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Selecting the right insurance company is an important financial decision. The financial strength of your insurer is crucial. If the company cannot pay future claims or benefits, other considerations become unimportant.

Financial strength ratings represent an analysis of a wide variety of risks that could affect an insurer’s long-term survival. Insurance companies can fail due to inadequate financial capabilities, competitive forces or changing fundamentals in their marketplaces.

Standard & Poor's


Financial strength ratings of insurance companies, plus detailed financial Insurer Profiles on nearly 4,000 companies.