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When it comes to adding drivers to your car insurance policy, most major auto insurance providers allow you to add another person if they are related to you or if they live at the same address as you. 

  • Family members: You can typically add immediate family members such as spouses, children, and parents to your car insurance policy.
  • Housemates: If you live with someone who is not a family member but shares the same address as you, you may be able to add them to your policy.
  • Domestic partners: Some insurance companies also allow you to add your domestic partner to your car insurance policy.

Important points to consider: Adding another driver to your insurance

  • Adding a driver with a history of accidents or violations might increase premiums.
  • If the driver doesn’t live with you or doesn’t have permission to drive your car regularly, they might not need to be added to your policy.
  • Always provide accurate information to your insurance company to ensure you’re adequately covered.

Remember, the specifics of adding a driver might vary based on your insurance provider and location, so it’s best to directly contact your insurer for guidance.