Home Car insurance Car insurance rates The least expensive small SUVs to insure The least expensive small SUVs to insure Written by: Des Toups | Reviewed by: Michelle Megna Michelle Megna Michelle, the former editorial director, insurance, at QuinStreet, is a writer, editor and expert on car insurance and personal finance. Prior to joining QuinStreet, she reported and edited articles on technology, lifestyle, education and government for magazines, websites and major newspapers, including the New York Daily News. | Posted on May 8, 2014 Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Small sport-utility vehicles — sometimes called crossovers — hit all the right notes with many families. Relatively roomy, relatively inexpensive and relatively stingy with gasoline, small SUVs also are among the cheapest vehicles to insure. In fact, small SUVs dominate Insure.com’s car insurance comparison study of 2014 models. It’s not just because they don’t cost a lot. The same 40-year-old driver would pay $200 more a year to insure a less expensive Mazda3 hatchback than a Mazda CX-5 SUV. “It’s all about who buys them,” says Penny Gusner, consumer analyst for Insure.com. “Younger drivers might prefer the sportier car, and families need the room of a crossover. One of those groups files more insurance claims than the other.” Nationwide average rates for models in the category can vary by more than $200 a year. The segment’s best sellers are the Honda CR-V and Ford Escape; over a five-year car loan, a buyer would pay, on average, about $500 more to insure the Ford. Below are small crossovers with a base sticker price starting under $25,000. We’ve listed nationwide average annual rates for the all-wheel-drive models below. The cheapest small SUVs to insure 2014 Jeep Patriot Sport – $1,1042014 Honda CR-V LX – $1,1152014 Dodge Journey SE – $1,1492014 Ford Escape SE – $1,2182014 Subaru Forester 2.5i Premium – $1,2202014 Hyundai Santa Fe Sport – $1,2492014 Mazda CX-5 Sport – $1,2552014 Jeep Compass Limited – $1,2582014 Chevrolet Equinox LS -$1,2602014 Buick Encore AWD – $1,2632014 Kia Sorento LX – $1,2652014 Volkswagen Tiguan S 4Motion – $1,2992014 Mitsubishi Outlander Sport SE – $1,329 Rates were not available when the survey was run for several best sellers that were new or redesigned for 2014, such as the Toyota RAV-4, Nissan Rogue and Jeep Cherokee. Rates are derived from a study commissioned by Insure.com from Quadrant Information Services. Averages are based on a 40-year-old male who drives 12 miles to work, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive. The policy includes uninsured-motorist coverage. Rates were averaged across multiple ZIP codes and insurance companies. QuickTake The most expensive and cheapest cars to insure in 2023 Factors that affect your car insurance rates Car insurance for leased cars: A comprehensive guide Car insurance rates by state: The most expensive and cheapest states for car insurance in 2023 Compare and shop auto insurance How much does car insurance cost a month? Everything you need to know about car insurance Determining which drivers should be listed on your car insurance policy The most and least expensive trucks to insure in 2023 How does mileage affect car insurance rates? 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