Car Insurance How do I prove that I was not at fault in the accident? By Insure.com's Editor | Updated on May 23, 2023 Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Proving that you were not at fault in an accident is important to protect your rights and ensure you are not held responsible for damages. To prove that you were not at fault, here are a few steps you can take: How do you prove a car accident was not your fault? Here’s how you can prove that the car accident wasn’t your fault. Gather evidence Collect as much evidence as possible from the accident scene. This may include photographs of the vehicles’ positions, damage, road conditions, skid marks, and any relevant road signs or signals. Also, gather contact information from witnesses who can provide statements about what they saw. Document the incident Write down all the information about the accident while the details are fresh in your memory. Include information about the events leading up to the accident, the accident itself, and any interactions with the other parties involved. Police report If police was called to the scene, make sure to get a copy of the police report. This report may contain an officer’s assessment of the situation, including statements from involved parties and witnesses. Exchange information Exchange contact and insurance information with the other parties involved. Make sure to accurately document their names, phone numbers, addresses, and insurance details. Contact your insurance company Notify your insurance company about the accident as soon as possible. Provide them with all the relevant details and evidence you have gathered. They will need to be informed even if you believe you are not at fault. Surveillance footage If the accident occurred near a business, intersection, or residential area with security cameras, reach out to the property owners or local authorities to get any available surveillance footage. This footage can provide unbiased evidence of what happened. Witness statements Contact witnesses who were present at the scene and ask if they are willing to provide written or recorded statements about what they saw. Medical records If there were injuries, gather medical records and bills related to any treatment you received as a result of the accident. This document can help establish the severity of the impact and support your claim. Legal counsel If the situation becomes complex or if you encounter resistance from the other parties involved or their insurance companies, consider seeking legal advice from an attorney who specializes in personal injury or accident cases. They can guide you through the legal process and protect your interests. Final thoughts You should inform your insurance company about the accident as soon as possible. Provide them with all the evidence you have gathered and explain why you believe you were not at fault. Based on the evidence, they will investigate and find out who caused the accident. In case you missed it Best Car Insurance Companies of 2023 Car insurance rates by state: The most expensive and cheapest states for car ins... What is Full Coverage Car Insurance? A complete guide to car insurance costs for seniors A complete guide to adding a teenager to your car insurance policy What to do after a car accident that’s not your fault Total warfare: What to do when your auto insurer totals your car Car insurance claims: Who gets the claims check? Buying and insuring a used car: Most and least expensive models to insure in 202... The Best Car Insurance for Bad Credit of 2021 The best car insurance companies for speeding tickets Car insurance after a DUI Guide to Car Insurance Discounts Proper insurance coverage for college-bound children How to read (and actually understand!) your auto insurance policy Car Insurance Companies New driver insurance grace period: What you need to know How much do insurance agents make Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 Get instant quotes now ! Please enter valid zip Get Quotes