Car Insurance Does insurance on a license provide coverage for any vehicle I drive? By Insure.com's Editor | Updated on August 21, 2023 Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Yes, insurance on a license typically provides coverage for liability when you drive vehicles that don’t belong to you. This means it helps pay for injuries or damages you might cause to others in an accident. Which vehicle types are covered and excluded? Insurance on a license covers when you borrow a friend’s car, rent a vehicle for a weekend getaway, or use a car-sharing service. It ensures that you’re covered while driving these types of cars. While insurance on a license covers a variety of vehicles, there are some limitations. It usually doesn’t apply to vehicles you own, rent long-term, or use for business purposes. Conclusion In a nutshell, insurance on a license is for your safety when driving vehicles you don’t own. It offers liability coverage for the driver but not for car damage. Before relying solely on this coverage, always check with your insurer to understand what’s included and excluded in your policy. In case you missed it Best Car Insurance Companies of 2023 Car insurance rates by state: The most expensive and cheapest states for car ins... What is Full Coverage Car Insurance? A complete guide to car insurance costs for seniors A complete guide to adding a teenager to your car insurance policy What to do after a car accident that’s not your fault Total warfare: What to do when your auto insurer totals your car Car insurance claims: Who gets the claims check? Buying and insuring a used car: Most and least expensive models to insure in 202... The Best Car Insurance for Bad Credit of 2021 The best car insurance companies for speeding tickets Car insurance after a DUI Guide to Car Insurance Discounts Proper insurance coverage for college-bound children How to read (and actually understand!) your auto insurance policy Car Insurance Companies New driver insurance grace period: What you need to know How much do insurance agents make Autonomous cars: 5 delightful and 5 distressing things Busted! Part 1: How insurance companies spot bogus claims Insurance options for rideshare drivers 10 things that are illegal but shouldn’t be 1/1 Get instant quotes now ! Please enter valid zip Get Quotes