Car Insurance How long will insurance pay for a rental car after a total loss? By Insure.com's Editor | Updated on May 25, 2023 The page is part of the topic how to keep your totaled car Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. After your car is deemed a total loss and you’re waiting for the insurance settlement, rental car coverage can be a lifesaver. It helps you drive a rental car for your everyday needs and errands. However, the coverage has its limits. Duration of rental car coverage During the evaluation period – The insurance company covers a rental car during the time it takes to assess your totaled car’s value and process the settlement offer. This can range from a few days to a couple of weeks. Settlement acceptance – The rental coverage usually stops once you accept the settlement. You might need to pay out-of-pocket for the rental if you need more time. Check your policy and communicate Review your policy – Each policy is different, so understand the terms of your rental coverage. Inform your adjuster – Stay in touch with your claims adjuster. Discuss this with them if you need more rental coverage due to delays. Conclusion Understanding the rental car coverage after a total loss involves understanding the coverage window and effectively communicating with your insurance company. It’s crucial to check your policy details and stay connected with your insurer to ensure you have the coverage you need during this transitional period. In case you missed it Best Car Insurance Companies of 2023 Car insurance rates by state: The most expensive and cheapest states for car ins... What is Full Coverage Car Insurance? A complete guide to car insurance costs for seniors A complete guide to adding a teenager to your car insurance policy What to do after a car accident that’s not your fault Total warfare: What to do when your auto insurer totals your car Car insurance claims: Who gets the claims check? Buying and insuring a used car: Most and least expensive models to insure in 202... The Best Car Insurance for Bad Credit of 2021 The best car insurance companies for speeding tickets Car insurance after a DUI Guide to Car Insurance Discounts Proper insurance coverage for college-bound children How to read (and actually understand!) your auto insurance policy Car Insurance Companies New driver insurance grace period: What you need to know How much do insurance agents make Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 Get instant quotes now ! Please enter valid zip Get Quotes