How do I add a driver to my car insurance policy?

Why you should trust Insure.com

Quality Verified

At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria.

Adding a driver to your car insurance policy is a simple process. Here’s what you need to know:

Contact your insurance company: If you want to add a driver to your car insurance policy, the first thing to do is get in touch with your insurance company.

Provide driver’s information: When you contact your insurance company, be ready to provide the new driver’s information. This includes their full name, date of birth, driver’s license number, and relevant driving history details.

Verify details: The insurance company will verify the provided information and might ask some questions about the driver’s driving record and usage patterns. This helps them determine the impact on your policy’s premium.

Review policy changes: After assessing the new driver’s information, the insurance company will inform you how the addition will affect your policy. This might include changes to your premium.

Make payment: If there’s an increase in your premium due to the added driver, you’ll need to make the necessary payment to cover the updated policy.

Receive confirmation: Once you’ve completed the process and made the required payment, the insurance company will send you a confirmation of the changes to your policy, including the added driver’s details.

Things to consider

Adding a driver with a poor driving history or many violations might significantly impact your premium.

If the new driver is a family member or lives with you, they’ll likely need to be added to your policy.

If the new driver is not a household member but drives your car frequently, they might still need to be added.

Final thoughts

Adding a driver to your car insurance policy is usually simple. Just remember to provide accurate information and make sure you’re comfortable with any changes to your premium.

How do I add a driver to my car insurance policy?

Things to consider

Final thoughts

Related Articles