What should I avoid saying to insurance adjusters after a “not at fault” accident?

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If you were in a car accident that was not your fault, there are certain things you should avoid saying to insurance adjusters to protect your claim. 

What to avoid saying to insurance adjusters

It’s important to be careful about what you say after an accident. Stick to the facts and avoid saying anything that could be used against you later.

• Don’t apologize or admit fault. Even if you feel bad about the accident, saying “I’m sorry” can be interpreted as admitting fault. Avoid saying anything that could be construed as accepting blame for the accident.

• Don’t speculate about the cause of the accident. Stick to the facts and avoid guessing what happened or who was at fault.

• Don’t give a recorded statement without legal advice. Insurance adjusters may ask you to provide a recorded statement about the accident. It’s best to consult a lawyer before doing so, as anything you say can be used against you later.

• Don’t sign anything without reading it first. Insurance adjusters may ask you to sign a release or other document. Make sure you understand what you’re signing before you agree to anything.

• Don’t discuss your injuries or medical treatment. Insurance adjusters may ask you about your injuries or medical treatment. It’s best to avoid discussing these topics until you’ve had a chance to consult with a doctor.

Conclusion

Refrain from using language that could be construed as an apology. Even if you feel sympathetic for the other party involved, expressing remorse could be seen as an admission of guilt. Don’t make speculative statements about the accident or other drivers’ actions. Stick to describing the facts as accurately as possible.