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UnitedHealthCare Health Insurance Reviews and Ratings

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UnitedHealthCare Ratings
Overall Rating: 2.73
J.D. Power: 1.50
NCQA: 3.43
NAIC: 3.66
AM Best Rating A+

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About UnitedHealthcare

Member services:(866) 633-2446
Corporate HeadquartersUnited Healthcare Insurance Company
450 Columbus Blvd
Hartford, CT 06103

In 1974, Richard Taylor Burke founded Charter Med Incorporated, in Minnetonka, Minnesota. In 1977, the United HealthCare Corporation was created to reorganize the company and became the parent company of Charter Med.

In 1988, United HealthCare launched its first pharmacy benefit management, through its Diversified Pharmaceutical Services subsidiary where it managed pharmacy benefits delivered both through retail pharmacies and mail. This subsidiary was eventually sold to SmithKline Beecham in 1994 for $2.3 billion.

UnitedHealthcare acquired numerous companies over the years to fuel its growth into the largest health care provider in the world. UnitedHealthcare currently provides health insurance services to about 50.1 million individuals which include MA (Medicare Advantage), managed Medicaid, employer-sponsored insurance, and individual insurance.

UnitedHealthcare also moved into the global market and currently provides health benefits and associated services to 4 million people, mainly in Brazil. UnitedHealthcare provides its services in more than 125 countries around the world.

UnitedHealthcare Coverages

  • Individual and family plans
  • Employer plans
  • Plans for people before age 65 and coverage to add on to other health insurance
  • Short term insurance
  • Dental
  • Vision
  • Student health
  • Supplemental insurance
  • Medicare
  • Dual Special Needs Plans (DSNP)
  • Medicaid plans

Health Insurance Policies Offered:

  • Copay, designed for individuals and families who prefer the convenience of a traditional copay plan for routine health care expenses.
  • Health Savings Account (HSA), lower cost, high-deductible plans combined with a tax-favored savings account for more control over health care expenses.
  • High Deductible, a suitable choice for individuals and families who choose to take responsibility for routine health care expenses.
  • Short Term Medical, designed to help fill gaps in insurance coverage during times of transition and change.
  • Student Coverage
  • Short-term insurance
  • Dental coverage
  • Vision coverage
  • Term Life insurance

In which states is UnitedHealthCare available?

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Les Masterson


Les, a former managing editor, insurance, at QuinStreet, has more than 20 years of experience in journalism. In his career, he has covered everything from health insurance to presidential politics.

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