Car Insurance What restrictions are usually placed on teen drivers with a learner’s permit? By Insure.com's Editor | Updated on May 24, 2023 Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. When teens have a learner’s permit, there are important rules in place to keep them safe while they’re learning to drive. These rules or restrictions help new drivers gain experience and avoid risky situations. Supervision requirement One common restriction is the need for a licensed adult, usually a parent or guardian, to always be in the car with the teen driver. This adult guides and supports the teen while they practice driving. Limited driving hours Many places also restrict when teen drivers with a learner’s permit can drive. They might only be allowed to drive during daylight hours or avoid driving during certain high-traffic times. Passenger limitations Some states limit the number of passengers a teen driver can have in the car to prevent distractions. This ensures the focus stays on driving and reduces the chances of accidents. No phone use Using phones while driving can be dangerous, so many places restrict teen drivers from using phones, including hands-free devices, while driving with a learner’s permit. Conclusion These restrictions might vary depending on your location, so you must check with your local Department of Motor Vehicles (DMV) to know the specific rules for teen drivers with a learner’s permit. Remember, these restrictions are in place to help new drivers become safe and confident on the road. In case you missed it Best Car Insurance Companies of 2023 Car insurance rates by state: The most expensive and cheapest states for car ins... What is Full Coverage Car Insurance? A complete guide to car insurance costs for seniors A complete guide to adding a teenager to your car insurance policy What to do after a car accident that’s not your fault Total warfare: What to do when your auto insurer totals your car Car insurance claims: Who gets the claims check? Buying and insuring a used car: Most and least expensive models to insure in 202... The Best Car Insurance for Bad Credit of 2021 The best car insurance companies for speeding tickets Car insurance after a DUI Guide to Car Insurance Discounts Proper insurance coverage for college-bound children How to read (and actually understand!) your auto insurance policy Car Insurance Companies New driver insurance grace period: What you need to know How much do insurance agents make Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 Get instant quotes now ! Please enter valid zip Get Quotes