Car Insurance Financial strength ratings By Insure.com | Posted on December 10, 2009 Why you can trust Insure.comQuality VerifiedAt Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain our editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Selecting the right insurance company is an important financial decision. The financial strength of your insurer is crucial. If the company cannot pay future claims or benefits, other considerations become unimportant. Financial strength ratings represent an analysis of a wide variety of risks that could affect an insurer’s long-term survival. Insurance companies can fail due to inadequate financial capabilities, competitive forces or changing fundamentals in their marketplaces. Standard & Poor’s RatingsFinancial strength ratings of insurance companies, plus detailed financial Insurer Profiles on nearly 4,000 companies. Related Articles Minimum car insurance requirements by state By Sarah Sharkey Average monthly car insurance cost in 2022 – How much is car insurance a month? By Bob Haegele Car insurance basics: Everything you need to know By Shivani Gite The most expensive and cheapest cars to insure for 2022 By Erik Martin Filing an insurance claim: What not to do By Nupur Gambhir Non-owner car insurance: How to get car insurance without a car By Sarah Sharkey