 2.0T A-SpecTLX 2.0T SH-AWD A-SpecTLX 2.0T TechnologyTLX 3.0T Type STLX 3.0T Type S High Performance Tire

Vehicle already present. Please select a different vehicle.

Matching results for your vehicle

Add another vehicle

Add a vehicle to Compare!!!

Acura Integra

Washington D.C.

Vehicle details

Vehicle year 2024

Style 2WD 4 Door Hatchback Automatic Turbo

State Washington D.C.

Cylinders 4

Make & model Acura - Integra

Vehicle type Luxury Car

Your estimated rate

State Minimum$844/year

Liability coverage$1,192/year

Full Coverage$3,347/year

Recommended

Get quotes Get quotes

Let's start saving!

To save more, tell us about yourself:

What is Your Zip Code?

What is Your Age?

Select age 16 - 20 21 - 24 25 - 34 35 - 44 45 - 54 55 - 64 65+

SEE IF YOU QUALIFY FOR MAJOR DISCOUNTS:

I am a homeowner

I am currently insured

I am a good driver

A good driver means:

• Have no accidents or violations in the last 3 years.
• Don't have a DUI.
• Don't need an SR22.

Number of vehicles

-

+

Methodology

Insure.com commissioned Quadrant Information Services to calculate average auto insurance rates for vehicles from 2015 to 2024.

Our hypothetical driver is a 40-year-old male who commutes 12 miles to work each day and drives 10,000 miles annually, with policy limits of 100/300/100 ($100,000 for injury liability for one person, $300,000 for all injuries and $100,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage.

Rates include uninsured/underinsured motorist coverage (since some states require it, we include it for all states) and PIP or Medical Payments if required by state law. This hypothetical driver has a clean record and good credit.

For liability-only comparisons, rates reflect the same hypothetical driver but with liability limits of 100/300/100, uninsured/underinsured motorist coverage in matching amounts and PIP or MedPay if required by state law. We recommend limits this high, even if you have only liability coverage. A state-minimum policy includes only the basic state liability limits and any other state-required coverages, such as uninsured motorist or PIP.

Averages were calculated using data from 174 insurance companies across 76 company groups and were averaged across 34,595 ZIP codes covering 29,374 cities and 3,144 counties across 51 jurisdictions. Rates are based on analysis of 4,781 vehicle make-model combinations.

Average rates are for comparative purposes; your rate will depend on your personal factors.

Does your vehicle model affect car insurance rates in Washington, D.C.?

A vehicle’s make and model can significantly impact car insurance rates. ‘Make’ refers to the brand and ‘model’ refers to the specific model you drive. For example, Honda (make) Accord (model).

Insurers price based on how much a vehicle costs to repair or replace, how often that model is involved in claims, and how frequently it’s stolen. Two vehicles at the same price point can carry meaningfully different premiums.

For example, full coverage for a Honda Accord LX costs $3,609 per year in Washington, D.C., while the average premium for a Honda CR-V is $2,946 – a difference of $663.

Does your car’s model year affect insurance rates in Washington, D.C.?

Newer cars generally cost more to insure because they are more expensive to repair or replace.

In Washington, D.C., insuring a 2024 Honda Accord LX costs $3,452, while the 2025 version costs $3,565.

However, older vehicles aren’t always cheaper – lack of safety features or costly parts can keep premiums high.

Our agents make it hassle-free to get the right quote.

Call (844) 814-8854

Ethan Available Now

Jack Available Now

Robbie Available Now

Ellie Available Now

How does your car’s trim affect insurance rates in Washington, D.C.?

Insurance rates often vary based on your car’s trim. Trim refers to the specific version of a model with different features, equipment, or engine options, such as LX, EX, or Sport.

Companies consider the vehicle’s value, cost of repairs, safety equipment and theft risk. Premium trims with upgraded technology or more powerful engines usually mean higher premiums due to their higher replacement and repair costs.

For example, in Washington, D.C., full coverage car insurance for a 2024 Honda Accord LX costs $3,452 a year, while the higher-end Accord EX-L trim costs $3,509 annually – a difference of $57 per year.

Luxury features like high-end sound systems or advanced infotainment can increase insurance rates, since they add to the car’s value. Similarly, performance trims with larger engines often increase premiums due to a greater risk of accidents or speeding.

You might find interesting

Explore related topics

• Car insurance calculator for teens in Washington DC
• Cheapest SR-22 insurance in Washington D.C.
• Do you need insurance to register a car in Washington, D.C.?
• Low-cost car insurance in Washington DC
• The best and cheapest car insurance in Washington, D.C.

How much does car insurance cost in Washington, D.C.?

The average cost of full coverage car insurance in Washington, D.C. is $3,465 per year, or $289 per month. This gives you a general benchmark, but your actual rate may be higher or lower depending on your vehicle, coverage choices and personal details.

Estimate your Washington, D.C. car insurance cost with our calculator

Our Washington, D.C. car insurance calculator gives you a quick estimate based on factors like your location, vehicle, and model year. Enter a few details to see a personalized estimate in seconds. Actual quotes can differ, so it’s smart to compare offers from multiple insurers to find your best rate.

Alisha Ambre

 

 . .

Alisha Ambre holds a Bachelor of Arts with honours in English Literature and Media Studies. She focuses on crafting clear, engaging content that makes complex information feel practical and approachable for everyday readers. When she’s not writing, she’s likely on the volleyball court or immersed in a good video game.