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At, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria.

Selecting the right insurance company is an important financial decision. The financial strength of your insurer is crucial. If the company cannot pay future claims or benefits, other considerations become unimportant.

Financial strength ratings represent an analysis of a wide variety of risks that could affect an insurer’s long-term survival. Insurance companies can fail due to inadequate financial capabilities, competitive forces or changing fundamentals in their marketplaces.

Standard & Poor's


Financial strength ratings of insurance companies, plus detailed financial Insurer Profiles on nearly 4,000 companies.