Car Insurance Does insurance on a license provide coverage for any vehicle I drive? View Carriers Please enter valid zip Compare top carriers in your area Written by Insure.com's EditorUpdated on: August 21, 2023 Why you can trust Insure.com Quality Verified At Insure.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry. Yes, insurance on a license typically provides coverage for liability when you drive vehicles that don’t belong to you. This means it helps pay for injuries or damages you might cause to others in an accident. Which vehicle types are covered and excluded? Insurance on a license covers when you borrow a friend’s car, rent a vehicle for a weekend getaway, or use a car-sharing service. It ensures that you’re covered while driving these types of cars. While insurance on a license covers a variety of vehicles, there are some limitations. It usually doesn’t apply to vehicles you own, rent long-term, or use for business purposes. Conclusion In a nutshell, insurance on a license is for your safety when driving vehicles you don’t own. It offers liability coverage for the driver but not for car damage. Before relying solely on this coverage, always check with your insurer to understand what’s included and excluded in your policy. In case you missed it Best Car Insurance Companies of 2024 Car insurance rates by state in 2024 What is full coverage car insurance? How much does car insurance cost for seniors in 2024? A complete guide to adding a teenager to your car insurance policy in 2024 What to do after a car accident that’s not your fault Total warfare: What to do when your auto insurer totals your car Car insurance claims: Who gets the claims check? Used car insurance costs: Most and least expensive models to insure The Best Car Insurance for Bad Credit of 2021 The best car insurance companies for speeding tickets Car insurance after a DUI Guide to car insurance discounts Proper insurance coverage for college-bound children How to read your auto insurance policy Car Insurance Companies New driver insurance grace period: What you need to know How much do insurance agents make? Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 ZIP Code Please enter valid ZIP See rates