Car Insurance How do I add a driver to my car insurance policy? Follow the 6 steps process given below to add a driver to your car insurance policy. View Carriers Please enter valid zip Compare top carriers in your area Written by Insure.com's EditorUpdated on: August 18, 2023 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Adding a driver to your car insurance policy is a simple process. Here’s what you need to know: Contact your insurance company: If you want to add a driver to your car insurance policy, the first thing to do is get in touch with your insurance company. Provide driver’s information: When you contact your insurance company, be ready to provide the new driver’s information. This includes their full name, date of birth, driver’s license number, and relevant driving history details. Verify details: The insurance company will verify the provided information and might ask some questions about the driver’s driving record and usage patterns. This helps them determine the impact on your policy’s premium. Review policy changes: After assessing the new driver’s information, the insurance company will inform you how the addition will affect your policy. This might include changes to your premium. Make payment: If there’s an increase in your premium due to the added driver, you’ll need to make the necessary payment to cover the updated policy. Receive confirmation: Once you’ve completed the process and made the required payment, the insurance company will send you a confirmation of the changes to your policy, including the added driver’s details. Things to consider Adding a driver with a poor driving history or many violations might significantly impact your premium. If the new driver is a family member or lives with you, they’ll likely need to be added to your policy. If the new driver is not a household member but drives your car frequently, they might still need to be added. Final thoughts Adding a driver to your car insurance policy is usually simple. Just remember to provide accurate information and make sure you’re comfortable with any changes to your premium. Related Articles Car insurance rates by ZIP code (2024) By Insure.com's Editor Car insurance rates by state in 2024 By Katrina Raenell Most and least expensive trucks to insure in 2024 By Katrina Raenell Car insurance claims: Who gets the claims check? By Katrina Raenell Can you switch car insurance after an accident? By Mark Vallet Licensing-renewal procedures for elderly drivers By Penny Gusner ZIP Code Please enter valid ZIP See rates