Car Insurance Can I still file a claim if I’m partially at fault for a car accident? View Carriers Please enter valid zip Compare top carriers in your area Written by Insure.com's EditorUpdated on: May 23, 2023 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Yes, you can still file a claim even if you are partially at fault for the accident. If you were involved in an accident and you believe you share some responsibility for it, you can still take steps to file a claim. In many cases, there might be shared responsibility among multiple parties. How to file a claim if you’re partially at fault for a car accident When you’re partially at fault, the process might vary depending on your location and insurance company. Determining degree of fault: Insurance adjusters will assess the accident details to determine the percentage of fault assigned to each party involved. Your claim payout might be reduced based on your assigned percentage of fault. Insurance coverage: Your ability to file a claim might depend on the type of insurance you have. If you have liability insurance, your policy might cover damages to the other party but not your own. If you have collision or comprehensive coverage, it might help cover your own damages minus the deductible. Negotiations: If you disagree with the assigned fault percentage, you can negotiate with your insurance company. Providing evidence and documentation can help support your case for a lower percentage of fault. Legal considerations: Consulting an attorney who specializes in personal injury or insurance law can provide you with guidance. Remember, every situation is unique. It’s a good idea to contact your insurance company as soon as possible after the accident to understand your options and responsibilities. Final thoughts Being partially at fault doesn’t necessarily prevent you from filing a claim. Your ability to get compensation will depend on the circumstances, your insurance coverage, and state laws. Reach out to your insurance provider to discuss your specific situation and explore the best way to proceed. In case you missed it Best Car Insurance Companies of 2024 Car insurance rates by state in 2024 What is full coverage car insurance? How much does car insurance cost for seniors in 2024? A complete guide to adding a teenager to your car insurance policy in 2024 What to do after a car accident that’s not your fault Total warfare: What to do when your auto insurer totals your car Car insurance claims: Who gets the claims check? Used car insurance costs: Most and least expensive models to insure The Best Car Insurance for Bad Credit of 2021 The best car insurance companies for speeding tickets Car insurance after a DUI Guide to car insurance discounts Proper insurance coverage for college-bound children How to read your auto insurance policy A complete list of car insurance companies New driver insurance grace period: What you need to know How much do insurance agents make? Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 ZIP Code Please enter valid ZIP See rates